Senior Analyst - Treasury - job 22 of 22

As a Senior Analyst in Treasury at American Express, your primary responsibilities include overseeing balance sheet strategies, collaborating with Treasury teams on liquidity, funding, investments, and market risk management. You will also support the Bank’s resiliency by ensuring access to contingent funding sources, evaluating the impact of new business products, and enhancing documentation and analytical processes. This role is crucial for driving financial insights, maintaining governance, and supporting the Bank’s long-term growth.

To apply for the Senior Analyst - Treasury position at American Express, candidates should possess a Bachelor's degree or an equivalent combination of education and experience. A proven track record in Treasury, finance, or regulatory roles, coupled with strong analytical skills and attention to detail, is essential. Preferred qualifications include 2+ years of relevant experience, which will help in driving insights and contributing effectively within the team.

American Express emphasizes growth and career development for its Senior Analysts in Treasury through various programs. Colleagues have access to comprehensive training initiatives, mentorship opportunities, and workshops designed to enhance professional skills. Additionally, the company values individual growth paths, allowing for lateral movement across different finance roles, thereby enriching your career journey.

American Express prioritizes work-life balance for Senior Analysts in Treasury through its flexible hybrid work model. Depending on business needs, colleagues can work onsite, in a hybrid format, or fully virtually. Complemented by generous benefits, including paid parental leave and wellness programs, the company fosters a supportive environment that helps employees maintain their overall well-being.

The salary range for the Senior Analyst - Treasury position at American Express ranges from $55,000 to $105,000 annually, supplemented by bonus incentives and comprehensive benefits. The actual pay will consider factors such as location, experience, and job-related skills, ensuring that contributions are appropriately recognized and rewarded.

When addressing this question, emphasize your understanding of liquidity management, capital allocation, and risk assessment. Discuss specific strategies you would propose, such as diversifying funding sources or implementing financial forecasting models. It's crucial to illustrate your analytical skills and ability to collaborate with different departments while aligning with organizational goals.

In your response, describe your systematic approach to evaluating new business products. Highlight aspects like assessing market conditions, liquidity implications, and compliance with regulatory requirements. Mention any tools or methodologies you would use for analysis and how you would communicate your findings to stakeholders.

When answering this question, recount a specific instance where your contributions led to process enhancements, such as automating reporting or streamlining compliance checks. Focus on the impact of your changes, how you identified the need for improvement, and how you collaborated with others to implement the solution.

Discuss any specific financial modeling projects you have worked on, illustrating your skills in creating forecasts, stress testing, or scenario analyses. Relate your experience directly to how it would be beneficial at American Express, such as informing balance sheet strategies or driving decision-making.

Highlight the importance of accuracy in financial reporting and discuss your methods for ensuring it, such as implementing checklists, peer reviews, and using software tools. Illustrate your proactive approach to double-checking figures and maintaining organized documentation.

For this question, share a specific experience where you simplified complex financial information for stakeholders outside the finance team. Discuss your approach to breaking down the concepts, using relatable analogies, and ensuring your audience grasps the core ideas necessary for decision-making.

Speak to contemporary challenges such as regulatory changes, managing liquidity in uncertain markets, or integrating technology into traditional Treasury functions. Demonstrate your awareness of these issues and suggest potential solutions or strategies Treasury departments could adopt.

Emphasize your commitment to continuous learning by mentioning sources you follow, such as government publications, financial news, and industry podcasts. Discuss any professional development courses or certifications you are pursuing that align with enhancing your regulatory knowledge.

Discuss the transformative impact of technology on financial analysis, mentioning how data analytics tools and automation can streamline processes, improve accuracy, and lead to better insights. Show your enthusiasm for leveraging technology and how you would apply it in the Senior Analyst role.

In your response, combine your personal values with American Express's mission. Speak to your admiration for their commitment to customer experience and community support while also highlighting how your skills and aspirations align with the Treasury function's goals at Amex.