Credit Analyst

SummaryJob title: Credit AnalystJob ID: 202497180002Department: Columbia Credit OfficeLocation: MO-ColumbiaDescriptionSummary:A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.Reports to: Credit ManagerMinimum Qualifications:- Proficiency with MS Excel- Excellent math skills- Experience in credit and collections- Excellent ability to read, write, and speak EnglishPreferred Qualifications:- College degree - will consider related experience in lieu of degree- Strong negotiation skills- Proficiency with Microsoft Office Suite software- Detail oriented- Ability to solve problems- Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same timeWorking Conditions:- Largely sedentary role in an office environment- Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinetsSupervisory Responsibilities: NoEssential Job Functions:- Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.- Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.- Ability to review credit applications for credit granting, and establishing six figure credit limits.- Escalating collection activities as required by business circumstances.- Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.- Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.- Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.- Negotiating differences with customers and making arrangements for payment and dispute resolution.- Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.- Maintaining professional relationships with Managers and external customers.CED is an Equal Opportunity Employer - Disability | Veteran