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PayOps Analyst - job 9 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

Join Visa Payments Ltd as a PayOps Analyst in sunny Miami! In this vital role, you’ll be at the heart of our Payment Operations team, executing crucial processes that keep our payment systems running smoothly. As a PayOps Analyst, your day-to-day responsibilities will include approving various types of payments such as Faster Payments, International Payments, and ACH domestic payments, all while ensuring compliance with agreed cut-offs. You'll also be managing incoming liquidity approvals and jumping in to assist with investigations and resolving payment exceptions, making sure our payment flow remains uninterrupted. Communication is key, as you'll liaise with our network of partners to troubleshoot and resolve issues, minimizing any impact on services. Additionally, you'll have the opportunity to suggest improvements in processes and workflows, enhancing our operational efficiency. Your contribution will also involve managing your time effectively and collaborating with various internal teams, ensuring that customer support and compliance issues are swiftly addressed. This role is hybrid, allowing for a nice balance between working in the office and remotely. If you’re passionate about payments and eager to make a difference in a collaborative environment, we want to hear from you!

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the primary responsibilities of a PayOps Analyst at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, your main responsibilities will include approving different types of payments, managing liquidity, and resolving payment exceptions. You will also handle communication with Network Partners, investigate payment-related issues, and continuously seek to improve processes while collaborating with internal teams.

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What qualifications are required for the PayOps Analyst position at Visa Payments Ltd?

To succeed as a PayOps Analyst at Visa Payments Ltd, candidates typically need a background in finance or a related discipline. Proficiency in payment processing systems, a detail-oriented mindset, and strong communication skills are essential for effectively managing approvals and resolving exceptions in this role.

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How does the PayOps Analyst role at Visa Payments Ltd contribute to its operations?

The PayOps Analyst at Visa Payments Ltd plays a crucial role in ensuring the seamless execution of all payment processing activities. By efficiently handling approvals and troubleshooting issues, you contribute to maintaining the integrity and reliability of our payment services, which is key to client satisfaction.

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Is the PayOps Analyst position at Visa Payments Ltd a hybrid role?

Yes, the PayOps Analyst position at Visa Payments Ltd is a hybrid role. This means you will have the opportunity to work from home as well as spending some days in the office. The specific expectation for in-office attendance will be confirmed by your hiring manager.

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What skills are necessary for success as a PayOps Analyst at Visa Payments Ltd?

Successful PayOps Analysts at Visa Payments Ltd possess strong analytical skills, attention to detail, effective communication abilities, and a solid understanding of payment processes. Being proactive in improving workflows and collaborating with various teams is also crucial to excel in this role.

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Common Interview Questions for PayOps Analyst
What experience do you have with payment processing systems?

In your answer, be sure to highlight any previous roles that required you to work with payment systems, detailing specific software you’ve used and your level of expertise. Demonstrating your familiarity with various payment types and exceptions will show you’re prepared for the PayOps Analyst role.

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How do you handle pressure and tight deadlines in payment processing?

For this question, share examples from your past experience where you successfully managed multiple deadlines. Discuss your time management strategies and how you prioritize tasks to ensure critical payment processing deadlines are met, rather than overwhelmed.

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Can you describe a time when you resolved a payment exception?

In your response, provide a specific instance where you investigated a payment exception. Explain the steps you took to identify the issue and how you communicated with stakeholders to resolve it, highlighting your problem-solving skills.

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What steps do you take to improve processes in payment operations?

Discuss any initiatives you have taken in previous roles to streamline processes or improve efficiency. Share examples of how you identified bottlenecks and implemented strategies to enhance operational workflows, showcasing your ability to innovate.

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How do you ensure accuracy in your work as a PayOps Analyst?

Emphasize the importance of attention to detail in payment processing and describe your methods for ensuring accuracy, such as double-checking data, conducting reconciliations, or using checklists to minimize errors.

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What tools or software are you proficient in that are relevant to payment processing?

Mention any relevant tools, software, or platforms you have experience with in previous positions, such as SWIFT, ACH systems, or data analysis software. This will demonstrate your technical proficiency and readiness for the PayOps Analyst role.

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How do you communicate effectively with Network Partners?

Discuss your approach to clear and concise communication, citing any specific tools (like email or messaging platforms) or strategies you use to ensure you maintain a positive and productive relationship with partners.

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What do you know about Visa Payments Ltd's services?

Prepare by researching Visa Payments Ltd's services and its role in the payment processing industry. Highlight any unique aspects of their operations that you find appealing and how you see yourself contributing to those services as a PayOps Analyst.

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How would you prioritize tasks on a busy day?

Explain your task prioritization process, focusing on how you assess urgency and importance. You might talk about using tools like task lists or project management software to manage multiple responsibilities efficiently.

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Why do you want to work at Visa Payments Ltd as a PayOps Analyst?

Share your passion for the payments industry and your appreciation for Visa Payments Ltd's impact on global commerce. Discuss how this role aligns with your career goals and what you hope to achieve as part of their team.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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