Analyst, Capital Markets

The Role:

DailyPay is seeking a Credit & Capital Markets Associate who will be responsible for performing credit underwritings of new and existing partners and maintaining our proprietary risk and pricing models. The Credit & Capital Markets Associate will also work closely with the Sales team to ensure that appropriate due diligence requests are satisfied early in the sales cycle.

Additionally, the Credit & Capital Markets Associate will work closely with the VP, Director, and Manager of the Credit & Capital Markets Team to assist in cross functional projects to support recognition and excitement around the DailyPay brand, particularly among capital market participants and end users. This is a role that requires knowledge of Corporate Accounting and / or Credit Underwriting, ability to professionally engage in due diligence calls with clients, and a keen interest in becoming a subject matter expert in this domain.

If this opportunity excites you, we encourage you to apply even if you do not meet all of the qualifications.

How You Will Make an Impact:

• Perform initial and periodic credit reviews by performing credit and financial analysis to determine the level of risk according to established guidelines
• Work on credit analysis for counterparties; advance and innovate risk management techniques
• Assist Sales Teams with collecting appropriate due diligence information early in the Sales cycle to support credit underwriting
• Perform due diligence on new partners by working with Sales and the partner contacts (CFO, controller, etc.)
• Streamline internal processes and change firm-wide policies to promote efficiency and automation
• Support the Revenue Organization in understanding the credit process and market environment
• Support the team on various cross functional projects that support DailyPay's funding goals and improve the Company's thought leadership in the on-demand pay and capital markets space
• Maintain databases and analyze all market intelligence
• Prepare various Capital Markets reports on a weekly, monthly, and quarterly basis

What You Bring to The Team:

• 1+ years of experience in Accounting/Finance, Credit Risk or Front-office experience at a bank, investment fund, credit fund or rating agency
• Strong understanding of accounting, financial statement analysis, and credit risk assessment
• Ability to lead external due diligence calls with existing and prospective clients in a professional and thorough manner
• Strong interpersonal skills, and excellent communication skills both written and oral
• Strong attention to detail and organizational skills
• Must have the highest level of personal integrity, value the contribution of others and have a significant commitment to achieving outstanding results
• Must be a self-starter with a can-do attitude
• Excitement for and the ability to thrive in a fast-paced environment with a growing team

Nice to Haves:

• Bachelor's degree in Business Administration, Finance, Accounting, or Economics
• Experience with SQL and/or Python

What We Offer:

Benefits include:

• Exceptional health, vision, and dental care
• Life and AD&D, short- and long-term disability
• Employee Assistance Program
• Employee Resource Groups
• Fun company outings and events
• Unlimited PTO
• 401K with company match