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Loan Officer- Hybrid

Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation’s largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company’s growth and bring your expertise to help fuel the future of construction financing.

We’re not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you’ll have everything you need to succeed.

What You’ll Do:

  • Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
  • Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You’ll bring the right solution to the table for each unique project.
  • Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
  • Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
  • Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
  • Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
  • Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
  • Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
  • Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
  • High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what’s best for both the client and the company.
  • Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.

Why You’ll Love It Here:

At Builders Capital, we believe in taking care of our team. Here’s a sneak peek at the benefits that come with joining us:

  • Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
  • Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
  • National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
  • Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
  • Health Savings Account (HSA) – We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
  • Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
  • Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
  • Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

We’re here to support you both professionally and personally—because when you thrive, we all thrive.

Builders Capital is an Equal Opportunity Employers(EEO) and welcomes all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

Average salary estimate

$75000 / YEARLY (est.)
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$90000K

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What You Should Know About Loan Officer- Hybrid, Builders Capital

If you’re a passionate and driven Loan Officer looking to make an impact in the construction finance space, Builders Capital has an exciting opportunity for you! As the nation’s largest private construction lender, we’re on the hunt for a talented Loan Officer to join our vibrant team. This role is perfect for someone who thrives in an outside sales environment and enjoys building relationships in the construction industry. You’ll be responsible for driving sales, originating a range of loan products like vertical construction and bridge loans, and ushering deals from inception through to closing. We pride ourselves on our innovative approach and unmatched support, so you’ll have all the tools you need to succeed. Our ideal candidate has at least 2 years of experience in construction finance or mortgage lending and possesses exceptional communication and problem-solving skills. You’ll work hand-in-hand with builders, architects, and contractors, ensuring they receive expert consultation tailored to their specific financing needs. Builders Capital offers a flexible work environment, competitive compensation, and a range of benefits including 100% coverage of medical insurance premiums. Join us and help shape the future of construction financing while enjoying professional growth and robust support. Let’s build something great together!

Frequently Asked Questions (FAQs) for Loan Officer- Hybrid Role at Builders Capital
What are the main responsibilities of a Loan Officer at Builders Capital?

As a Loan Officer at Builders Capital, your primary responsibilities include driving outside sales through networking, prospecting, and building relationships within the construction industry. You’ll originate various loan products, lead the loan process from start to finish, provide expert consultation to clients, and execute your own sales strategy.

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What qualifications are required for the Loan Officer position at Builders Capital?

To qualify for the Loan Officer position at Builders Capital, candidates should have at least 2 years of experience in construction finance or residential/commercial mortgage lending. A solid understanding of construction loan structures, exceptional communication skills, and personal integrity are also crucial.

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How does a Loan Officer at Builders Capital support clients during the loan process?

A Loan Officer at Builders Capital supports clients by providing expert advice on loan structuring tailored to their specific needs. Throughout the entire process—from initial outreach to closing—you will be the key point of contact, ensuring smooth communication and timely processing.

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What kind of sales strategy is expected from a Loan Officer at Builders Capital?

At Builders Capital, a Loan Officer is expected to develop and execute a comprehensive outside sales strategy. This includes activities such as networking, prospecting potential clients, marketing loan products, and maintaining strong client relationship management.

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What are the benefits of working as a Loan Officer at Builders Capital?

Loan Officers at Builders Capital enjoy a variety of benefits, including a flexible work environment, competitive compensation, comprehensive health insurance coverage, 3 weeks of paid time off, and a supportive company culture that prioritizes both personal and professional growth.

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Common Interview Questions for Loan Officer- Hybrid
What is your experience with construction loans?

When answering this question, highlight specific types of construction loans you’ve worked with, your understanding of the processes involved, and how you successfully helped clients secure those loans.

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How do you build relationships with clients in the construction industry?

Discuss your strategies for networking, maintaining communication, and understanding the unique needs of clients in construction. Provide examples of how these relationships have led to successful partnerships.

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Describe a challenging loan process you managed.

Focus on a specific example where you faced obstacles, detail how you approached the situation, and explain the outcome. This showcases your problem-solving skills and determination.

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What steps do you take to ensure a successful loan closing?

You should explain your process for maintaining communication with clients and internal teams, double-checking all documentation, and addressing any potential issues proactively to ensure a smooth closing.

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How do you stay updated on trends in construction financing?

Mention resources such as industry publications, online courses, networking events, and professional organizations that you engage with to stay informed about market trends and new financing options.

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What sales techniques do you find most effective in outside sales?

Identify specific sales techniques that resonate with you, such as consultative selling, relationship management, or leveraging technology, and provide anecdotal evidence of their effectiveness in your past roles.

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How do you handle client objections?

Describe your approach to listening to client concerns, addressing them with empathy, and providing alternative solutions or clarification that aligns with their needs and desires.

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Can you provide an example of how you contributed to your team's success?

Share a detailed example of a project or initiative where you collaborated with teammates to achieve a goal, emphasizing your role and the positive impact it had on overall team performance.

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What tools or software do you use to manage loan applications?

Discuss the tools and software you are familiar with or have used, explaining how they improve your efficiency in managing client accounts and loan applications.

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Why do you want to work as a Loan Officer at Builders Capital?

Convey your passion for construction finance, your admiration for Builders Capital's innovative approach, and how you believe your skills align with their mission to shape the future of financing in the construction industry.

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EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
April 6, 2025

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