Senior Personal Lines Underwriter

As a Senior Personal Lines Underwriter at Gore Mutual, your main responsibilities include underwriting and assessing complex personal lines risks, building and maintaining strong relationships with brokers, providing technical advice and mentoring to team members, and ensuring best-in-class customer service for the broker community. You will also represent Gore Mutual at industry events and manage underwriting tasks in a fast-paced environment.

To succeed in the Senior Personal Lines Underwriter role at Gore Mutual, you will need at least four years of underwriting experience in personal insurance, with a preference for candidates holding or working towards a CIP designation. Strong communication skills, critical thinking abilities, and proficiency with MS Office Suite programs are also essential qualifications for this role.

A typical day for a Senior Personal Lines Underwriter at Gore Mutual might include reviewing broker submissions, assessing risks, and providing guidance to team members. You will manage phone queues to ensure effective communication with brokers and assist them with their underwriting needs, including renewals and policy changes, all while working collaboratively within a team-focused environment.

Gore Mutual offers a hybrid work environment for the Senior Personal Lines Underwriter position, with the expectation of working two days per week in the Cambridge office. This flexible environment allows for collaboration while also supporting a work-life balance, making it an excellent place for driven professionals seeking career growth.

To apply for the Senior Personal Lines Underwriter position at Gore Mutual, you can visit the company's careers page or reach out to their HR department directly. Ensure that your resume highlights relevant experience in personal insurance underwriting and your qualifications, such as your CIP designation status. Be prepared to showcase your skills and how they align with Gore Mutual's mission and culture during the application process.

When answering this question, be sure to mention specific examples of personal lines underwriting you have performed. Highlight any complexities you encountered and how you navigated those risks. Show how this experience has prepared you for the Senior Personal Lines Underwriter role at Gore Mutual.

Discuss your approach to communication and collaboration. Provide examples of past experiences where you successfully turned around a difficult relationship through active listening, understanding their needs, and providing tailored solutions. Emphasize how you value strong partnerships in your underwriting work.

Prepare a specific example where you faced a complex decision. Explain the factors you considered, the outcome of your decision, and what you learned from the experience. This shows your critical thinking and decision-making capabilities that are essential for the Senior Personal Lines Underwriter role.

Mention key factors such as risk assessment, broker needs, market conditions, and financial profitability. Explain your systematic approach to gathering necessary data and how it informs your underwriting strategy, crucial for the Senior Personal Lines Underwriter position at Gore Mutual.

Talk about your proactive approach to professional development. Mention any associations you are part of, relevant certifications you are pursuing, or specific resources like industry publications that you follow to keep your knowledge current and applicable to your role.

Share your insights into industry trends such as technology, data analytics, and customer-driven solutions that are shaping the future of personal insurance underwriting. Demonstrate your forward-thinking mindset, aligning it with Gore Mutual's transformative vision.

Provide a specific instance where your mentorship contributed to a team member's success. Discuss the skills you helped them develop and how you fostered a supportive learning environment, as mentoring is a valued aspect of the Senior Personal Lines Underwriter role.

List key software tools and programs you have experience with, particularly those relevant to underwriting such as MS Office Suite. Be specific about how you use these tools to perform tasks effectively, which is beneficial for the role at Gore Mutual.

Discuss your time management strategies, such as establishing deadlines, using project management tools, and identifying priorities based on broker needs. Illustrate your ability to thrive in a fast-paced environment, which is a crucial aspect of the Senior Personal Lines Underwriter role.

Share your knowledge of Gore Mutual's unique position in the industry, focusing on its commitment to innovation, community focus, and customer service. Convey your passion for joining a company that prioritizes purpose-driven insurance solutions.