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Sales Representative, Life Insurance - job 2 of 3

Location(s)

Gainesville, Florida

Details

Kemper is one of the nation’s leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper’s products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises. Role: Life Insurance Sales Agent Employment Type: Full Time Work Arrangement: Field Role Career and Opportunity: Kemper is a diversified insurance holding company. We are firmly committed to servicing the insurance needs of modest-income families. Our strength lies within our dedication to frequent personal visits with our customers in their homes for premium collection and other service needs. You’ll start with a paid license preparation/training period! As an Insurance Sales Agent, you will begin with an already existing book of business and have the exciting opportunity to grow the business through your work and dedication. Are you passionate about serving the under-served? This career could be for you! Our Agents gain personal satisfaction and prestige in the community by performing meaningful work to help our clients protect the ones they love and the things they own. With a pay for performance compensation model, Agents have a chance to write their own paycheck with increasing income opportunity as skills and knowledge grow. Superior performance is recognized through awards, prizes, and trips. Benefits: Kemper offers competitive benefits including Group Life Insurance, Major Medical & Dental, Short-term & Long-term disability, 401(k) with company match, Paid Vacation, Employee Stock Purchase Program. Responsibilities: Agents are set up for success by being assigned a territory (called an agency) with an established book of in-force business. Day to day activities:
  • Conducting sales presentations, recommending products, closing sales, and using our Customer Care Sales Model
  • Continuously prospecting for sales opportunities
  • Collecting premiums from policyholders, based on a pre-arranged schedule
  • Responding promptly to policyholder service requests such as beneficiary changes, claims, loans, etc.
  • Appropriately keeping records, accounting for money collected, and processing paperwork
Our agents are expected to:
  • Increase the agency size
  • Build strong working relationships with customers
  • Devote whatever time is necessary to fulfill the responsibilities of the position
  • Commit to ongoing development of knowledge and skills
Minimum qualifications:
  • Customer service experience
  • The ability to visit customers and prospects door-to-door
  • Must be at least 18 years of age
  • Valid driver’s license with 100k/300k auto insurance coverage
  • Dependable vehicle as daily travel is required
  • Ability to pass a background check, motor vehicle report check and drug screening
  • Authorized to work in the United States
Preparation:
  • Licensing –We provide assistance and guidance to those who are preparing to sit for licensing exams.
  • Basic Training – New agents complete a basic development program that includes self-study, classroom time, role-play, and extensive fieldwork.
  • On-the-job training allows new agents to earn a paycheck while learning their profession
Opportunity is knocking. Don’t let it pass you by! Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination. Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee. Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates. If you receive such a message, delete it.

Average salary estimate

$62500 / YEARLY (est.)
min
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$50000K
$75000K

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What You Should Know About Sales Representative, Life Insurance, Kemper

Are you ready to take your career to the next level? Join Kemper as a Sales Representative specializing in Life Insurance in Gainesville, Florida! At Kemper, we pride ourselves on being one of the nation's leading specialized insurers, and we know that our success hinges on the talented, diverse individuals who are making a positive impact in our customers' lives every day. In this role, you'll have the chance to make a significant difference in the lives of modest-income families while enjoying the perks of personal development, professional challenges, and a balanced work-life environment. Starting with a pre-existing book of business, you'll be empowered to grow your clientele through dedicated outreach, premium collection, and exceptional customer service. You'll receive training, so you’re set up for success from day one! Our Sales Representatives enjoy remarkable earning potential through our pay-for-performance compensation model, along with recognition for outstanding contributions. Plus, you’ll get to build strong relationships with clients and experience the pride that comes from helping them protect their loved ones. If you're passionate about serving the under-served and making a true difference, Kemper is the perfect place for you to thrive. Seize this opportunity and elevate your career with a company that truly values its employees and their efforts!

Frequently Asked Questions (FAQs) for Sales Representative, Life Insurance Role at Kemper
What are the main responsibilities of a Sales Representative at Kemper?

As a Sales Representative for Kemper, your primary responsibilities will include conducting sales presentations, recommending life insurance products, and closing sales using our Customer Care Sales Model. You will also prospect for new sales opportunities, collect premiums from policyholders, and respond to service requests. Building strong relationships within your assigned agency territory and maintaining accurate records will be key to your success in this role.

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What qualifications are necessary to become a Sales Representative at Kemper?

To qualify for a Sales Representative position at Kemper, candidates must have customer service experience, and a valid driver’s license with appropriate auto insurance coverage. You must be at least 18 years old and possess the ability to travel door-to-door. Passing a background check and drug screening is also necessary. Kemper provides training to those preparing for licensing examinations, ensuring that you are set up for success.

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What benefits does Kemper offer to its Sales Representatives?

Kemper provides its Sales Representatives with an attractive benefits package including Group Life Insurance, Medical and Dental coverage, short-term and long-term disability options, and a 401(k) retirement plan with company matching. Additionally, employees receive paid vacation days and can participate in our Employee Stock Purchase Program, making Kemper a great place to build your career.

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How does the commission structure work for Sales Representatives at Kemper?

At Kemper, the commission structure for Sales Representatives operates on a pay-for-performance model, allowing you to earn based on your sales achievements. This means the more clients you serve and policies you write, the greater your earning potential. This unique structure provides the opportunity for ambitious individuals to take charge of their financial future.

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Is prior insurance experience required to work as a Sales Representative at Kemper?

While prior insurance experience is not explicitly required to become a Sales Representative at Kemper, having a background in customer service and a willingness to learn are essential. Kemper offers comprehensive training, including licensing assistance, to ensure that new agents are well-prepared for success in the insurance industry.

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Common Interview Questions for Sales Representative, Life Insurance
What motivated you to apply for the Sales Representative position at Kemper?

When answering this question, emphasize your passion for helping others and your admiration for Kemper's mission to serve modest-income families. Share specific experiences that led you to seek a career in insurance sales, highlighting your desire to make a difference in the lives of your clients.

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How do you handle rejection in sales?

In your answer, discuss resilience and the importance of viewing rejection as part of the sales process. Explain how you learn from each experience and use it to improve your approach. This demonstrates maturity and the determination to succeed as a Sales Representative.

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Can you describe a time when you successfully built a relationship with a difficult client?

Choose an example where your dedication and persistence paid off. Highlight your ability to listen, empathize, and offer tailored solutions to meet the client's needs, showcasing skills critical for a Sales Representative at Kemper.

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How do you stay organized with your sales tasks and follow-ups?

Explain your strategies for organization, such as using CRM tools or scheduling reminders for follow-ups. Mention your commitment to keeping accurate records and the importance of maintaining consistent communication with clients to prevent gaps in service.

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What techniques do you use to proselytize new clients?

Discuss various methods you have used to identify and reach potential clients, such as networking, referrals, and community engagement. Emphasize your proactive nature and willingness to go door-to-door, as this is essential for a Sales Representative at Kemper.

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What do you think sets Kemper apart from other insurance companies?

Highlight Kemper's commitment to serving modest-income families and the personalized service approach through home visits. Discuss the positive company culture and your enthusiasm to be part of such a dedicated team, demonstrating your alignment with Kemper's values.

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How do you approach selling multiple insurance products to the same client?

Your response should emphasize the importance of understanding a client’s needs and providing value. Discuss how you would assess their coverage requirements and present additional products as solutions, demonstrating your consultative selling approach.

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What steps do you take when responding to customer service requests?

Discuss your commitment to prompt and thorough responses, detailing how you would prioritize tracking service requests. Highlight the significance of keeping clients informed throughout the process to maintain trust and satisfaction.

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How do you plan to grow your book of business as a Sales Representative at Kemper?

Articulate your strategies for business growth, such as offering referrals, outreach in your community, and leveraging existing relationships. Show that you are results-driven and prepared to take initiative to expand your client base.

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What do you believe is the most important quality for a successful Sales Representative?

Discuss qualities like empathy, resilience, and strong communication skills. Explain why these skills are vital for building relationships and trust with clients, which is especially important in the life insurance sector.

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At Kemper, we believe that as life takes unexpected turns and circumstances change, everyone deserves insurance they can count on. Across auto, home, and life, Kemper’s team of dedicated associates and agents are committed to providing the coverag...

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DATE POSTED
April 7, 2025

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