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PayOps Analyst - job 15 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

Are you ready to take on an exciting challenge as a PayOps Analyst at Visa Payments Ltd? In this vital role based in sunny Miami, you will be at the heart of our payment operations, handling everything from approving payments to managing liquidity and solving exceptions that arise during processing. Although the Payment Operations team operates behind the scenes, your work is crucial in ensuring that our payment services run smoothly and efficiently. On a day-to-day basis, you will approve a variety of payment types including Faster Payments, SWIFT International Payments, ACH domestic payments, and global real-time payment schemes while complying with set cut-off times. Your attention to detail will shine as you handle incoming liquidity within agreed timelines and investigate any payment exceptions that may occur. Don't worry; you’ll have the opportunity to connect with our Network Partners via email and phone, ensuring that any issues are resolved quickly and effectively. We value innovation, and as a PayOps Analyst, you’ll be encouraged to come up with ideas to improve our processes and workflows while collaborating with other teams including compliance and customer support. If you're detail-oriented and love tackling challenges head-on, this is the role for you. Plus, you can enjoy the flexibility of a hybrid working model. Are you excited to contribute to our dynamic team? We can't wait to hear from you!

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the main responsibilities of a PayOps Analyst at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, your primary responsibilities will include approving various payment types such as Faster Payments and SWIFT transactions, managing incoming liquidity, resolving payment exceptions, and collaborating with internal teams to enhance workflows. You will ensure that all payment processing tasks are completed efficiently while adhering to timelines and minimizing service impact.

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What qualifications are necessary for the PayOps Analyst role at Visa Payments Ltd?

To qualify for the PayOps Analyst position at Visa Payments Ltd, candidates typically require a degree in finance, business, or a related field. Experience in payments or financial services is highly beneficial, alongside strong analytical and problem-solving skills. Familiarity with payment processing systems and regulatory compliance will also be advantageous.

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How does the PayOps Analyst collaborate with other teams at Visa Payments Ltd?

The PayOps Analyst plays a significant role in collaborating with various teams at Visa Payments Ltd, including compliance, customer support, and reconciliation. This collaboration ensures that payment-related issues are resolved in a timely manner and that operations run smoothly, contributing to the overall success of payment services offered.

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Can you describe the work environment of a PayOps Analyst at Visa Payments Ltd?

The work environment of a PayOps Analyst at Visa Payments Ltd is dynamic and collaborative. While the position offers a hybrid work model, the role focuses on teamwork and communication, allowing analysts to actively engage with network partners, resolve issues, and improve operational processes while maintaining a supportive office culture.

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What skills are valuable for a PayOps Analyst at Visa Payments Ltd?

Key skills for a PayOps Analyst at Visa Payments Ltd include strong analytical abilities, attention to detail, excellent communication skills, and the capacity to work under pressure. Proficiency with payment processing technologies and a proactive approach to problem-solving are also essential for success in this role.

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Common Interview Questions for PayOps Analyst
What experience do you have with payment processing systems?

When answering this question, you should highlight your previous roles that involved payment processing, the systems you are familiar with, and any specific experiences that helped you understand the complexities of payments. Be sure to mention how this experience equips you for the PayOps Analyst role at Visa Payments Ltd.

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Can you provide an example of how you've resolved a payment exception?

In your answer, detail a specific situation where you encountered a payment issue. Describe the steps you took to identify the problem, the resolution process, and the outcome. This demonstrates your problem-solving skills and ability to handle exceptions effectively, both critical for a PayOps Analyst.

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How do you prioritize tasks in a fast-paced environment?

Discuss techniques you use to prioritize tasks, such as using deadline-driven strategies or categorizing tasks based on urgency and impact. Mention how this approach ensures that critical payment tasks are completed on time, reflecting your organizational skills which are vital for a PayOps Analyst at Visa Payments Ltd.

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What strategies would you use to enhance our payment processes?

Share innovative ideas or strategies you believe could improve payment processes, emphasizing your understanding of Visa Payments Ltd's operational challenges. This shows your initiative and willingness to contribute positively to the team.

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How do you ensure compliance with regulations in payments?

Explain your understanding of payment regulations and compliance standards, and describe how you stay updated with changes in the industry. Providing examples of past experiences where you ensured compliance can reinforce your suitability as a PayOps Analyst.

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Can you explain your experience working with cross-functional teams?

Detail examples from your past roles illustrating how you effectively communicated and collaborated with cross-functional teams. Highlight instances that showcase your teamwork skills and how they led to enhanced operational effectiveness.

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How do you handle high-pressure situations, especially during payment deadlines?

Share specific strategies you employ to manage stress and remain productive in high-pressure scenarios. Discuss how maintaining a calm demeanor helps in ensuring timely and accurate payment processing as a PayOps Analyst.

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What role does communication play in your work as a PayOps Analyst?

Discuss how clear communication is essential in your role, especially when dealing with partners and internal teams. Emphasize how effective communication can prevent misunderstandings and facilitate timely problem resolution.

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What tools and technologies are you familiar with in Payment Operations?

Enumerate the payment processing tools, software, and technologies you've worked with. Describe how proficiency with these tools prepares you for the technical requirements of the PayOps Analyst role at Visa Payments Ltd.

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Why do you want to work as a PayOps Analyst at Visa Payments Ltd?

Speak about your passion for the payments industry and how you believe Visa Payments Ltd is a leader in the field. Mention specific aspects of the company's culture or work that attract you, demonstrating your enthusiasm for joining their team.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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