Senior Product Manager - Account Opening

At Clutch, our mission is to revolutionize lending for credit unions, enhancing the financial well-being of US consumers.

The average American has over $155,000 in household debt. While fintech lenders and for-profit banks are happy to issue high interest loans to consumers, credit unions have quietly existed as non-profit lenders that offer lower cost loans. If we can enable them with the right technology, we can enhance the financial well being of the digitally savvy US consumer. 

We're an Andreessen Horowitz backed vertical SAAS company, rapidly growing to serve a wide range of customers, from medium to large enterprise credit unions. Our innovative software solutions are transforming these institutions into fintech lenders, impacting over 130M Americans.

• The Product team at Clutch drives the strategy and execution for end-to-end digitally automated lending and deposits products at credit unions. We are seeking  a highly motivated  and skilled senior Product Manager to lead the development and growth of our lending offerings.
• In this role, you'll lead the zero to one development of one of our new bets on lending products. Your role is crucial in strategizing and executing end-to-end digitally automated solutions, directly influencing the financial health of millions.

• Leverage your fintech and lending expertise to build 0-1 products in the lending domain 
• Set the strategic product vision in collaboration with the Founders, Head of Product and GM while being opinionated and grounded in customer insight
• Conduct detailed product discovery with credit unions, defining and executing the scope of the v1 product.
• Drive product development, collaborating closely internally with design, engineering, and cross-functional teams and externally with credit unions to set milestones and deliver a best-in-class fintech lending product.
• Engage in both end user (consumer) and customer (credit union) discovery, applying fintech innovations to credit union products. 
• Continually share knowledge gained from deep discovery with product and design teamHigh standards in product craft, performance, and pace

• Fintech and Lending Expertise: 4+ years in fintech and lending, 6+ years of product experience with a proven track record of delivering impactful products from concept through launch
• Consumer-Grade Design Expertise: Substantial experience in crafting user-friendly experiences tailored for enterprise-level clients. 
• Stellar Communication and Leadership Abilities: Articulating product vision clearly, collaborating closely with credit unions, challenging status quo and managing stakeholder expectations effectively
• Strategic Decision-Making: You should be comfortable challenging assumptions, validating bold product concepts, and making tough decisions. This includes being willing to pivot or discontinue a product based on research and market feedback, Planning and organizational skills with the ability to prioritize and negotiate with internal and external stakeholders
• Comprehensive understanding of various aspects of product development, including engineering, design, analytics, and user research, and being able to integrate these insights into product development.Independence and ownership mentality

• Early team member of a well funded and high growth startup. We have A16z and CMFG ventures amongst other investors.
• Opportunity to create large impact in the credit union and fintech landscape
• Experience of working with a stellar team ( highly ambitious while being kind and genuine) 
• Second time founders who deeply understand the problem space, fintech industry and the venture ecosystem.
• The company already has a proven track record of top-notch product, customer success and engineering talent. Our founders, Nicholas Hinrichsen and Chris Coleman met at Stanford Business School in 2011 and have had a previous exit to Carvana. 
• Our leadership team includes Wharton and Berkeley Haas alumni with experience having worked at world class product companies in the Bay Area and Brazil
• International colleagues and markets: USA, Brazil, Argentina and Germany
• 2 amazing off-sites/year with the entire team and other benefits

At Clutch, we're committed to building a diverse team and fostering an inclusive work environment. This ultimately helps us build better products. We encourage applications from all backgrounds to help us drive innovative solutions in the fintech and credit union space.