AML Analyst

As an AML Analyst at Spendesk, your primary responsibilities will include reviewing and analyzing Level 1 alerts generated by our AML transaction monitoring system, conducting preliminary investigations on alerts, maintaining detailed records of all investigations, escalating complex alerts to senior AML officers, and contributing to internal compliance reports. You will ensure potential money laundering activities are identified and addressed in line with regulatory requirements.

To qualify for the AML Analyst position at Spendesk, candidates should possess a Bachelor's degree in Finance, Law, Criminal Justice, or related fields, along with at least 3 years of proven experience in AML or KYC/KYB roles. A strong analytical mindset, attention to detail, and fluency in both French and English are essential. Experience in B2B processing and familiarity with AML regulations are also required. Certification in AML, such as CAMS, is a plus.

An AML Analyst at Spendesk should ideally have knowledge of tools such as Comply Advantage, which is important for transaction monitoring and alert management. Proficiency in data analysis tools can also be beneficial, as you'll be delving into transaction details and customer profiles regularly to assess the validity of alerts.

At Spendesk, we aim to empower our AML Analysts to take ownership of their work and navigate challenges with confidence. We encourage continuous learning through various professional development opportunities, and our culture promotes a supportive environment where feedback and growth are prioritized. Additionally, our diverse team fosters knowledge sharing, enhancing your experience and expertise in the field.

Spendesk's company culture is rooted in trust, empowerment, and growth. As an AML Analyst, you will have the flexibility to thrive within an environment that values diverse perspectives and encourages collaboration. Our team is composed of members from over 35 countries, united by shared values of kindness, curiosity, and positivity, creating a workplace that is both inclusive and motivating.

In your role as an AML Analyst at Spendesk, you will be responsible for reviewing Level 1 alerts that are triggered by our transaction monitoring systems. It's important to familiarize yourself with the different types of transactions that may raise flags and the methodologies you’ll use to assess them.

In your response, detail specific investigations you’ve conducted, the criteria you used to evaluate the validity of alerts, and the outcome. Emphasize your analytical skills and how your approach aligns with AML regulations to underscore your expertise.

Outline your process of documenting investigations, emphasizing the importance of thorough and accurate records. Discuss how you maintain a clear log of your findings, the actions taken, and the final resolution to ensure compliance with regulatory standards.

Highlight the criteria you use to prioritize alerts based on risk level, complexity, and potential impact. Describe how you assess which alerts need immediate attention and how you manage your time effectively to ensure thorough investigations.

Explain your approach to continuous learning, such as attending training sessions, following relevant publications, or participating in industry forums. Showcase your dedication to staying informed about changes in regulations and best practices in the AML landscape.

Share a specific example of a challenging investigation you encountered, detailing the steps you took to resolve the issue. Focus on your analytical skills, decision-making process, and how you escalated the case when necessary to ensure compliance.

Discuss your ability to communicate effectively and how you approach disagreements professionally. Emphasize the importance of collaboration and how you remain open to feedback while advocating for best practices in AML compliance.

Mention specific AML and transaction monitoring tools you are familiar with, such as Comply Advantage. If you have experience with data analysis software, discuss how you’ve used it to support your investigations and enhance your findings.

Highlight your understanding of confidentiality protocols and the importance of protecting client information. Share examples of measures you take to ensure data security during your investigations and communications.

Express your enthusiasm for the role and describe how Spendesk’s mission and values align with your career aspirations. Highlight your interest in working in a dynamic fintech environment and how your background makes you a perfect fit for the team.