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Portfolio Manager - job 4 of 4

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. 

 

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview

The Structured Finance/Specialty Finance Portfolio Manager will be responsible for underwriting, credit monitoring and portfolio management of a portfolio of clients where the repayment of the loan is based on cash flows provided by various asset classes.

Responsibilities

  • Assist Relationship Manager in underwriting and managing transactions according to the Bank establish guidelines and policies
  • Monitor ongoing credit/covenant compliance and be responsible for proactive credit review of the portfolio
  • Analyze and create financial loan memorandums to generate new loans and modifications.
  • Manage the renewal process by working with the Relationship Manager, the client and the credit department including upsizes/amendments/waivers
  • Ensure compliance with EWB regulatory and credit requirements
  • Develop problem loan credit solutions
  • Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines
  • Review legal documentation for accuracy and compliance with approval requirements
  • Perform other administrative duties required for the maintenance of a portfolio of clients
  • Maintain knowledge of market conditions.

Qualifications

Required Skills/Abilities:

  • Good understanding of structured finance and securitization.
  • Ability to understand and advise on complex financial proposals.
  • Excellent verbal and written communication skills.
  • Excellent interpersonal and customer service skills.
  • Excellent organizational skills and attention to detail.
  • Strong analytical and problem-solving skills.
  • Strong Excel skills.

Education and Experience:

  • Bachelor’s degree in Accounting, Finance, or Economics required; MBA preferred.
  • At least five years of experience in structured finance/securitization.

Compensation

The base pay range for this position is USD $90,000.00/Yr. - USD $150,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

Average salary estimate

$120000 / YEARLY (est.)
min
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$90000K
$150000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Portfolio Manager, UNAVAILABLE

At East West Bank, we're excited to announce an opening for a Portfolio Manager in our vibrant New York office! Since 1973, we've been connecting cultures and markets with our top-notch banking services and diverse team of professionals. As a Portfolio Manager, you’ll play a key role in structuring finance and managing a portfolio of clients, ensuring that our loan repayments are smoothly aligned with various asset cash flows. You'll work closely with our Relationship Managers, helping to underwrite and manage transactions, while being proactive about credit reviews and compliance. This position is perfect for someone with a strong understanding of structured finance and the ability to navigate complex financial proposals with ease. Your analytical prowess will shine as you create financial loan memorandums and develop tailored solutions for any challenging credit situations. With at least five years of experience in structured finance and a degree in Accounting, Finance, or Economics, you'll have the skills needed to thrive in our dynamic environment. Join us at East West Bank, where your expertise can help drive our continued success and make a difference in our clients' lives.

Frequently Asked Questions (FAQs) for Portfolio Manager Role at UNAVAILABLE
What are the key responsibilities of a Portfolio Manager at East West Bank?

As a Portfolio Manager at East West Bank, your key responsibilities include underwriting transactions, monitoring credit compliance, and managing a portfolio of clients. You'll assist the Relationship Manager with financial analysis, work on loan modifications, and ensure customer-related activities adhere to our regulatory guidelines. Proactive credit reviews and tailored solutions for problem loans also fall within your purview.

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What qualifications are needed to apply for the Portfolio Manager position at East West Bank?

To apply for the Portfolio Manager position at East West Bank, candidates should possess a Bachelor's degree in Accounting, Finance, or Economics. An MBA is preferred, along with at least five years of experience in structured finance or securitization. Strong analytical skills, excellent communication abilities, and a deep understanding of structured finance are essential.

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How does East West Bank's Portfolio Manager handle client relations?

In the role of Portfolio Manager at East West Bank, you will cultivate strong client relationships by ensuring thorough communication and providing exceptional customer service. You'll work alongside the Relationship Manager to navigate any complexities in financial proposals and ensure clients' needs are met while aligning with our credit policies.

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What is the compensation range for a Portfolio Manager at East West Bank?

The compensation range for the Portfolio Manager position at East West Bank varies from USD $90,000.00 to USD $150,000.00 per year, depending on the applicant's experience, skills, and knowledge relevant to the role. We value the contributions of our team and strive to offer competitive salaries that reflect their expertise and dedication.

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What skills are important for a Portfolio Manager at East West Bank?

A successful Portfolio Manager at East West Bank should have a robust understanding of structured finance, exceptional analytical skills, and the ability to communicate complex ideas clearly. Strong Excel skills, attention to detail, and the capability to develop innovative solutions to financial challenges are also vital.

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Common Interview Questions for Portfolio Manager
What experience do you have with structured finance?

In answering this question, highlight specific projects or roles where you dealt directly with structured finance. Discuss your understanding of cash flow analysis, securitization, and how you’ve successfully managed client portfolios in accordance with regulations.

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Can you describe a challenging portfolio situation you've encountered and how you resolved it?

When asked about challenges, choose a real-life scenario where you faced a complex issue in portfolio management. Explain the approach you took to analyze the situation, develop a solution, and implement it effectively, focusing on the positive outcome achieved.

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How do you ensure compliance with credit policies?

To respond effectively, detail your methodologies for monitoring and reviewing client portfolios against established credit policies. Share examples of how you've utilized credit reviews and proactive measures to ensure adherence and mitigate risks.

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What tools or methods do you use for credit analysis?

In your answer, mention specific analytical tools or models you use, such as cash flow models or credit scoring systems. Describe how these tools have helped you in performing thorough financial analyses to guide decision-making.

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Describe your process for underwriting loans?

Outline a step-by-step process for loan underwriting, emphasizing your analytical and decision-making skills. Discuss how you assess financial records, perform risk evaluations, and collaborate with Relationship Managers to derive comprehensive loan proposals.

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How do you approach client communication and relationship management?

Explain your strategies for maintaining strong client relations, such as regular check-ins and providing tailored advice. Highlight your interpersonal skills and ability to interpret the clients' needs to foster a successful partnership.

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What role does teamwork play in portfolio management?

Convey your belief in the importance of teamwork by discussing how you collaborate with peers, especially Relationship Managers and credit teams, to achieve portfolio success. Share examples where teamwork led to successful outcomes.

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How do you keep updated with market conditions?

Illustrate your commitment to professional development and staying informed on market trends. Peruse financial news, attend industry seminars, and engage with professional networks to ensure you are equipped with current market knowledge.

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What do you consider as the biggest challenges in portfolio management today?

Reflect on thoughts regarding present-day challenges such as economic volatility or regulatory changes. Discuss how you adapt strategies to overcome these challenges and maintain portfolio health amid changing conditions.

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How do you handle tight deadlines or pressure in your role?

Share examples of how you prioritize your tasks and manage your time effectively to meet tight deadlines. Highlight any specific techniques, like scheduling or delegating, that have helped you maintain focus and productivity.

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DEPARTMENTS
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
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HQ LOCATION
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EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
April 14, 2025

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