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Job details

Relationship Banking Associate

Pay Range: $17.50 - $19.62

The role of the Relationship Banking Associate is to deliver high quality customer service and responsiveness to ensure fulfillment and satisfaction of both internal and external customers. This individual will be responsible for the efficient and timely processing of routine transactions and other related services accurately in accordance with policy and procedures. This individual will be responsible for identifying and referring sales opportunities to the appropriate business partner or line of business that will help fulfill the customer's need(s). This interaction may be in person or over the telephone. The Relationship Banking Associate will provide support for basic consumer deposit account opening as required.

Education and Experience:

  • High School Diploma or Equivalent
  • Minimum one year experience in related banking positions or equivalent sales/customer service experience

Skills and Abilities:

  • Excellent listening & communication skills
  • Ability to approach, identify and have conversations with customers and identify needs and opportunities
  • Organizational, interpersonal and customer relations skills which also includes problem solving and decision-making skills
  • Ability to function in a fast paced, ever-changing environment
  • Ability to work well with people as a team
  • Proficient computer skills

Tasks Performed:

  • 65% Processes routine transactions and associated general customer and account servicing duties with a high level of accuracy and efficiency including but not limited to routine and non-routine teller transactions in accordance with policy and procedures. Performs various administrative duties as assigned including maintaining records, preparing a variety of forms & reports and daily vault balancing. Engages in referral and relationship management in accordance with established objectives and goals. Provides support for new deposit account opening as required. Will adhere to security measures and controls to minimize any potential losses to the company.
  • 25% Identify customer opportunities through interactive and consultative conversations to assess and address the needs of the customer. Provides services to customers, including but not limited to basic deposit account opening and referring customers to the appropriate business partners when necessary. Conducts sales and service calls to existing and potential customers to ensure existing customer needs are met and to prospect new sales leads. Take ownership to resolve customer issues and complaints while delivering a high level of responsiveness. Ensure fulfillment and customer satisfaction through direct personal action and enlist additional support to handle the customer's need in a timely manner.
  • 5% Participates in community events that support efforts with the Community Reinvestment Act CRA.
  • 5% Performs other duties as assigned and required.

Physical Requirements:

  • Communicate effectively with internal and/or external customers
  • Stationary 50% of time
  • Move about within or between locations
  • Bend, Twist, Crouch, Squat
  • Move Objects to Maximum 20 lbs

Benefits for Full-Time Employees: 

  • Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. 

  • Parental Leave: Six weeks of paid leave at 100% of your salary. 

  • Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. 

  • Dental and Vision Coverage: Ensuring your overall health and well-being. 

  • Flexible Spending Accounts: For healthcare and dependent care expenses. 

  • Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage. 

  • Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage. 

  • Voluntary Benefits: Including hospital, accident, and critical illness coverage. 

  • Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.

  • Adoption Assistance: Supporting your growing family. 

  • Tuition Reimbursement: Invest in your education and career growth. 

  • Employee Assistance Program (EAP): Access to support and resources. 

  • Financial and Banking Services: Various benefits and financial planning assistance. 

Benefits for Part-Time Employees Working 20+ Hours/Week: 

  • Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. 
  • Generous Parental Leave: Six weeks of paid leave at 100% of your salary. 

Benefits for All Part-Time Employees: 

  • Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future

  • Paid Sick and Safe Leave: For your health and safety. 

  • Employee Assistance Program (EAP): Access to support and resources. 

  • Financial and Banking Services: Various benefits and financial planning assistance. 

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.

Average salary estimate

$38600 / YEARLY (est.)
min
max
$36400K
$40800K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Relationship Banking Associate, NBT Bancorp

Are you someone who enjoys connecting with people and providing exceptional service? At our company, located in Johnson City, New York, we're looking for a dedicated Relationship Banking Associate to join our team! In this engaging role, you'll thrive by delivering high-quality customer service, ensuring that both our internal and external customers feel valued and satisfied. As a Relationship Banking Associate, you'll handle a variety of routine transactions efficiently and accurately while also identifying sales opportunities to help meet customers' needs. Whether you're engaging in conversation over the phone or in person, your excellent communication skills will shine. This job isn't just about processing transactions; it's about building relationships! You'll assist with new deposit account openings, resolve customer issues, and contribute to our community initiatives. With a high school diploma and a minimum of one year of banking or customer service experience, you will bring the skills necessary for success. Ideal candidates will have strong organizational abilities, be comfortable working in a fast-paced environment, and have a knack for teamwork. Plus, enjoy an impressive benefits package, including generous paid time off, medical and dental coverage, retirement plans, tuition reimbursement, and much more. If you're ready to jump into a rewarding career with great growth potential, we want to hear from you!

Frequently Asked Questions (FAQs) for Relationship Banking Associate Role at NBT Bancorp
What are the primary responsibilities of a Relationship Banking Associate at our company?

As a Relationship Banking Associate at our company, your primary responsibilities include processing routine transactions with a high level of accuracy, engaging customers to identify their banking needs, and referring them to appropriate services. You will also assist in the opening of new deposit accounts while addressing and resolving customer queries promptly, all in line with our commitment to delivering exceptional customer service.

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What qualifications are required for the Relationship Banking Associate position?

To qualify for the Relationship Banking Associate role at our company, candidates must possess a high school diploma or equivalent and have at least one year of experience in banking or relevant customer service roles. Strong listening and communication skills, the ability to work well in a team, and proficient computer skills are also essential for success in this position.

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What kind of work environment can a Relationship Banking Associate expect at our company?

A Relationship Banking Associate at our company can expect a dynamic work environment that emphasizes collaboration and customer interaction. You will be working in a fast-paced setting that encourages teamwork while focusing on customer satisfaction and the successful completion of transactions. The role also involves participating in community events, underscoring our commitment to local engagement.

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How does the company support the professional development of a Relationship Banking Associate?

Our company is dedicated to the professional development of our Relationship Banking Associates by offering tuition reimbursement, comprehensive training programs, and opportunities for career advancement. We believe in investing in our employees to help them grow and succeed in their careers in the banking industry.

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What are the benefits offered to full-time Relationship Banking Associates at our company?

Full-time Relationship Banking Associates at our company enjoy a wide array of benefits including generous paid time off, comprehensive medical and dental coverage, a 401(k) plan with employer matching, and additional perks such as parental leave and life insurance. We prioritize the well-being and growth of our employees, making our workplace an exceptional environment to thrive in.

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Common Interview Questions for Relationship Banking Associate
Can you describe your experience in customer service as it relates to the Relationship Banking Associate role?

When responding, focus on specific examples from your past roles where you provided quality customer service. Highlight how you addressed customer needs, resolved issues, and contributed to customer satisfaction. Mention any relevant metrics, like increased customer retention or positive feedback.

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How would you handle a situation where a customer is dissatisfied with a service?

For this question, express your approach to handling difficult situations. It's effective to demonstrate your empathetic listening skills and ability to actively work towards a solution. Highlight the importance of remaining calm, understanding the customer's perspective, and seeking to rectify the situation promptly.

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What techniques do you use to identify customer needs and opportunities?

In your answer, share strategies such as active listening, asking open-ended questions, and making personalized suggestions. Focus on how these techniques lead to meaningful conversations that build relationships and identify sales opportunities.

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Describe a time when you exceeded a customer's expectations.

Choose an example that illustrates your commitment to customer service. Discuss the steps you took to go above and beyond, the impact on the customer, and any positive outcomes that resulted from your efforts.

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What draws you to the role of Relationship Banking Associate at our company?

Articulate a genuine interest in building customer relationships and contributing to the team. You can mention specific aspects of the company culture or values that resonate with you, showing that you've researched the organization and align with its goals.

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How do you prioritize tasks in a busy work environment?

Provide an account of how you assess urgency and importance in managing tasks and interactions. This could involve discussing how you use tools or methods for time management, or how you communicate with your team to ensure organization and efficiency.

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What role do teamwork and collaboration play in your work ethic?

Emphasize your belief in the value of teamwork and how working collaboratively helps improve service delivery. Share previous experiences that showcase successful teamwork and how collaboration led to better outcomes for customers.

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How do you adapt to changes in policies or procedures?

Your answer should reflect a positive attitude toward change and adaptability. Explain your method for staying informed on changes, learning new processes quickly, and integrating them into your daily activities effectively.

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What strategies do you employ to ensure accuracy in transaction processing?

Discuss your attention to detail and methods for verifying information before processing transactions. Mention technologies or tools you’ve used to aid in maintaining precision and reducing errors.

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Can you provide an example of how you successfully referred a customer to another business partner?

Here, recount a specific instance where you recognized a customer’s need that aligned with another product or service. Illustrate how you made the referral and the resultant satisfaction for both the customer and the company.

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DATE POSTED
April 5, 2025

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