Institutional Client Analyst

As an Institutional Client Analyst at Desjardins, you'll manage a portfolio of institutional clients and provide vital advisory services. Key responsibilities include analyzing financing applications, conducting financial and risk analyses, and coordinating with both internal and external stakeholders to address complex issues. You'll also develop action plans to ensure optimal credit risk management and support portfolio managers through detailed documentation.

To qualify for the Institutional Client Analyst position at Desjardins, candidates should have a bachelor's degree in a related field along with a minimum of four years of relevant experience. Other combinations of qualifications and experience may be considered. Proficiency in French is required, along with intermediate English skills since the role involves interaction with English-speaking clients and partners.

Desjardins prioritizes equity, diversity, and inclusion for all its employees, including Institutional Client Analysts. They believe in creating a positive workplace that reflects the diversity of their community. The organization provides accommodations during the recruitment process to ensure all applicants feel welcomed and respected.

Institutional Client Analysts at Desjardins should be knowledgeable in tools like CreditLens and GestCred, as well as other business pricing assistance tools. Familiarity with these platforms helps in conducting financial analyses, managing loan renewals, and supporting portfolio managers effectively.

Desjardins offers a competitive salary and annual bonuses for Institutional Client Analysts, alongside benefits like 4 weeks of flexible vacation starting from the first year, a defined benefit pension plan, group insurance including telemedicine, and reimbursements for health and wellness expenses.

When responding to this question, highlight specific examples where you've conducted financial analyses, focusing on how you evaluated credit risk. Discuss the tools you used, the outcomes of your analyses, and how your insights contributed to decision-making.

In answering this question, consider using the STAR method (Situation, Task, Action, Result) to describe a particular situation where you effectively diagnosed a complex issue. Detail your thought process and the steps you took to address the problem, emphasizing collaboration with stakeholders.

Explain your approach by sharing methods you've utilized to simplify complex financial data into understandable terms for non-financial colleagues. Describe how you ensure clarity in your reports and presentations while maintaining the necessary details.

Provide a brief summary of a project you led, outlining your role, the objectives, the team involved, and the impact the project had on your organization. Make sure to highlight the skills you used and how it aligns with the responsibilities of an Institutional Client Analyst.

Discuss your systematic approach to ensuring compliance, including staying updated on relevant regulations, incorporating compliance checks into your workflow, and collaborating with compliance teams. Mention any specific experiences where compliance was critical to a project's success.

Provide details about your experience with portfolio management. Discuss the strategies you've implemented, how you monitored performance, and any significant outcomes or changes you've made that enhanced portfolio success.

Discuss your time management skills and any tools or techniques you use to prioritize tasks effectively. Share an example where you met a deadline without sacrificing the quality of your work.

Highlight the importance of teamwork in achieving collective goals as an analyst. Provide examples of how you've collaborated with colleagues to solve problems or improve processes, ensuring to emphasize your communication and interpersonal skills.

Discuss your proactive approach to professional development, including any subscriptions to industry publications, participation in webinars, or networking with professionals in your field. Share how staying informed has positively impacted your work.

Convey your enthusiasm for the role by discussing what attracted you to Desjardins, such as their commitment to diversity and inclusion, innovative approach to financial services, or reputation in the community. Relate your personal and professional goals to the values of the organization.