32, female, 1.5M in networth. probably going to get laid off. should I retire?

Definitely not!! 1.5million in this economy won't last you more than 3 years IF you live EXTREMELY modestly. If anything, I would invest that 1.5 into the military industrial complex!! Think Lockheed Martin, Northrop Grumman, Boeing, etc. You could play it safe and just invest the 500k and by this time next year, that 1.5 will be chump change to you. I would definitely find myself a reputable financial advisor and hear their opinions on the market but ultimately, investing is the way to go!! That's the only way you'll be able to retire early in this America. In the very same breath though you could also take that 1.5 and move to Thailand or Bali and live like royalty no problem!!

You're doing so well, and I have no doubt you'll continue to shine in everything you do!

To be honest it is up to you on what to do. The world has lots of opportunities. This one is just a bump on the road, but if you have that passive income to replace your income now then do it. Don't stop learning or growing your skills.

I don't think you need to figure that out right at this point. I think for now just take things day by day and see how you feel. I would casually job search and collect unemployment and see if you get bored. Unless you have retirement plans, most people will get bored with all the extra time so see how it feels. Since you are still relatively young, you would probably need to use a lower withdrawal rate if you retire. 3% would be good which only gives you $45K of spend per year. If that's enough for you, then maybe you can make it work, but for most people that will be too low. You are definitely at the point where you can COASTFire though. I would let that 1.5M continue to grow and you can get a more casual, stress-free, or even a part time job that covers your expenses.

If you feel you should then you should 🤍

Get laid off and collect unemployment. Take classes, travel, look for your next job or start your own business. You're only 32.

I mean, what do you mean by "retire?" Stop working for "the man" and do your own thing? If so, yes! Go for it! If you think $1.5M nw will take you comfortably into and beyond old age, you must have other things going on.

Wishing you the best!

Invest, spend wisely, live beneath your means until you can find your next sustainable adventure!

I'm 63 male and had to take early "retirement" with SSA and a part time job. Why, because I was dumb. I needed the money now due to poor planning and an aging parent.

You young lady have means. Divest your portfolio, have your money work for you so you don’t have to work for it! If you have that kind of wealth already, you know how.

God bless you and enjoy your life. You only get one shot at it!

You can retire then become and entrepreneur to create and follow your dreams

no don't retire ✖️!! Invest with a portion of what you have!! You'll thank me later. That's alot of money to be blessed with and and also bust your butt off for it. The cost of living is ridiculous so again my answer is NO!!!

You're only 32 so you'll have to decide if you're ready to slow down in life

wanna be a sugar mama