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Senior Machine Learning Engineer

Affirm is seeking a Senior Machine Learning Engineer to develop cutting-edge models for credit assessment. This role is critical for shaping the financial landscape through advanced machine learning.

Skills

  • Proficiency in machine learning techniques
  • Strong Python and SQL skills
  • Experience with large-scale systems like Spark

Responsibilities

  • Develop machine learning models to predict default likelihood
  • Collaborate with engineering teams to build decisioning systems
  • Implement and scale data pipelines for production models
  • Research and prototype solutions for future credit decisioning

Education

  • Bachelor’s degree in a related field or equivalent experience

Benefits

  • 100% subsidized medical, dental, and vision coverage
  • Generous stipends for lifestyle needs
  • Competitive vacation and holiday time
To read the complete job description, please click on the ‘Apply’ button
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Average salary estimate

$175000 / YEARLY (est.)
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$150000K
$200000K

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What You Should Know About Senior Machine Learning Engineer, Affirm

At Affirm, we're on a mission to reinvent credit, making it more honest and friendly. As a Senior Machine Learning Engineer, you’ll play a pivotal role in our Machine Learning Underwriting team, which is crucial to our core value proposition. With your expertise, you'll help us leverage machine learning to assess risk and make informed decisions through the lifecycles of loan applications. Your talents will be put to work developing high-quality, production-ready models that are essential to our real-time decision-making processes. In this position, you’ll utilize proprietary and third-party data to craft machine learning models that predict the likelihood of defaults and help make smart lending decisions. You’ll collaborate closely with engineering teams to create robust model training, decisioning, and monitoring systems while innovating groundbreaking solutions that will shape the future of credit decisioning at Affirm. If you're passionate about machine learning and theoretical applications in a practical context, then Affirm is definitely the place for you! With over 6 years of experience in machine learning and strong engineering skills, including Python proficiency and experience with large-scale distributed systems like Spark, you’ll find our environment both challenging and rewarding. We're excited to have you contribute to a team that passionately believes in enabling trust through innovative financial solutions!

Frequently Asked Questions (FAQs) for Senior Machine Learning Engineer Role at Affirm
What are the key responsibilities of a Senior Machine Learning Engineer at Affirm?

As a Senior Machine Learning Engineer at Affirm, you will be responsible for developing and optimizing machine learning models that predict loan defaults and facilitate approval decisions. Your roles will include collaborating with engineering teams to create training and monitoring systems, implementing data pipelines that are vital to production models, and researching innovative solutions for credit decisioning.

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What qualifications do I need to apply for the Senior Machine Learning Engineer position at Affirm?

To apply for the Senior Machine Learning Engineer position at Affirm, you need at least 6 years of experience in machine learning engineering, or an equivalent PhD experience counting for up to 2 years. A Bachelor’s degree in a relevant field is also required, along with strong skills in Python and familiarity with large-scale distributed systems.

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How does Affirm support its Senior Machine Learning Engineers in their career growth?

Affirm fosters an environment that emphasizes growth and collaboration for Senior Machine Learning Engineers. You will work with a talented team to enhance your expertise and be encouraged to pursue innovative projects that not only benefit Affirm but also advance your professional journey in machine learning.

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What programming skills are essential for a Senior Machine Learning Engineer at Affirm?

Essential programming skills for a Senior Machine Learning Engineer at Affirm include proficiency in Python, along with experience in using data manipulation tools like SQL. Familiarity with machine learning libraries such as scikit-learn, NumPy, and deep learning frameworks like PyTorch will also be highly beneficial.

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Is the Senior Machine Learning Engineer position at Affirm remote?

Yes, the Senior Machine Learning Engineer position at Affirm is remote-friendly! Affirm embraces a remote-first culture, allowing you to work from anywhere within Canada while enjoying the flexibility and benefits that come with it.

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Common Interview Questions for Senior Machine Learning Engineer
Can you describe your experience with developing machine learning models?

When answering this question, focus on specific projects where you successfully built and deployed machine learning models. Highlight the problem you solved, the tools and technologies you used such as Python and TensorFlow, and any measurable impact your model had on business outcomes.

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How do you handle data preprocessing and feature selection?

Demonstrate your understanding of data preprocessing techniques and feature selection methods. Discuss your approach to cleaning data, handling missing values, and using methods like recursive feature elimination or Lasso for feature selection, and explain how these processes improve model performance.

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What is your experience with scalable machine learning systems?

Discuss any experience you have with tools and technologies such as Spark or Ray that facilitate scalable machine learning. Highlight how you've tackled challenges related to deploying and managing large-scale applications and the importance of choosing the right architecture.

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How do you evaluate the performance of a machine learning model?

Explain the metrics you use to assess models, such as accuracy, precision, recall, and F1 score. Emphasize your ability to use validation techniques like cross-validation to ensure robust model performance.

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Can you explain a complex machine learning concept in simple terms?

This question tests your communication skills. Choose a concept like generalization or overfitting, and explain it in everyday language. This will showcase your ability to communicate complex ideas clearly, which is essential for cross-functional collaboration.

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What role does teamwork play in your machine learning projects?

Elaborate on your collaborative experiences, emphasizing how effective communication and teamwork led to successful projects. Mention scenarios where you worked with product or engineering teams to ensure alignment and achieve a common goal.

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How do you stay updated with the latest machine learning trends and technologies?

Show your commitment to continuous learning by mentioning relevant blogs, courses, or conferences you follow. Discuss your strategies for applying new knowledge to your projects, ensuring you remain at the forefront of machine learning advancements.

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What is your experience with deployment and monitoring of machine learning models?

Describe your familiarity with deployment tools and frameworks like Kubernetes or Docker. Talk about the importance of monitoring models in production and how you have set up monitoring processes to track performance over time and address issues proactively.

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How do you prioritize and manage multiple projects?

Talk about your project management strategies for juggling multiple responsibilities, such as using Agile methodologies, prioritizing tasks based on business impact, and employing tools for organization. Mention how you communicate progress with stakeholders.

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What excites you most about the future of machine learning?

Share your passion for machine learning by discussing innovative areas like reinforcement learning or ethical AI. Express how you see these advancements transforming industries and why you want to be part of this evolution, particularly at Affirm.

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87 jobs
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CULTURE VALUES
Inclusive & Diverse
Collaboration over Competition
Growth & Learning
Transparent & Candid
FUNDING
DEPARTMENTS
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
SALARY RANGE
$150,000/yr - $200,000/yr
EMPLOYMENT TYPE
Full-time, remote
DATE POSTED
April 8, 2025

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