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Credit Risk Business Analyst(Tech) AVP- IRVING

The Credit Risk Business Analyst(Tech) is responsible for liaising between business users and technologists to exchange information in a concise, logical and understandable way in coordination with the Technology team. The overall objective of this role is to contribute to continuous iterative exploration and investigation of business performance and other measures to gain insight and drive business planning.

Responsibilities:

  • Formulate and define systems scope and objectives for complex projects and foster communication between business leaders and IT
  • Consult with users and clients to solve complex system issues/problems through in-depth evaluation of business processes, systems and industry standards and recommends solutions
  • Support system change processes from requirements through implementation and provide input based on analysis of information
  • Consult with business clients to determine system functional specifications and provides user and operational support
  • Identify and communicate risks and impacts, considering business implications of the application of technology to the current business environment
  • Act as advisor or coach to new or lower level analysts and work as a team to achieve business objectives, performing other duties and functions as assigned
  • Has the ability to operate with a limited level of direct supervision.
  • Can exercise independence of judgement and autonomy.
  • Acts as SME to senior stakeholders and /or other team members.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 5-8 years of relevant experience with below
  • Experience in data analysis with intermediate/advanced Microsoft Office Suite skills
  • Well versed with Credit Risk Management to evaluate & enhance Wholesale Lending & Credit Risk process
  • Highly skilled with deep knowledge of Software Development Life Cycle (SDLC), Agile methodologies, frameworks and processes
  • Able to document standardized detailed requirements in Grekin format in JIRA and realize them through the design of the user experience.
  • Comprehensive knowledge of the principles of business analysis

Education:

  • Bachelor's degree/University degree or equivalent experience

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Job Family Group:

Technology

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Job Family:

Business Analysis / Client Services

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Time Type:

Full time

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

$87,360.00 - $131,040.00


In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Apr 08, 2025

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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Average salary estimate

$109200 / YEARLY (est.)
min
max
$87360K
$131040K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Credit Risk Business Analyst(Tech) AVP- IRVING, Citi

As a Credit Risk Business Analyst (Tech) at Citi in Irving, Texas, you will play a pivotal role in bridging the gap between business users and IT professionals. Your mission will focus on enhancing business performance insights and informing strategic planning by collaborating directly with technologists and business teams. In this collaborative environment, you will define the scope and objectives of complex projects, consult tirelessly with users to troubleshoot system issues, and support system changes all the way from requirements gathering to implementation. Utilizing your expertise in Credit Risk Management, you will assess and improve Wholesale Lending and Credit Risk processes while ensuring that the business implications of technology are well understood and communicated. Your ability to document detailed requirements in JIRA and facilitate user experience design will be crucial in driving successful project outcomes. Having autonomy and operating under limited supervision, you will also mentor newer analysts, reinforcing your role as a subject matter expert. With your extensive experience, you will be expected to evaluate risks associated with business decisions, ensuring compliance with the organization's policies and regulatory standards. Join us at Citi, where your talents can make a significant impact while enjoying competitive benefits and a supportive work culture.

Frequently Asked Questions (FAQs) for Credit Risk Business Analyst(Tech) AVP- IRVING Role at Citi
What are the main responsibilities of a Credit Risk Business Analyst (Tech) at Citi?

The main responsibilities of a Credit Risk Business Analyst (Tech) at Citi include liaising between business users and IT staff, defining project scopes, troubleshooting system issues, documenting functional specifications, and consulting with stakeholders on system functionalities. This role also entails evaluating and enhancing the Credit Risk process and ensuring compliance with regulatory standards.

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What qualifications do I need to become a Credit Risk Business Analyst (Tech) at Citi?

To become a Credit Risk Business Analyst (Tech) at Citi, you should have a Bachelor’s degree and 5-8 years of relevant experience. You must possess strong data analysis skills, knowledge of Credit Risk Management, and familiarity with Software Development Life Cycle (SDLC) and Agile methodologies.

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How does Citi support the growth of its Credit Risk Business Analysts (Tech)?

Citi supports the growth of its Credit Risk Business Analysts (Tech) by providing opportunities for mentorship, training in industry standards, and encouraging participation in complex projects that foster professional development and collaboration within teams.

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What skills are essential for a successful Credit Risk Business Analyst (Tech) at Citi?

Essential skills for a successful Credit Risk Business Analyst (Tech) at Citi include advanced data analysis capabilities, proficiency in Microsoft Office Suite, excellent communication and documentation skills, and a deep understanding of Credit Risk Management processes and systems.

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What is the work environment like for a Credit Risk Business Analyst (Tech) at Citi?

The work environment for a Credit Risk Business Analyst (Tech) at Citi is collaborative and dynamic, with a focus on teamwork. You will be actively engaging with various stakeholders, balancing independent judgment with team-based projects, which contributes to a vibrant company culture.

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Common Interview Questions for Credit Risk Business Analyst(Tech) AVP- IRVING
Can you explain your experience with Credit Risk Management?

When answering this question, detail specific projects or roles involving Credit Risk Management. Highlight your understanding of risk evaluation processes, the tools you used, and how your contributions led to measurable improvements in risk assessment.

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How do you approach documenting requirements for a project?

Describe your methodology for gathering and documenting requirements, emphasizing your use of JIRA for standardized detailed requirements. Share examples of successful documentation experiences and how they facilitated understanding among stakeholders.

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What techniques do you use to analyze data and improve business performance?

Discuss specific data analysis techniques you utilize, such as statistical analysis or dashboard creation. Highlight how these techniques directly contributed to enhanced performance metrics or business insights in previous roles.

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How do you handle conflicts between business users and IT teams?

Emphasize your communication skills and ability to mediate between perspectives. Provide a real-world example of a conflict that arose and how you facilitated a resolution that satisfied both parties.

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What is your experience with Agile methodologies?

Clarify your understanding of Agile principles and practices by discussing your previous roles in Agile teams. Mention specific Agile tools or methods you have used and their impacts on project outcomes.

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Can you provide an example of a complex system issue you resolved?

Share a detailed example of a complex system problem you faced, outlining your analytical process for resolving it, the solution you implemented, and the results that followed.

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How do you evaluate risks when making business decisions?

Discuss your approach to risk assessment, including how you identify potential impacts and the methodologies you use to weigh risks against business objectives. Cite examples of past decisions where risk evaluation was crucial.

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What tools do you use for data analysis?

List the data analysis tools you're proficient with, such as Excel, SQL, or specific BI tools. Explain how you have leveraged these tools to provide insights or solutions in past projects.

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How would you describe your mentoring style?

Use this question to convey your approach to coaching and development. Highlight your emphasis on providing constructive feedback and fostering a growth-oriented environment for junior analysts.

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Why do you think communication is critical for a Credit Risk Business Analyst?

Emphasize that effective communication is key to aligning business needs with technological solutions. Discuss how it facilitates collaboration, ensures all stakeholders are informed, and contributes to successful project outcomes.

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Citi’s mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capi...

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CULTURE VALUES
Inclusive & Diverse
Rise from Within
Mission Driven
Diversity of Opinions
Work/Life Harmony
FUNDING
DEPARTMENTS
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TEAM SIZE
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Full-time, on-site
DATE POSTED
April 2, 2025

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