Malta Risk Lead

Why you should join dLocal?

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets. 

By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health, and learning benefits, among others. Being a part of dLocal means working with 900+ teammates from 25+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

What’s the opportunity?

As part of our strategic expansion, we are looking for a skilled, self driven and experienced Risk Lead to join our dynamic team in Malta. 

This role is also pivotal in ensuring that a robust risk management framework is maintained across dLocal’s operations in EMEA and APAC regions. The Risk Lead will be reporting to the VP of Risk Management (Group).

• Regulatory Liaison:  Ensure alignment with all local risk requirements and act as the focal point for the Malta Financial Services Authority (MFSA),. This professional will need to be approved (PQ’ed) by the regulator, MFSA.
• Risk Framework Implementation: Support the maintenance of the risk framework across EMEA and APAC regions, ensuring alignment with global risk management standards and local regulatory requirements.
• Risk Assessment: Conduct comprehensive risk assessments to identify potential threats and vulnerabilities within the organization’s operations, processes, and systems.
• Policy Development: Develop and implement risk management policies, procedures, and protocols to mitigate identified risks and ensure compliance with regulatory requirements.
• Reporting: Present periodic risk reports to the local Risk & Compliance Committee, Board of Directors, and the Regional Risk Forums. Additionally, prepare and submit relevant regulatory reports, including but not limited to Capital Adequacy Ratio, Wind Down Plan, ICT & Security Risk Report and other pertinent reports mandated by the MFSA and other regulatory bodies.
• Monitoring: Monitor key risk indicators (KRIs) and performance metrics to assess the effectiveness of risk management strategies and initiatives.
• Stakeholder Collaboration: Collaborate with internal stakeholders, including senior management, compliance teams, internal audit, and business units, to foster a culture of risk awareness and accountability.
• Third Party Management: Oversee Third Party Risk Management, conduct regular Third Party risk assessments, and maintain dLocal’s third party register.
• Training: Conduct risk training sessions and workshops for employees to enhance risk awareness and promote best practices in risk management.
• Audits and Examinations: Assist management during internal and external audits, examinations, and regulatory inquiries, providing documentation and support as needed.
• Strategic Input: Provide timely and insightful risk reports and recommendations to senior management and relevant committees to support strategic decision-making.
• Trend Analysis: Stay abreast of emerging risks, industry trends, and regulatory developments to proactively identify potential impacts on the organization and recommend appropriate actions.

• Regulatory Approval: Understanding of the Maltese regulatory framework. The candidate needs to be already approved by the MFSA for a similar role in another financial / credit institution or payments company.
• Education: Bachelor’s degree in finance, economics, statistics, business administration, or a related field. Advanced degree or professional certification (e.g., CRMA, FRM, PRM, CFA, or CIA) is a plus.
• Experience: Minimum of 8 years of experience in risk management within the financial services industry, with a strong understanding of risk assessment methodologies, regulatory requirements, and industry best practices.
• Analytical Skills: Proven analytical skills with the ability to analyze complex data, identify patterns, and draw meaningful insights to support decision-making.
• Communication Skills: Excellent communication and interpersonal skills with the ability to effectively engage and collaborate with stakeholders at all levels of the organization.
• Organizational Skills: Strong organizational skills with the ability to manage multiple priorities and deadlines in a fast-paced environment.
• Problem-Solving: Problem-solving abilities with a proactive and solution-oriented approach to addressing challenges.
• Technical Proficiency: Proficiency in risk management tools and software. Familiarity with big data tools and databases (e.g., Python, SQL, Spark) and experience with data visualization tools (e.g., Looker, Power BI, Tableau, QuickSight).

What happens after you apply?

Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!

Also, you can check out our webpage, Linkedin, Instagram, and Youtube for more about dLocal!