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US Interchange Compliance Analyst - job 1 of 4

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Interchange is central to Visa’s business and the Global Interchange Compliance team collaborates on interchange initiatives and provides compliance expertise. The Analyst, Global Interchange Compliance role will support interchange strategy by ensuring proper levels of interchange are paid and received by our clients. This role will also ensure Visa systems are working as intended. The ideal candidate will have strong communication skills, an analytical background, and experience navigating complex business projects.

Essential functions:

  • Support project streams related to NA Visa Inc.'s interchange compliance across various functional areas – i.e. maintenance of the sql data models, outreach to the stakeholders etc.,
  • Identify anomalies in the interchange process that may result in financial impact to clients/Visa,
  • Development and maintenance of KPIs/dashboards to support data-driven decision making,
  • Full cycle incident management for errors,
  • Maintain detailed documentation regarding error resolution process and compliance reviews,
  • Be ready to support other interchange related processes as needed,
  • Maintain a working knowledge of Visa's interchange programs to ensure monitoring processes are effective and in line with industry and client trends.,
  • Experience or interest in process improvement, potentially Lean methodologies, is highly desirable.

This is a hybrid position based in the Bay Area, CA. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 3 set days a week.

Qualifications

Basic Qualifications:
• Bachelor's degree in Finance, Business Administration, Statistics, MIS or related field. Advanced degree preferred.

Preferred Qualifications:
• 2+ years of work experience in one of the following areas: software development, pricing analysis, corporate strategy, investment banking, FP&A
• Experience extracting and manipulating large data sets with SQL and/or other programming languages.
• Advanced Excel.
• Self-starter willing to utilize and learn new technology to solve business problems.
• Experience doing quantitative analysis of large datasets
• Experience building dashboards using Power BI.
• Experience creating data processing automations, use of version control tools (GitHub, Bitbucket, etc.), software development cycle.
• Strong analytical and problem-solving skills.
• Natural collaborator, with excellent communication skills.
• Payments industry knowledge is preferable.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 102,600.00 to 145,150.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$123875 / YEARLY (est.)
min
max
$102600K
$145150K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About US Interchange Compliance Analyst, Visa

Join Visa as a US Interchange Compliance Analyst in Foster City, California, and be part of a team that navigates the intricate world of payments compliance. At Visa, we pride ourselves on being the best way for people to pay and be paid, and now it’s your chance to make a significant impact in a mission-driven company. In this exciting role, you’ll support our Global Interchange Compliance team by ensuring that proper interchange levels are met for our clients while collaborating on vital compliance initiatives. With your strong communication skills and analytical background, you will identify anomalies that could affect financial outcomes, manage incident resolutions, and develop KPIs to empower data-driven decisions. You’ll also be instrumental in maintaining Visa systems to ensure they operate smoothly. As we constantly improve and adapt, your experience with process improvement methodologies will be highly valued. This hybrid role allows you the flexibility of remote work while being expected to work in our office three days a week. If you’re ready to dive into the dynamic payments industry with an innovative leader, apply today and thrive with Visa.

Frequently Asked Questions (FAQs) for US Interchange Compliance Analyst Role at Visa
What are the main responsibilities of the US Interchange Compliance Analyst at Visa?

The US Interchange Compliance Analyst at Visa has key responsibilities that include supporting compliance initiatives, analyzing the interchange process, identifying anomalies that could financially impact clients, and managing compliance-related projects. This role involves collaboration with stakeholders and requires strong analytical skills to develop and maintain dashboards and KPIs that support strategic decision-making.

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What qualifications are needed to be a US Interchange Compliance Analyst at Visa?

To qualify for the US Interchange Compliance Analyst position at Visa, candidates need a bachelor's degree in Finance, Business Administration, or a related field, with an advanced degree preferred. Furthermore, having at least 2 years of experience in software development, pricing analysis, or related fields is beneficial, along with proficiency in SQL, data analysis, and creating dashboards using tools like Power BI.

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How does Visa support professional development for the US Interchange Compliance Analyst?

Visa is committed to professional development for the US Interchange Compliance Analyst through a supportive work environment that encourages learning and growth. In addition to providing ongoing training, Visa fosters opportunities to engage in process improvements and exposes analysts to various technologies. This environment helps employees expand their skill sets and knowledge in the payments industry.

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What is the work environment like for a US Interchange Compliance Analyst at Visa?

The work environment for a US Interchange Compliance Analyst at Visa is a hybrid setting based in Foster City, California, encouraging a balance between remote work and office presence. Employees are expected to work from the office three days a week, allowing for collaboration with team members while maintaining flexibility in their work arrangements.

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What benefits does Visa offer for the US Interchange Compliance Analyst position?

Visa offers a comprehensive benefits package for the US Interchange Compliance Analyst position, including medical, dental, and vision insurance, a 401(k) plan, paid time off, and wellness programs. Additionally, the company provides competitive salaries and potential incentives that reflect the importance of its employees in achieving the company's goals.

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Common Interview Questions for US Interchange Compliance Analyst
What experience do you have with SQL and data analysis in relation to compliance?

In answering this question, focus on your specific experience with SQL, including any projects where you extracted and manipulated large data sets. Highlight any instances where your data analysis led to compliance improvements or identified anomalies in processes. Be ready to discuss the tools you used and how they contributed to strategic decision-making.

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Can you describe a complex project you've managed and your approach?

When responding, offer a specific example of a complex project that aligns with the role at Visa. Discuss your planning process, how you engaged stakeholders, and how you tackled challenges. It's key to illustrate your analytical and collaborative abilities, as well as your success in meeting project objectives.

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How would you handle a situation where you identified a significant compliance error?

Detail your problem-solving process when addressing compliance errors. Talk about how you would first assess the situation, gather necessary data, and work with stakeholders to resolve the issue. Emphasize the importance of documentation and communication throughout the resolution process.

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What do you know about Visa's interchange programs?

Your answer should reflect a foundational understanding of Visa's interchange programs and the implications these have on financial transactions. Research Visa's various programs and express how you believe they impact both the company and its clients, showing your commitment to understanding the industry.

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Explain your experience with KPIs and dashboard creation.

Discuss your experience in developing and managing Key Performance Indicators (KPIs) and how you've built dashboards to display meaningful insights. Include specific tools you've used and the data sources you integrated, as well as how these efforts supported business objectives.

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What strategies do you use for analyzing large data sets?

Share the different methods you utilize for quantitative analysis of large data sets. Speak about your familiarity with software and programming languages, and how they help you break down complex data into actionable insights. Highlight any experience implementing data-driven strategies that have yielded positive results.

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How do you ensure effective communication with your team and stakeholders?

Effective communication is crucial. Discuss your methods for keeping all parties informed, such as regular updates, collaborative tools, and how you foster an open environment for feedback. Provide examples where clear communication helped achieve a positive project outcome.

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Can you explain your experience with version control tools like GitHub?

Illustrate your comfort level with version control systems, particularly GitHub or Bitbucket. Discuss your experience in tracking changes, collaborating with other analysts or developers, and how these tools enhance your data processing and compliance audit efforts.

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What motivates you to pursue a career in interchange compliance?

Share your motivation for entering the interchange compliance sector, touching on aspects such as your interest in payments technology, the importance of compliance in maintaining industry integrity, and your desire to impact the financial landscape positively. Personal anecdotes can help make your response compelling.

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Describe how you handle tight deadlines and pressure.

Prepare to discuss specific examples when you successfully managed tight deadlines. Share techniques you use to prioritize tasks, maintain quality, and communicate effectively with the team during stressful periods. Illustrate how your organizational skills contribute to meeting deadlines while ensuring compliance.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 22, 2025

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