Software Engineer I, Recent Graduate

Software Engineering College Graduate Summer 2025

At Acorns we look after the financial best interest of the up-and-coming.  We are innovators. We make bold decisions. We stay curious, inspiring one another to push past all previous thresholds of possibility.  We are one team and are building a diverse community of team members, partners, and customers from all walks of life to foster creativity, challenge conventional thinking, and put the tools of wealth-making in everyone’s hands. 

We are looking for missionaries who are rooted in purpose, to join our team. We can achieve our goals if we are a team of missionaries working toward a shared purpose and mission. 

Our mission? With benevolence and courage, we look after the financial best interests of the up-and-coming; beginning with the empowering, proud step of micro-investing.

How do we accomplish our mission? Our values. 

Lead With Heart 

With compassion, integrity, and tenacity, inspire yourself and others to move past all previous thresholds of possibility

Make Bold Decisions

We are creating a new world. Be optimistic, adventurous, and courageous. Leap fearlessly into the future

Always Build Trust

Say what you mean, mean what you say, and do what you say you’re going to do. We are all owners. We are one team

Never Stop Growing

Change IS the constant. Stay hungry and curious. Be relentless in the pursuit of progress

Find a way

Never settle, no excuses, nothing is impossible. Just make it happen

Our values guide us, and our mission drives us. 

Come join us and help deliver financial wellness for the whole family, creating compound growth at every life stage.

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Software Engineering (College Graduate)  | Acorns

Acorns is seeking current college seniors graduating in 2025 for entry level software engineering positions across all of our engineering disciplines (Android, Backend, iOS, Web). 

Software engineers are responsible for translating high-level business requirements for new Acorns products and features into the services and data models that power them. They think critically about how to architect and build new components in a performant and scalable manner. As a software engineer, your typical week will involve collaborating with product and other engineering teams such as mobile, frontend, and QA to plan and create new features and infrastructure to build reliable and cohesive financial products. Acorns strives to provide an environment where college graduates gain rapid experience, drive real impact, and receive invaluable mentorship from our seasoned engineering team.

We're looking for college graduates that love learning new technologies on the job, think creatively to solve complex problems, and enjoy working collaboratively.

This role has the option to be remote or based in our Irvine, CA or New York, NY offices.

You are not expected to have experience with all listed requirements. If you feel passionately about Acorns' mission, vision and values, please apply. 

Android:

Our Android app is loved by millions. We are looking for Android advocates who love the Android platform and want to work on a cutting edge Android app. Our app is built natively with Kotlin and our team collaborates with designers and product managers to build slick experiences for our users. 

Backend:

All of our products are built on a strong backend. We are looking for amazing software engineers to work on scalable backend services designed to securely work to help millions of customers invest and save money towards a healthier future.

iOS:

We work to make the best native iOS app in the category. Our iOS devs work closely with product and design to build cutting edge user experiences loved by millions. This has led to numerous app store features and promotion inside apple stores across the country. We also work side by side with our iOS core team and backend teams to design clean interfaces and a scalable app.

Web:

Our web team members build state of the art web applications with React and Typescript. They work closely with our mobile teams and backend teams to design clean interfaces with GraphQL.

Job Description:

• Collaborate with Engineering team to build innovative solutions while bringing new ideas, technologies, and methodologies to the table

• Write high-quality code with one or more programming languages 

• Produce excellent design and development documentation 

Within 1 month, you will:

• Complete Acorns’ best-in-class onboarding, Acorns’ Seedling Program

• Participate in a virtual coffee session hosted by Acorns’ CEO, Noah Kerner

• Attend your first community-wide virtual all-hands meeting

• Gain the support of Acorns’ top engineering talent to learn how we do craftsmanship at Acorns

• Own and develop solutions to product and coding issues 

• Contribute to the broader Engineering team by participating in peer reviews

• Deploy your code in production to millions of Acorns’ users

Within 3 months, you will:

• Take full ownership of at least one feature, from requirements to implementation

• Identify areas for improvement and drive your vision for Acorns’ technology forward

• Contribute to and evangelize Acorns’ engineering culture

• Review your 30-60-90 day goals and accomplishments with your manager

• Receive operational updates from our GoHenry & PixPay team members during Acorns’ quarterly global virtual all-hands session 

Within 6 months, you will:

• Lead projects that involve cross-functional teams to build major new features

• Become an expert on the services or features you helped build

• Demonstrated excellence within the engineering organization

• Complete a Performance Development Check-in to align on Performance and Values Rating Trends

What you will bring to Acorns:

• Currently pursuing Bachelor’s degree in computer science, software engineering, machine learning, mathematics, statistics, or related field

• Required: Senior standing (Graduating 2025)

• Excellent command of one or more programming languages; Java, Scala, Ruby, Swift, Kotlin, Typescript, or Javascript  

• Exceptional communication skills (verbal, written and presentation)

• Hunger to learn new technologies

• Passion, drive, and ability to thrive in a startup environment

• Ownership of the software you produce

• Passion for self improvement and learning

• Understanding of design patterns, basic algorithms and data structures

• Thirst for delivering game-changing products

• Exceptional drive and precision in delivery

• A belief that your work is tied to your life's mission

• Optimistic about the potential of societal change

You are not expected to have experience with all listed requirements. If you feel passionate about Acorns' mission, vision, and values, please apply.  

What we offer: 

• Competitive salary and stock options

• A comprehensive benefits package to meet the needs of you and your family

• Flexible work hours, location, and paid time off 

• 401k discretionary match

• Monthly Acorns account contribution & GoHenry account for your family

• Wellness Days - Company-wide quarterly days off to rest + recharge

• Mindfulness, Mental Health, and Financial Wellness resources: Headspace, Ginger, and Addition Wealth are offered at no cost to you

• Acorns Career Development Program (Monthly Acorns to Oaks training sessions, development plans, quarterly development check-ins, Cornerstone’s online training platform)

• Roots Leadership Program for emerging leaders

• Monthly community celebrations, events, panel discussions, and speakers

• Talented and motivated team members who care deeply about one another, our mission, and our customers.

• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

About Acorns:

Acorns is how everyday consumers save & invest for the long term. To date, customers have invested over $15 billion with Acorns, much of it in spare change. By putting the tools of wealth-making in everyone's hands, Acorns has become the largest subscription service in U.S. consumer finance, serving over 10 million everyday Americans. Customers get automated investing in diversified portfolios, a simple retirement product, a bank account that helps people spend less to invest more, and bonus investments from 20k brands. Plus, everyday Americans can easily invest in their kids and get money news they can use, all from the same app. From acorns, mighty oaks do grow!

Mission:

With benevolence and courage, we look after the financial best interests of the up-and-coming; beginning with the empowering step of micro-investing.

Values:

• Lead With Heart

• Make Bold Decisions

• Always Build Trust

• Never Stop Growing

• Find a Way

Commitment to a diverse community: 

Acorns is committed to building a diverse community of customers, partners, and team members. We believe that fostering diversity not only fuels creativity but also challenges conventional thinking and helps us properly represent the unique experience of the everyday consumer that we serve. 

Compensation Information:

The pay range for this position at commencement of employment is expected to be between $120,210 and $129,826/year; however, base pay offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, equity grants, and discretionary cash bonus awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

If hired, employee will be in an “at-will position” and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Application Deadline: 

This application was originally posted on Tuesday, December 10, 2024. The Company reasonably aims to fill this position on or about March 1st, 2025, and to accept applications until filled. However, depending on multiple individualized factors, including the Company’s reasonable business needs and the number of applicants, such deadlines may change.