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Principal Data Scientist at Authorize.net (Visa) - job 2 of 20

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and tackle massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

 

The Opportunity:

We are seeking a versatile, curious, and energetic Senior Director to join our team of passionate and dedicated engineers and data scientists. We collaborate on Data Engineering and Machine Learning developments at Visa, tackling complex challenges on a global scale! As a Senior Director at Visa, you will play an integral role in a multi-functional development team, inventing, designing, building, and testing products that serve a truly global customer base. Join us and see how your efforts will shape the digital future of payments.

You will have an opportunity to changing the way data products are developed at Visa!

 

Essential Functions:

  • Be a technology thought leader in the domain of ML and applied science in fintech space.

  • Use Generative AI to improve business workflows around core mission critical logic related to dispute management and merchant representment.

  • Build metrics and evaluations as we migrate business logic to LLMs.

  • Build high fidelity models for risk assessment in fintech space

  • Build engg systems to run the models at scale in production workflows.

  • Ensures alignment to data management principles, governance, process, and tools to maintain quality across all projects.

  • Supervises testing code in a common testing environment to assess compatibility.

  • Leads regular calls with production support teams to address issues with code.

  • Shapes the direction for the development of tools and automation processes that assist in transforming, optimizing, managing, accessing, deploying, and monitoring data processes in batches and in real time.

  • Monitors and supervises efforts to automate advanced data protocols, reduction techniques, and aggregation approaches to validate the quality of extracted data across the data pipeline.

  • Leads efforts to drive efficiencies across data extraction and ensures data quality and completeness using data wrangling, complex data modeling, and artificial intelligence.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Average salary estimate

$175000 / YEARLY (est.)
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$150000K
$200000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Principal Data Scientist at Authorize.net (Visa), Visa

Join Authorize.net (Visa) as a Principal Data Scientist in Bellevue and become a cornerstone of innovation in the fintech world! At Visa's Technology Organization, you'll be part of a vibrant community of problem solvers reshaping the future of commerce. In this role, you'll tackle complex distributed systems and massive scale challenges, especially around new payment flows and data solutions. Your mission, should you choose to accept it, includes using Generative AI to enhance business workflows and crafting high-fidelity models for risk assessment in our ever-evolving industry. Collaboration is key here; alongside dedicated engineers and data scientists, you'll work to transform and optimize data processes while ensuring quality and governance. You'll also lead efforts in automating advanced data protocols and monitoring real-time data extraction flow. If you're a curious and energetic technology thought leader, this Principal Data Scientist position at Authorize.net is your opportunity to shape the digital future of payments while enjoying a hybrid work environment. Here, innovation meets collaboration, and your contributions will directly impact millions of transactions every day!

Frequently Asked Questions (FAQs) for Principal Data Scientist at Authorize.net (Visa) Role at Visa
What are the responsibilities of a Principal Data Scientist at Authorize.net?

As a Principal Data Scientist at Authorize.net, you'll play a crucial role in shaping the direction of data science initiatives aligned with Visa’s technology goals. Your responsibilities will include leading the use of Generative AI to streamline business workflows and improve efficiency in dispute management. You'll build high-fidelity risk assessment models and engineering systems to run them at scale while maintaining data quality through rigorous governance and processing principles.

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What qualifications are needed to be a Principal Data Scientist at Authorize.net?

To thrive as a Principal Data Scientist at Authorize.net, you should have a robust background in machine learning and applied science, especially within the fintech domain. A Master's or Ph.D. in a relevant field is typically preferred, along with experience in developing predictive models and managing complex data workflows. Proficiency in data wrangling, data modeling, and utilizing artificial intelligence in practical applications is essential for success in this role.

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How does the hybrid work model work for the Principal Data Scientist position at Authorize.net?

The Principal Data Scientist position at Authorize.net follows a hybrid work model where employees alternate time between remote work and in-office presence. You can expect to work from the office 2-3 set days a week, based on business needs, with the intention of balancing the flexibility of remote work with the collaborative aspects of being physically present with your team. This approach fosters a productive working environment while allowing for work-life balance.

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What impact will a Principal Data Scientist have at Authorize.net?

In the role of Principal Data Scientist at Authorize.net, your impact will be substantial as you collaborate with a team dedicated to revolutionizing payment technology. You will shape the development of innovative tools and processes that enhance data management while improving transaction security. Your expertise in AI and data science will empower businesses to efficiently manage transactions and risk, ultimately transforming the financial landscape for millions worldwide.

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What technologies do Principal Data Scientists at Authorize.net work with?

Principal Data Scientists at Authorize.net utilize a range of advanced technologies including machine learning algorithms, Generative AI, and big data platforms. You will leverage tools and programming languages such as Python or R, alongside SQL for data manipulation, and various data processing frameworks to build and deploy models at scale. Staying updated on cutting-edge data technologies is crucial for excelling in this role and effectively meeting today’s data challenges.

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Common Interview Questions for Principal Data Scientist at Authorize.net (Visa)
Can you describe your experience with machine learning in the fintech domain?

When responding to this question, focus on specific projects you've worked on, highlighting the machine learning models you developed and the impact they had on business processes. Mention any challenges you faced and how you overcame them while ensuring data quality and adherence to governance principles.

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What strategies do you use to ensure data quality in your projects?

To answer this, discuss methodologies such as data validation, testing protocols, and data governance practices you implement in your work as a Principal Data Scientist. Highlight your experience in data wrangling and utilizing AI for maintaining data integrity through complex data pipelines.

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How do you approach collaboration within multidisciplinary teams?

When answering, detail your collaborative experiences, emphasizing your communication and leadership skills. Provide examples of how you have worked with engineers and data scientists to overcome obstacles or achieve project deadlines, especially in high-stakes environments like fintech.

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What has been your most significant achievement in a data science role?

In answering this question, recall a specific accomplishment that had a measurable impact, whether through improved efficiencies, risk assessments, or innovative solutions you implemented. Use quantitative metrics to underscore your success and relevance to the Principal Data Scientist role at Authorize.net.

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How do you stay updated on the latest trends in data science and fintech?

Discuss the resources you utilize such as online courses, webinars, professional networks, and research publications. Emphasize your commitment to lifelong learning and how you apply new knowledge to enhance your projects and innovations in the field.

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Describe a time when you had to troubleshoot a model in production.

Outline your approach to diagnosing issues with live models, detailing the systematic steps you took to analyze performance and identify the root cause of the problem. Discuss any collaborative efforts with production support teams to rectify the issue and ensure consistent service.

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What role does Generative AI play in your workflow?

When addressing this question, elaborate on specific use cases you've encountered where Generative AI enhanced workflows, particularly in dispute management or automating data processes. Explain how you measure success when implementing AI techniques into your projects.

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How do you communicate complex data findings to non-technical stakeholders?

Provide examples of how you have simplified data insights into actionable recommendations for stakeholders. Discuss techniques you use such as data visualization tools and clear storytelling to convey critical information without overwhelming your audience.

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What are some challenges you've faced in managing large datasets?

Discuss the volume, variety, and velocity of data challenges you've encountered. Detail how you handled these issues through effective data management practices, tools, or architectures that helped you to maintain data quality and consistency.

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Why are you interested in working as a Principal Data Scientist at Authorize.net?

Articulate your enthusiasm for joining Authorize.net, emphasizing how their vision aligns with your professional values and goals. Discuss your interests in the fintech space and how you can contribute to their mission of innovating payment technologies and solutions.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 4, 2025

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