Management Liability Program Underwriter

At Brown & Brown, the Management Liability Program Underwriter is crucial for underwriting various risks, including D&O, EPL, and other liability coverages. Your primary responsibilities will include evaluating risk acceptability, pricing strategies, and collaborating with agents during their onboarding. Additionally, you’ll conduct quality control assessments, manage portal audits, and design educational resources to enhance agents' understanding of our program offerings.

To qualify for the Management Liability Program Underwriter role at Brown & Brown, candidates should possess a Bachelor's degree and a minimum of 5 years of experience in management and professional liability underwriting, preferably in a program or referral setting. You'll need to demonstrate independent decision-making capabilities, a keen attention to detail, and a solid understanding of market trends in liability.

As a Management Liability Program Underwriter at Brown & Brown, you'll utilize specialized underwriting software for managing applications, tracking risks, and analyzing performance metrics. Familiarity with data analytics tools will also be beneficial for monitoring trends and making informed underwriting decisions that contribute to our competitive marketplace.

Brown & Brown places high importance on professional development and ongoing education for its Management Liability Program Underwriters. You will have opportunities for training through workshops, seminars, and access to industry resources that keep you current on legal, regulatory, and market developments. The company encourages collaboration and provides the tools you need to excel in your role.

Brown & Brown offers an extensive range of benefits for its Management Liability Program Underwriter employees, focusing on health, financial well-being, and mental health. Employees can expect comprehensive health benefits, a robust 401k plan, tuition reimbursement, and mental health support services, alongside other perks like paid time off and holiday benefits.

Discussing your motivation can provide insight into your career goals. Highlight your passion for underwriting, your desire to work in a culture that values meritocracy, and how you align with Brown & Brown’s commitment to customer service and quality assurance.

When addressing this question, draw from your previous roles where you dealt with D&O and EPL insurance. Provide specific examples of how you assessed risks, calculated premiums, and any particular challenges you faced while ensuring compliance with underwriting standards.

Use this opportunity to illustrate your teamwork and communication skills. Explain your strategy for effective collaboration, such as regular meetings, feedback mechanisms, and using shared tools to ensure alignment and clarity among all parties involved.

Emphasize your proactive approach to professional development, such as attending industry conferences, subscribing to relevant publications, or participating in professional networks. Highlight your commitment to continuous learning as essential for making informed underwriting decisions.

Share a specific situation that outlines the decision-making process. Discuss the risks involved, how you weighed them against company policies, and what the outcome was, showcasing your analytical skills and ability to navigate complexities.

Convey your systematic approach to ensuring accuracy, such as utilizing checklists, peer reviews, and double-checking pivotal calculations. Emphasize the importance of thoroughness in underwriting and how it contributes to minimizing risks.

Here, you should articulate your understanding of Brown & Brown’s values, focusing on meritocracy, commitment to clients, and diversity. Mention how their approach to employee empowerment and customer service inspires high-quality outputs and positive organizational culture.

Discuss how you have created or improved training materials, focusing on making complex information accessible. Provide examples of how you assessed needs, collaborated with others, and what feedback you received from agents after implementing those materials.

Illustrate your time management and prioritization skills by providing techniques you apply, such as using project management tools, establishing urgent versus important tasks, and maintaining open lines of communication with your team to ensure focus on critical deadlines.

Describe your systematic approach to risk evaluation, mentioning specific criteria you assess such as the financial stability of the applicant, historical claims data, and alignment with underwriting guidelines, demonstrating your comprehensive decision-making process.