Job details

Senior Software Engineer - Invoice Financing

Do the best work of your career as a champion for small and mid-size businesses.

BILL is a leader in financial automation software for small and midsize businesses (SMBs). As a champion of SMBs, we are dedicated to automating the future of finance so businesses can thrive. Hundreds of thousands of businesses trust BILL solutions to manage financial workflows, including payables, receivables, and spend and expense management. With BILL, businesses are connected to a network of millions of members, so they can pay or get paid faster. Through our automated solutions, we help SMBs simplify and control their finances, so they can confidently manage their businesses, and succeed on their terms.

BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. We have operations in San Jose, CA, Draper, UT, Houston, TX and are continuing to expand into other geographic locations. If you’re looking for a place that helps you do the best work of your career, look no further than BILL.

Make your impact within a rapidly growing Fintech Company

Working Capital is a short-term business financing arrangement that provides business owners cash that is structured as a loan or a line of credit. When you are accepted, the invoice financing company uses your accounts receivable as collateral, which is why it’s also called accounts receivable financing.

Invoice Financing at BILL helps businesses bridge the gap between invoice issuance and actual receipt of payment, providing them with immediate working capital. This can be particularly valuable for companies facing cash flow challenges or seeking to fund ongoing operations, growth initiatives, or other financial needs.

We’d love to chat if you have:

BS/MS in Computer Science or a related field
5+ years of software development experience
Experience working on large scale, complex applications using Java or Elixir
Excellent teamwork and communication and ability to gain alignment across cross-functional boundaries
Ability to challenge the norm and maturity to advocate for changes for the greater benefit of the business
Passion for great products and building great experiences, proven ability to take the product through all stages of development from concept to launch at scale
Strong understanding of engineering, product, and design interoperation and communication
Expertise in building and maintaining large-scale, high-volume, high-availability, low-latency systems.
Strong understanding of security, compliance, and regulatory requirements.
Demonstrated experience in credit risk, preferably business credit risk.
Proficiency in version control, code reviews, testing, and deployment automation.
Ability to mentor and guide other engineers in best practices and advanced technical concepts.
Familiarity with machine learning model integration and data pipeline design.
Strong understanding of engineering, product, and design interoperation and communication
Test-driven development mindset and pride in code resilience
Collaborative, high-trust approach to team building and collaboration
Proficiency with monitoring, alerting, and reporting tools
Cross-team collaboration with extreme ownership mindset
Hands-on experience with GraphQL
Experience architecting large scale, high volume, high availability services
Passion for leading technical discussions and mentoring other engineers
Experience with Elixir libraries and frameworks such as Ecto and Phoenix
Experience with event sourcing, Kafka and Flink is nice to have

#LI

The estimated salary range for this role is noted below for our San Jose based role. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range

$146,900—$176,300 USD

Let’s talk about benefits

100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
HSA & FSA accounts
Life Insurance, Long & Short-term disability coverage
Employee Assistance Program (EAP)
11+ Observed holidays and wellness days and flexible time off
Employee Stock Purchase Program with employee discounts
Wellness & Fitness initiatives
Employee recognition and referral programs
And much more

For positions that are in office we support a hybrid work environment with on-site and remote work days. Check out our LinkedIn Life Page for each location and discover BILL.

We live our culture and values every day

At BILL, we’re different by design—it's our culture. Our CEO is a trusted entrepreneur who lives our cultural values: Humble, Authentic, Passionate, Accountable, and Fun. People here love being their authentic selves, contributing unique experiences, sharing ideas, perspectives, and intellectual curiosity. We celebrate our diversity as the heart and soul of how we work, grow, and succeed together. Inspiring people with meaningful career experiences they love really does make the dream work and our successes just keep getting better. There’s no limit to what we can build and where we can go from here. We’d love you to join us.

BILL is proudly an Equal Opportunity Employer where everyone is welcome. Our innovation and technology are inspired by an inclusive culture unlike any other. Everyone brings a different personal story and perspective and this diverse mix of minds, backgrounds, and experiences is where our greatest ideas come from. We welcome people of all races, ethnicities, ages, religions, abilities, genders, and sexual orientations to make us an even more vibrant company. We want everyone to bring their authentic selves here, to share our values, shape our vision, drive innovation, and become part of a culture we celebrate every day.

Our promise to our candidates is to be transparent, diligent, and engaging while guiding individuals through each step of our hiring process. At BILL we strive to achieve an inclusive and positive candidate experience that aligns with our core values and focuses on diversity.

If you require a reasonable accommodation for your application, interviews, or another aspect of the hiring process, please contact interviewaccommodations@hq.bill.com.

BILL Culture:

Humble - We check our egos at the door. We are curious. We listen, accept feedback.
Authentic - We earn and show trust by being real—embracing our authentic selves.
Passionate - We care deeply about each other and our customers.
Accountable - We are duty-bound to each other, our customers, and society.
Fun - We wrap it all together by building connections and enjoying time spent together.

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants