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Software Engineer, Back End

Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who love to solve real problems and meet real customer needs.  We are seeking Back End Software Engineers who are passionate about marrying data with emerging technologies. As a Capital One Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One.

The Card Tech Authorizations domain provides capabilities for authorizing credit and debit card transactions in real-time. These Authorizations enables our customers’ to use their payment instruments (eg. Credit Cards) through industry authorization compliant services, and deep decisioning across fraud, credit, and customer preferences. These real-time decisions require integrated data, with intelligent models that are continuously available and performant to high standards.

What You’ll Do: 

  • Collaborate with and across Agile teams to design, develop, test, implement, and support technical solutions in full-stack development tools and technologies

  • Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community

  • Collaborate with digital product managers, and deliver robust cloud-based solutions that drive powerful experiences to help millions of Americans achieve financial empowerment

  • Utilize programming languages like Java, Python, SQL, Node, Go, and Scala, Open Source RDBMS and NoSQL databases, Container Orchestration services including Docker and Kubernetes, and a variety of AWS tools and services 

Basic Qualifications: 

  • Bachelor’s Degree 

  • At least 1.5 years of professional software engineering experience (Internship experience does not apply)

Preferred Qualifications: 

  • 3+ years of experience in at least one of the following: Java, Scala, Python, Go, or Node.js

  • 1+ years of experience with AWS, GCP, Azure, or another cloud service

  • 2+ years of experience in open source frameworks

  • 2+ years of experience in Agile practices

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, or another type of work authorization).

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $120,900 - $138,000 for Software Engineer


 


 


 


 


 


 


 


 


 


 

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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Average salary estimate

$129450 / YEARLY (est.)
min
max
$120900K
$138000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Software Engineer, Back End, Capital One

Are you ready to embark on a thrilling journey as a Software Engineer, Back End with Capital One in the vibrant city of Chicago, IL? If you have a passion for building innovative solutions and solving complex business challenges, then this role might just be the perfect fit for you! At Capital One, you'll join a dynamic team of makers and disruptors, dedicated to creating real solutions that empower millions of customers. In the Card Tech Authorizations domain, your contributions will directly impact how our customers use their payment instruments through high-performance, real-time authorizations. You’ll work in an Agile environment, collaborating with talented individuals to design, develop, and implement technical solutions across various full-stack tools and technologies. You’ll have the chance to utilize languages such as Java, Python, and Go, and leverage powerful cloud-based solutions to drive exceptional experiences. Capital One is invested in your growth, encouraging you to stay on top of tech trends, mentor fellow engineers, and participate in both internal and external tech communities. If you have approximately 1.5 years of software engineering experience and a bachelor’s degree, we want to hear from you! Join us as we redefine the future of technology and banking - apply now to become a part of this exciting journey at Capital One!

Frequently Asked Questions (FAQs) for Software Engineer, Back End Role at Capital One
What are the primary responsibilities of a Software Engineer, Back End at Capital One?

A Software Engineer, Back End at Capital One will primarily be responsible for designing, developing, testing, and implementing technical solutions in collaboration with Agile teams. This includes utilizing a variety of programming languages and cloud technologies to deliver real-time, robust solutions that meet customer needs. Additionally, you will be involved in mentoring fellow engineers and contributing to internal tech communities, making a meaningful impact in the engineering space.

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What qualifications do I need to apply for the Software Engineer, Back End position at Capital One?

To apply for the Software Engineer, Back End role at Capital One, candidates should have a bachelor's degree and at least 1.5 years of professional software engineering experience. Preferred qualifications include 3+ years of experience with languages such as Java or Python, and familiarity with cloud platforms like AWS or GCP. Experience in Agile practices and open source frameworks is also advantageous.

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What programming languages should a Software Engineer, Back End at Capital One be proficient in?

A Software Engineer, Back End at Capital One should be proficient in programming languages such as Java, Python, Scala, Go, and Node.js. Familiarity with SQL, container orchestration tools like Docker and Kubernetes, as well as various AWS services, is also essential to effectively contribute towards developing cloud-based solutions.

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What is the work environment like for a Software Engineer, Back End at Capital One?

The work environment for a Software Engineer, Back End at Capital One is fast-paced, collaborative, and inclusive. You'll work within Agile teams to tackle complex problems and deliver impactful solutions. There's a strong emphasis on continuous learning and innovation, allowing you to stay engaged with the latest technologies and industry trends while supporting your growth within the company.

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What can I expect in terms of salary for the Software Engineer, Back End role at Capital One?

For the Software Engineer, Back End role at Capital One in Chicago, the salary range is between $120,900 and $138,000 annually. Additionally, this role is eligible for performance-based incentives, including bonuses and long-term incentives, providing a comprehensive compensation package for qualified candidates.

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Common Interview Questions for Software Engineer, Back End
Can you explain your experience with back-end technologies and why they are essential?

When addressing your experience with back-end technologies, highlight specific frameworks, languages, and tools you’ve utilized, such as Java, Node.js, or cloud platforms. Explain how these technologies have enabled you to create efficient APIs and manage data effectively, emphasizing their importance in building robust systems.

Join Rise to see the full answer
How do you approach problem-solving in back-end development?

In your answer, describe your systematic approach to problem-solving. Discuss how you gather requirements, analyze the problem, design potential solutions, implement them, and conduct thorough testing. Highlighting a specific example from your past experience will showcase your ability to navigate challenges effectively.

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What is your experience with Agile methodologies?

Outline your experience with Agile methodologies by discussing how you've participated in sprints, daily stand-ups, and retrospectives. Talk about your role in Agile teams and how the Agile framework has enhanced your collaboration and delivery of software projects, making them more efficient and iterative.

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Describe a challenging back-end project you’ve worked on.

Share a specific back-end project that posed challenges, detailing the technical hurdles you faced and how you overcame them. Discuss the technologies used, your role in the team, and the ultimate success of the project, demonstrating your resilience and problem-solving skills.

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How do you ensure the performance and scalability of back-end systems?

Discuss your strategies for ensuring performance and scalability in back-end systems, including using efficient algorithms, optimizing database queries, and implementing load balancing. Share any tools or techniques you’ve employed, like caching mechanisms or asynchronous processing, to illustrate your expertise.

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What role does testing play in your development process?

Emphasize the importance of testing in your development process by describing the types of testing you perform, such as unit testing, integration testing, and end-to-end testing. Share how you incorporate automated tests in your workflow to ensure code quality and reliability.

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How do you stay updated with the latest back-end technologies and best practices?

Describe your commitment to continuous learning, including resources you utilize, such as online courses, tech blogs, and developer communities. Mention any conferences or workshops you attend and explain how you apply new knowledge to your work, showing your initiative and passion for the field.

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Discuss a time when you had to mentor a team member.

Share a specific experience where you mentored a team member, detailing the context and the challenges faced. Discuss how you provided guidance, shared knowledge, and supported their growth, emphasizing your leadership and communication skills.

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What security practices do you follow in back-end development?

Talk about the security practices you prioritize in back-end development, such as input validation, authentication, and authorization methods. Highlight your awareness of common vulnerabilities and how you implement techniques to safeguard applications, ensuring data security and compliance.

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How do you manage your time when handling multiple projects?

Explain your approach to time management when dealing with multiple projects, such as prioritizing tasks, setting clear deadlines, and utilizing project management tools. Share any techniques you use to stay organized and ensure timely delivery of quality work.

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All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran

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DATE POSTED
April 16, 2025

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