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Director of Research and Development Emerging Products Chief Technology Officer Organization

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

As part of our diverse tech team, you can architect, code and ship software that makes us an essential part of our customers’ digital lives.  Here, you can work alongside talented engineers in an open, supportive, inclusive environment where your voice is valued, and you make your own decisions on what tech to use to solve challenging problems.  American Express offers a range of opportunities to work with the latest technologies and encourages you to back the broader engineering community through open source.  And because we understand the importance of keeping your skills fresh and relevant, we give you dedicated time to invest in your professional development.  Find your place in technology on #TeamAmex.  

The Chief Technology Officer Organization’s vision is to raise the bar for technical excellence, talent, strategy, and standards across Technology. It also seeks to cultivate and foster technical innovation, as well as elevate and amplify the technical heartbeat of the organization. 

This position reports directly to the VP of R&D and will act as a strategic partner and advisor in terms of technology, innovation, intellectual property, know-how, organizational technical core competency, R&D strategy, product commercialization, program execution as well as being a key member of the CTO leadership team. This role works closely with strategic product, technology and venture partners to define the needs being addressed in each R&D program and deliver the concepts, capabilities, designs, and plans to meet these needs. This role will also ensure that R&D projects are delivered on time, in budget and that the products meet specifications.  

On any given day, you might: 

  • Research emerging technologies such as Quantum Computing, Post-Quantum Cryptography, Metaverse & Web3, AR/VR, and AI/ML, with a focus on establishing strategies, developing impactful experiments, launching new products and other early-stage product development activities. 
  • Partner with Engineering Research to identify emerging-tech opportunities to embrace new technologies that will solve future problems. 
  • As technologies and concepts mature, mobilize applicable company teams to experiment with and adopt emerging tech. 
  • Serve as a subject matter expert and business partner who can educate both technical and non-technical users across the company. 
  • Create and test hypothesis with early stage tech that may lead to solutions to meaningful technical and business challenges. 
  • Partner across the organization to lead R&D efforts and processes in acquiring an in-depth understanding of the customer needs, and applying both strategic and tactical methods to stay on top of the evolving trends in the competitive landscape. 
  • Act as both a strategic problem solver and architect for the future technology and capability needs of CTO R&D to implement business strategy 
  • Drive continuous organizational and leadership development to enable R&D growth.  

Minimum Qualifications 

  • Bachelor's degree in Science, Technology, or Engineering related subjects. 
  • At least 7 years of Product Research, Product Development and/or leadership experience in technology roles. 
  • A deep understanding of the FinTech industry generally. 
  • Proven track record building, launching and driving products through the life cycle. 
  • Ability to bring innovative thinking couples with practical execution to solve multi-dimensional issues. 
  • Demonstrated leadership and management experience in working with cross-functional, geographically dispersed teams on complex projects. 
  • Understands team dynamics and experienced at building teams that deliver results. Requires excellent written, interpersonal communication and presentation skills. 
  • Highly focused on delivering products that meet the needs of patients and customers. 
  • Experience in building and leading teams including talent acquisition and development 
  • Ability to influence leadership to adopt new ideas, products and/or approaches Brings support and positive attributes to a culture that is respectful, supportive, goal oriented, scientific and diverse. 
  • Must have ability to read and understand complex contracts of the business, work with the legal and transaction teams and operate the R&D program in awareness of the foregoing.  

Also Critical to your Success  

  • A passion for creating a fun, empathetic work environment where hard-working, diverse teams can thrive.  

Bonus Points 

  • Experience building, developing, integrating with and/or launching new digital products in a highly regulated industry  

Salary Range: $150,000.00 to $225,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

  • Competitive base salaries 
  • Bonus incentives 
  • 6% Company Match on retirement savings plan 
  • Free financial coaching and financial well-being support 
  • Comprehensive medical, dental, vision, life insurance, and disability benefits 
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
  • Free and confidential counseling support through our Healthy Minds program 
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

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Average salary estimate

$187500 / YEARLY (est.)
min
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$150000K
$225000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

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American Express is a multinational financial services corporation and global leader in providing personal, small business, and corporate credit cards.

7149 jobs
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BADGES
Badge Family FriendlyBadge Office VibesBadge Work&Life BalanceBadge Rapid Growth
CULTURE VALUES
Inclusive & Diverse
Empathetic
Collaboration over Competition
Growth & Learning
Transparent & Candid
BENEFITS & PERKS
Medical Insurance
Dental Insurance
Mental Health Resources
Life insurance
Disability Insurance
Child Care stipend
Employee Resource Groups
Learning & Development
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
April 4, 2025

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