Director-Risk Management

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Global Risk & Compliance Organization (“GRC”) is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. GRC creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks.

Colleagues at GRC are passionate about our commitment to drive the Company’s goals of growth and progress by creating a culture of risk awareness and proactivity around regulatory matters. By partnering closely with business units across the enterprise, we help deliver maximum value to our shareholders and our customers through effective risk management and oversight activities.

Within GRC, the Financial Risk Management function is the independent risk management team covering all financial risks at American Express. The market and liquidity risk team of the function is responsible for designing and executing risk measurement and controls across market and liquidity risk management areas.

Reporting directly to Head of Funding and Liquidity Risk Management, the Director – Liquidity Risk Management will be a responsible for providing strategic leadership and independent oversight of liquidity risk management across American Express and American Express National Bank (AENB). The Director will work closely with senior management and business units to ensure effective identification, assessment, and mitigation of liquidity risk.

How will you make an impact in this role?

• Manage the development and implementation of liquidity risk management policies, framework and procedures in alignment with the organization of risk appetite, enterprise-wide standards, regulatory requirements and best practices.
• Monitor liquidity risk trends, market developments, and regulatory changes to proactively identify emerging risks and opportunities for risk mitigation and optimization.
• Manage the committee meetings and materials for applicable risk committees as sub-committees of Enterprise Risk Management Committee.
• Challenge treasury functions and other relevant stakeholders to identify, assess and mitigate liquidity risk.
• Prepare materials for regulatory exam and interactions, committees, audit inquiries and senior leadership presentations.
• Foster a strong risk culture and awareness of liquidity risk throughout the organization through training, communication, and knowledge sharing initiatives. 
• Provide leadership and coaching for a team of risk professionals, overseeing critical processes including Liquidity Stress Testing, Liquidity Coverage Ratio and Net Stable Funding Ratio.

Minimum Qualifications

• Undergraduate degree in Finance, Statistics, Actuarial Science, Mathematics, Econometrics, Business Administration, Operations Research, Engineering, or a related field.
• 7+ years of experience in risk management or finance;  
• In-depth knowledge of liquidity risk management processes, metrics, analytics, systems, and regulatory guidelines.
• Experience with Liquidity Stress Testing, Risk Appetite and Limits and Governance and Controls.
• Excellent verbal and written communication skills, combined with rigorous analytical and problem-solving skills and meticulous attention to detail.
• Proven ability to translate complex and disparate information into comprehensive and cohesive messaging for senior leadership, committees, audit, and regulators.
• Proactive in identifying issues, escalating key findings, and advising on recommended solutions to mitigate risks in a timely fashion.
• Strong leadership skills with a demonstrated ability to effectively coach, train, and develop a team and to promote collaboration across geographies.

Preferred Qualifications

• Knowledge of SQL and Python.
• Prior project/team leadership experience preferred.

Salary Range: $130,000.00 to $205,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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*Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.