(Senior) Business analyst - Credit Risk - job 1 of 3

As a (Senior) Business Analyst - Credit Risk at Capco, your primary responsibilities include overseeing and supporting projects related to credit risk management, non-performing loans, and compliance with relevant banking regulations. You'll also lead project teams, ensure high-quality deliverables, and engage in continuous personal development to meet the evolving needs of our prestigious banking clients.

To qualify for the (Senior) Business Analyst - Credit Risk position at Capco, candidates should have a university degree in banking, finance, or a related field, along with relevant consulting experience in the financial services sector. Familiarity with credit risk management processes, internal controls, and regulations such as CRR/CRD is essential, as is fluency in English. Experience with credit platforms like Loan IQ or SAP is a plus.

Absolutely! At Capco, we prioritize professional growth for our employees. As a (Senior) Business Analyst - Credit Risk, you will have access to technical and soft skills training, professional certifications, and the Udemy online learning platform to enhance your expertise and stay ahead in your field.

Capco offers an attractive benefits package for its (Senior) Business Analysts - Credit Risk, which includes 25 vacation days per year, sick days, fully paid meal vouchers, contributions to a third-pillar pension plan, and a monthly cafeteria allowance. Additionally, remote work is supported, and wellness initiatives are in place to foster a healthy work-life balance.

The recruitment process for the (Senior) Business Analyst - Credit Risk position at Capco typically involves an initial screening call with a recruiter, followed by a technical interview with experienced Capco colleagues. Candidates will receive feedback and potentially an offer upon successful completion of these steps.

When answering this question, make sure to highlight specific projects or roles where you engaged in credit risk management. Discuss the methodologies you employed and their outcomes. Providing quantitative results can reinforce your points.

In your response, mention the specific tools and platforms you have utilized, such as Loan IQ or SAP. Explain how you've leveraged these tools to enhance reporting accuracy or streamline processes, which will demonstrate your practical knowledge.

To effectively answer, outline a strategy you use for stakeholder engagement, including regular updates, feedback sessions, and collaborative planning. Give examples of how this approach has resulted in successful outcomes in past projects.

Discuss specific challenges you encountered, like regulatory changes or system limitations. Emphasize your problem-solving skills and how you adapted to these challenges, which will illustrate your resilience and critical thinking.

In your response, detail the strategies you implement to stay abreast of regulatory changes and how you integrate these into your project work. This can include regular training, collaboration with compliance teams, and utilizing regulatory resources.

When discussing a successful project, structure your response using the STAR method (Situation, Task, Action, Result). Highlight your role, the strategies you implemented, and the positive impact the project had on the organization.

Mention your commitment to continuous learning through industry publications, networking events, and professional associations. This shows your dedication to staying informed and enhancing your expertise at Capco.

Discuss your leadership style, emphasizing collaboration, clear communication, and encouraging team members to share their ideas. Provide examples of how this approach led to successful project outcomes.

Share your prioritization process, including assessing urgency and impact, and how you communicate with stakeholders to manage expectations. This demonstrates your organizational skills and ability to navigate complexities.

Your answer should reflect a genuine interest in the field. You might discuss the importance of credit risk management in financial stability and how it aligns with your professional values and goals at Capco.