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Credit Risk Analyst

Job Description

Location: London (Hybrid working arrangements will be considered).


Employment type: Permanent full-time.


Employment basis: The role is expected to be a full- time position.


Salary: £42,000 – £52,000, dependent on experience plus bonus and other benefits. 


Closing date: Thursday 3rd April 2025

 


The Opportunity


Are you looking for a career which is rewarding, at the cutting edge of project development and where you can really make a difference? Come and join our expanding Sizewell C (SZC) team and work on one of the most exciting and largest megaprojects in the UK, whilst being at the forefront of the UK’s climate change agenda and energy policy. 
 
Following on from the success of Hinkley Point C (HPC), the Sizewell C Project is a nuclear new build project in Suffolk, which has obtained planning approval and Government financing support. The project has started construction and is now seeking private investment. When completed, it will provide dependable electricity to 6 million homes for 60 years, which along with renewables, will support Britain to achieve Net Zero by 2050.


Join our project as a Credit Risk Analyst!

Our team supports all business and supply chain teams. We vary the detail of credit risk assessment based on the size of the deal involved. We are looking for a Credit Risk Analyst to support the Senior Credit Risk Manager to proactively manage, measure, monitor and mitigate credit risk. As well as establishing and implementing the enhancements to the process reflective of the volume and complexity of contracts in a major infrastructure project in delivery phase. 

 

The Role

The purpose of the Credit Risk Analyst roles are to support the business function in ensuring all credit risks faced by Sizewell C are measured, monitored and protected effectively, whilst maintaining stakeholder relations. 

A key requirement of this role is the ability to weigh-up multiple data sources to arrive at a decision, then be able to clearly explain your reasoning. This will involve looking across various credit scores, payment behaviour and news searches and applying commercial awareness related to business sectors, the economic climate and product/service demand.

The role requires working with a variety of different stakeholders: Sales, Collection and Supply Chain teams, along with colleagues in Finance.



What we’re looking for…

As the Credit Risk Analyst you’ll be analytical, but also have soft skills to engage empathetically with the teams we support. A critical thinker with a problem-solving skillset and ability to handle detailed processes, dealing with complexity in a calm and logical manner. Whilst also being able to establish and maintain effective internal and external business relationships with key stakeholders, with capable communication and negotiating skills.

You’ll have a keen and diligent approach to learning new skills and processes, as well as having an interest in growing a wide understanding of how small, medium and large businesses operate, and how we spot when things aren’t quite right.

Having an ambition to gain expert knowledge in credit risk, learning from colleagues. If you have a good understanding of the UK energy markets and the EDF customer base this would be advantageous.

 

The Skills

 

  • Expertise in credit risk methodologies, management, and financial statement analysis.
  • Strong commercial acumen, with the ability to assess complex contractual and credit risk issues; experience in construction or supply chain preferred.
  • Proficient in financial modelling, scenario analysis, stress testing, and projections.
  • Excellent communication, collaboration, and leadership skills, adaptable to financial and non-financial audiences, including directors.
  • Strong relationship-building skills with the ability to challenge experienced professionals.
  • Adaptable, resilient, and able to manage multiple priorities under pressure.
  • Motivated self-starter and team player, committed to continuous learning.
  • Highly organised with strong time management and attention to detail.
  • Operates with integrity and confidentiality.

 

Desirable

  • Previous knowledge of commercial and contractual credit risk mitigants, highly preferred

 

If this sounds the Credit Risk Analyst role for you, we would love to hear from you. If you thrive in a high-stakes environment and are ready to help deliver some of the most complex projects in the energy sector, we’d love to hear from you!

 

A full job description is available on application. 

 

#DestinationNuclear

#SZCjobs

 

* Sizewell C Limited will be moving offices from 90 Whitfield Street to 25 Copthall Avenue. 


25 Copthall Avenue is a modern building just a short walk from Moorgate and Liverpool Street stations. Sizewell C will occupy the whole of the 4th floor. We are targeting a move in late March 2025.


This role will be contractually based at 25 Copthall Avenue. However, depending on the date of the move there may be a period that you will be required to work temporarily from our existing office at 90 Whitfield Street.

 

Additional Information

Join the team at Sizewell C. The power of good for Britain.

It’s not every day you get the opportunity to shape the working culture of what will be one of Europe’s largest construction projects, while also helping Britain to reach its target of Net Zero emissions by 2050. That’s one of the reasons Sizewell C will be unlike anything you’ve ever experienced before, and you’ll need to be an exceptional professional to reach the high standards this critical infrastructure project demands. 

The UK is experiencing a nuclear renaissance and Sizewell C – along with its sister project at Hinkley Point C in Somerset – is powering the change. We’re ramping up at pace as we look ahead to the Financial Investment Decision in early 2025, and the start of construction soon after. With government fully on board and public opinion shifting significantly in favour of nuclear, there’s never been a better time to join our project.

By submitting an application to this role, you acknowledge that you have read and understood Sizewell C’s employee privacy policy and EDF's employee privacy policy. Just to let you know, EDF will be processing and sharing information about your application on behalf of Sizewell C.
 

Average salary estimate

$47000 / YEARLY (est.)
min
max
$42000K
$52000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Credit Risk Analyst, EDF UK

Are you ready to take your career to new heights as a Credit Risk Analyst with Sizewell C in London? This exciting opportunity offers a permanent full-time position that comes with a competitive salary ranging from £42,000 to £52,000, plus a bonus and other benefits. Join a team that is at the forefront of one of the UK's largest megaprojects, contributing to a sustainable future while gaining invaluable experience in credit risk management. In your role, you will support the Senior Credit Risk Manager, helping manage, measure, monitor, and mitigate credit risks throughout the project's lifecycle. Your analytical prowess will be essential as you sift through diverse data sources, analyze credit scores, and assess payment behaviors to provide clear and informed recommendations. Working closely with various stakeholders, including the Sales and Supply Chain teams, you'll need to balance technical insight with strong interpersonal skills. Being a critical thinker with excellent communication capabilities, you'll effectively convey your insights and build lasting relationships across departments. If you have a keen interest in energy markets and a desire to expand your knowledge, we want to hear from you! This is more than just a job; it's an opportunity to contribute to a significant cause and help size up a future that's powered sustainably. Ready to help shape a cleaner energy landscape? Apply and be part of this journey at Sizewell C today!

Frequently Asked Questions (FAQs) for Credit Risk Analyst Role at EDF UK
What are the responsibilities of a Credit Risk Analyst at Sizewell C?

As a Credit Risk Analyst at Sizewell C, your primary responsibilities will involve supporting the Senior Credit Risk Manager in managing and mitigating credit risks inherent to the Sizewell C project. You will analyze various credit scores, assess payment behaviors, and monitor economic factors that may impact credit risk. Engaging with stakeholders across Sales, Collections, and Supply Chain, you are responsible for fostering strong relationships and ensuring effective communication throughout the process. Your analytical skills will be critical in maintaining robust credit risk assessments.

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What qualifications are required for a Credit Risk Analyst role at Sizewell C?

For the Credit Risk Analyst position at Sizewell C, candidates are expected to have expertise in credit risk management methodologies and financial statement analysis. A strong commercial acumen and experience assessing complex credit risk issues are crucial. While not mandatory, experience in construction or supply chain sectors will be advantageous. Key skills include proficiency in financial modeling and strong communication abilities. Ideally, candidates should also have a keen interest in understanding the energy market and how credit risk can impact business operations.

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What skills are essential for a Credit Risk Analyst at Sizewell C?

Essential skills for a Credit Risk Analyst at Sizewell C include analytical thinking, attention to detail, and the ability to manage multiple priorities under pressure. Strong interpersonal and communication skills are key for effective collaboration with various stakeholders. A good understanding of credit risk methodologies and financial analysis is necessary, along with emotional intelligence to navigate complex team dynamics. The role also requires adaptability and a commitment to continuous learning about the evolving energy sector and its challenges.

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What is the work environment like for a Credit Risk Analyst at Sizewell C?

As a Credit Risk Analyst at Sizewell C, you'll thrive in a dynamic and collaborative environment. The project is known for its innovative and forward-thinking culture, with a strong emphasis on teamwork and communication. You will engage with various teams while supporting significant infrastructure developments. The hybrid work arrangement offers flexibility, allowing you to work both in office and remotely, which fosters a balanced work life. Overall, Sizewell C nurtures an atmosphere that encourages professional growth and development.

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What opportunities for growth exist for a Credit Risk Analyst at Sizewell C?

At Sizewell C, there are numerous opportunities for growth as a Credit Risk Analyst. You will have the chance to deepen your expertise in credit risk management while working on an impactful mega-project within the energy sector. The supportive team environment encourages continuous learning, allowing you to develop your analytical skills further. Additionally, as the project evolves, there may be further career advancements within the organization, and you'll directly contribute to a sustainable future, enhancing your professional reputation in the industry.

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Common Interview Questions for Credit Risk Analyst
What experience do you have in credit risk analysis?

When discussing your experience in credit risk analysis, focus on specific projects you've worked on and your role in assessing risks. Highlight your methodology, any analytical tools you used, and the outcomes of your analyses. Be prepared to discuss how you managed stakeholder relationships and how your contributions positively impacted the decision-making process.

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How would you approach a complex credit risk scenario?

In answering this question, outline a structured approach that includes data gathering, analysis, and decision-making. Discuss the importance of analyzing credit scores, payment history, and market conditions. Emphasize your ability to weigh multiple data sources and articulate your rationale clearly to stakeholders to ensure that sound decisions are made.

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Can you provide an example of how you've communicated credit risk findings to non-financial stakeholders?

Share a specific example where you simplified complex data into understandable insights tailored to your audience. Discuss the techniques you used to ensure clarity, such as visuals or analogies. Highlight the feedback you received and how effective communication helped the team or company move forward with informed decisions.

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How do you stay updated on changes in the energy market?

Discuss your strategies for staying informed about the energy market, such as following industry news, participating in webinars, and networking with professionals in the field. Mention any specific resources you utilize and how you apply this knowledge to your credit risk assessments and strategies to enhance your analyses.

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What software tools are you familiar with for financial modeling and analysis?

List the specific software and tools you're experienced with, such as Excel, SAS, or financial modeling software. Discuss how you leverage these tools for credit risk analysis and financial assessments. This will showcase your technical expertise and practical knowledge relevant to the Credit Risk Analyst role at Sizewell C.

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What methods do you use to assess creditworthiness?

Explain the various methods and criteria you utilize for assessing creditworthiness, such as evaluating credit scores, analyzing financial statements, and reviewing payment history. Additional aspects like market trends, economic conditions, and sector risks should also be mentioned, showing your comprehensive approach and ability to assess risks critically.

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How do you prioritize multiple tasks and projects?

Outline your time management techniques, such as utilizing prioritization frameworks or creating detailed schedules. Discuss how you assess deadlines, urgency, and impact to determine what requires your immediate attention. Sharing a past experience where you successfully managed competing priorities will add weight to your answer.

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Describe a time you had to resolve a conflict related to credit risk assessments.

When addressing this question, recount a specific instance where you encountered differing opinions regarding credit risk decisions. Describe how you approached the conflict constructively, ensuring clear communication and focusing on data-driven conclusions. Highlight the outcome and any learning experiences that contributed to improved future collaborations.

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What role does stress testing play in your credit risk evaluations?

Discuss the significance of stress testing in your credit risk evaluations. Explain the methodologies you employ to simulate adverse scenarios that could affect creditworthiness. Illustrate how stress testing aids in identifying potential vulnerabilities and influences decision-making on credit approvals or policy adjustments.

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What drives your passion for the credit risk field?

Articulate your enthusiasm for the field of credit risk by discussing what aspects you find most engaging. This may include the challenge of analyzing complex data, the impact of informed assessments on business success, or your desire to contribute to sustainable energy solutions. Passionate candidates often leave a lasting impression, showing that they have a genuine interest in their work.

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