Mortgage Loan Officer - job 1 of 2
More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.
With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Mortgage Loan Officer with Banner Bank you will be part of our Mortgage Lending team, recently awarded the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. This outstanding team delivers superior value to our clients by attracting and making real estate loans which meet Bank standards for economic value and safety to contribute to the long term profitability of the Bank's operations.
- Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.
- Ensure originated loans are set up in the Bank's computer system and processed through for submission to underwriting.
- Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.
- Attend regular Realtor Association and Builder Association meetings.
- Attend internal training sessions, internal sales meetings, and external training opportunities as assigned.
- Take applications or meet with clients at Bank branch locations. Attend closing signing appointments as needed.
- Promote home ownership through community outreach efforts, specifically in the communities around designated branch location demonstrating inclusive marketing efforts to develop new leads, loans and bank relationships. Conduct first time home buyer classes at or in close proximity to branch, host booths at non-profit community events, etc.
- Comply with policies, procedures, security requirements, and government regulations.
- H.S. Diploma required
- Bachelor's Degree in Finance, Accounting, Business, or other related field preferred
- NMLS registration required
- 3+ years in of experience in residential mortgage origination required
- Proven history of success in consistent closing and funding of loans to meet sales goals.
- Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.
- Possess effective presentation, verbal and written communication, and negotiation skills.
- Knowledge of current market competition, sales strategies, trends, and activity.
- Knowledge of federal and state laws and regulations relating to real estate lending.
- Up to 20%
- Monthly guarantee of $3,000 (not including ramp-up period)
- Excellent commission structure
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
- Get more information at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
By
Banner Bank
Banner Bank is a dynamic full-service financial institution, operating safely and profitably within a framework of shared integrity. Working as a team, we will deliver superior products and services to our valued clients. We will emphasize strong ...
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If you're passionate about helping people achieve their homeownership dreams, consider joining Banner Bank as a Mortgage Loan Officer in Spokane, Washington! With over 130 years of financial excellence and recognition from Forbes as one of the Best 100 Banks, Banner is committed to community values and outstanding customer relationships. In this dynamic role, you will originate real estate loans through various channels, including Realtor connections, branch referrals, and direct client interactions. You'll be an essential part of the Mortgage Lending team, which recently earned the 2020 Residential Diversity and Inclusion Leadership Award, emphasizing our dedication to serving diverse communities. Your day-to-day will involve ensuring loans are processed efficiently through our systems and delivering supportive community outreach efforts, such as first-time homebuyer classes. We believe in empowering our employees through internal training and external opportunities to ensure your success. With a guaranteed monthly income and an attractive commission structure, plus comprehensive benefits, you're not just earning a paycheck – you're becoming a part of a company that's making a difference. At Banner Bank, you'll have space to grow, collaborate, and contribute to our mission of unparalleled customer service. So if you have a background in residential mortgage origination and you're ready to make an impact, let's get started together!
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