Compliance Manager - Remote, US

We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast.We build tools that help people feel in control of their financial future, including:• - low rates, people-first service, and flexible payments.• - break free from high-interest rates or monthly payments.• - access to thousands of scholarships to help students pay less.• Engage the business to determine key areas of potential risk and work closely with the process owners to establish and document procedures and controls around those processes to mitigate risk effectively and efficiently.• Assist in identifying Compliance Risks and emerging issues applicable to ongoing and proposed business activities.• Develop and implement written policies/procedures and checklists designed to ensure compliant business operations.• Assist in designing processes that comply with the Laws and Regulations and emerging compliance trends, including creating and implementing effective manual, automated, preventive and detective internal controls around the marketing and customer communications functions.• Play a key role in the First Line of Defense Compliance Team and work closely with the business to develop procedures and controls around critical business operations to ensure the processes are operating effectively while maintaining Earnest's risk appetite.• Act as a liaison between the 2nd Line of Defense Compliance Team and Internal Audit for compliance and risk related items.• 6+ years of regulatory management or operational risk experience• 5 years of direct experience in consumer compliance as well as a solid familiarity with consumer lending and fair lending laws• Bachelor’s degree• Fin-tech experience• Experience with Compliance Marketing Reviews• A CRCM or other equivalent certification• Experience in data analytics• This role will be based in San Francisco, CA or remote (based in the U.S.)What makes an “Earnie” culture:• – Drivers are satisfied by making things happen, not coming along for the ride. They feel a strong sense of ownership for their projects and teams and demand high standards from themselves and others.• – Humble team players check their egos and consider the team’s needs above their own. They are self-aware of their strengths and opportunities for improvement.• – People with a growth mindset approach challenges and failures as learning opportunities. They seek feedback to improve, give feedback to others, and genuinely want to perform well.Earnies are committed to helping students live their best lives, free from the stress of student debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together!• Health, Dental, & Vision benefits plus savings plans• Mac computers + work-from-home stipend to set up your home office• Monthly internet and phone reimbursement• Employee Stock Purchase Plan• Restricted Stock Units (RSUs)• 401(k) plan to help you save for retirement plus a company match• Robust tuition reimbursement program• $1,000 travel perk on each Earnie-versary to anywhere in the world• Competitive days of annual PTO• Annual “my day”• Pet insurance!• Competitive parental leave• Plenty of Earnest swag, in-person team gatherings, picnics, celebrations, and plenty of fun virtual events#LI-AM1A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary. The successful candidate’s starting pay will also be determined based on job-related qualifications, internal compensation, and budget. This range may be modified in the future.Pay Range$113,000—$142,000 USD