Senior Risk Analyst

At Clicklease, we're on a unique mission – to empower the small business owners often overlooked by traditional lenders. If you're considering joining our team, envision yourself at the heart of our vibrant headquarters in West Valley City, UT, or contributing to our impactful operations from Radial, Alajuela, Costa Rica. At Clicklease, we've cultivated a dynamic work environment that goes beyond routine services. At Clicklease, you'll play a pivotal role in transforming equipment financing into a gateway for entrepreneurs to turn their dreams into reality. If you're passionate about purpose-driven work, innovation, and making a tangible impact, Clicklease is where your career journey begins.

Join us in shaping a future where every business owner has the opportunity to thrive.

Are you a seasoned Risk Analyst looking to tackle complex challenges head-on? At Clicklease, you'll spearhead advanced risk analyses, utilizing cutting-edge statistical and financial modeling techniques to identify key risk factors and trends. Your expertise will drive the development and implementation of risk mitigation strategies, optimizing portfolio performance and minimizing losses. With a focus on portfolio management, stress testing, and scenario analysis, you'll play a pivotal role in ensuring our organization stays ahead of potential risks. Join us in shaping the future of risk management in a collaborative, dynamic environment. Apply today!

Compensation: $100,000 - $120,000 + Bonus
Modality: Hybrid
FLSA Exemption: Exempt 

What you'll be doing: 

• Advanced Analysis: Conduct complex risk analyses using advanced statistical and financial modeling techniques. Interpret results to identify significant risk factors, trends, and insights that could impact the organization’s risk profile.

• Strategy Development: Contribute to the development and implementation of risk mitigation strategies and policies. Provide recommendations based on your analysis to optimize portfolio performance and minimize losses.

• Portfolio Management: Take a leading role in monitoring and managing the credit portfolio, including performing stress tests and scenario analysis to anticipate potential impacts on portfolio health.

• Training and Mentorship: Assist in the training and development of junior analysts. Share knowledge and best practices to enhance the team’s analytical skills and understanding of credit risk management.

• Regulatory Compliance: Ensure all activities comply with regulatory requirements and internal policies. Stay updated on regulatory changes and advise on adjustments needed to maintain compliance.

• Collaboration: Work closely with other departments, such as Finance and Operations, to provide risk analysis insights and support strategic decisions. Engage in cross-functional projects to improve overall risk management practices.

What you have: 

• Bachelor’s degree in Finance, Economics, Statistics, or a related field.

• 4+ years of experience in credit risk management

• Strong proficiency in statistical analysis and risk modeling techniques, with experience using software tools such as SAS, R, Python, or similar.

• Demonstrated ability to solve advanced problems and conduct complex analyses.

• Excellent communication skills, with the ability to articulate complex concepts to a non-technical audience.

• Proven track record of contributing to the development and implementation of risk strategies and policies.

What will make you stand out: 

• A Master's degree in Finance, Economics, Statistics, or a related field.

• 4+ years of experience in credit risk management in the financial services industry.

• 8+ years of experience in credit risk management

• Experience in mentoring or training junior staff

• Professional certifications such as Certified Credit Risk Analyst (CCRA) or Chartered Risk Analyst (CRA).

• Experience with advanced risk management techniques, including stress testing and scenario analysis.

• Demonstrated leadership in project management and cross-functional collaboration.

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