Credit Analyst (AU Mortgage, Home-based)

Schedule: Monday – Friday  (06:00 AM - 03:00 PM PHT) 

What are we looking for? 

Skills Required: 

• Bachelor's degree in Finance, Business, Economics, or a related discipline. 
• Proven experience in commercial lending, credit analysis, or a similar role. 
• Strong analytical skills and proficiency in financial modelling and data analysis tools.  
• Excellent communication and decision-making skills. 
• Highly organized and capable of assisting brokers in client management. 

Nice to Have:

• Familiarity with the financial and business environment in Australia  
• Experience working in Commercial Lending for Australian based businesses  
• Experience with remote work tools and platforms.  

What will you do? 

• Credit Evaluation and Analysis: Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of businesses and individuals, preparing detailed credit analysis reports encompassing financial ratios, cash flow analysis, and risk assessments. 
• Report Preparation: Develop comprehensive credit submission memos with recommendations for credit approval, presenting findings and recommendations to commercial brokers and management. 
• Collaboration and Communication: Work closely with commercial brokers to provide insights and support for credit applications, effectively communicating with clients and brokers to gather necessary information and clarify creditworthiness. 
• Client Management Assistance: Assist commercial brokers with client management primarily via email, ensuring timely follow-up on client inquiries and maintaining organized records of client interactions. 
• Industry and Regulatory Awareness: Stay updated with the latest industry trends, regulatory changes, and best practices in credit analysis and lending while ensuring compliance with internal policies and regulatory requirements. 
• Data Management: Maintain accurate and up-to-date records of credit analyses and reports while utilizing financial modeling and data analysis tools to support credit evaluation processes 

Join the awesome team and enjoy these benefits & perks: 

• Home-based
• Medical, Dental Coverage and Life insurance from day 1 of employment 
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion) 
• Competitive salary package and annual appraisal 
• Financial Assistance Program 
• Mandatory Government Benefits and 13th Month Pay 
• Regular Company Events, Work Life Balance, and Career growth opportunities

JOIN CONNECTOS NOW! 

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice.  

Our client is the largest and most progressive aggregator group across Australia and New Zealand supporting a community of over 6,000 brokers and advisers. Helping over 300,000 customers settle over $130 billion worth of loans in 2022 and reaching a collective loan book of $350 billion.

#ConnectOS #ConnnectOSCareers #TeamConnectOS 

Equal Employment Statement 

Employment decisions at ConnectOS will be conducted without consideration of factors such as age’, race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, and marital status. ConnectOS ensures the full confidentiality of the data it processes.