EFT Risk Specialist

A majority of our time is spent “at work.” We believe that time most meaningful when it’s spent around people who care about you and who challenge you. We hire people who know how to make good decisions, because we won’t be constantly looking over your shoulder—you’ll be empowered to do what’s right for our customers. Most importantly, we’re a partner. We partner with our associates to help them thrive personally and professionally. We partner with our communities and the organizations that support them. And, we partner with our customers to create an experience they won’t find elsewhere.

Are you ready to be part of something more?

You’re more than a means to an end—a way to help us meet the bottom line. UMB isn’t comprised of workers, but of people who care about their work, one another and their community. Expect more than the status quo. At UMB, you can expect more heart. You’ll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunity. UMBers are known for having multiple careers here and having their voices heard.

With UMB operations; the EFT Risk Specialist focus their work on processing and reviewing of Electronic Funds Transfers such as ACH and wires to limit risk for UMB and to ensure all accounts and funds are in compliance. These analysts are responsible for reviewing daily domestic and international wires and ACH’s. EFT Risk Analysts work closely within their team environment to support one another to be successful. With the exposure to EFT accounts, this role is vital for risk management with Electronic Funds. The Electronic Funds department prides in their work for the organization’s protection from risk within EFT.

The EFT Risk Specialist role works closely with internal partners to seek approval for proper funding for the Commercial and Institutional accounts they monitor. These associates are solution-based problem solvers who aid our customers and internal partners to ensure we are providing the unparallel customer experience to customers and clients. The fast-paced environment with unpredictable scenarios keeps our associates flexible and adaptable to changes to meet our overall business needs. Our EFT Risk Specialist are motivated to be self-driven and enjoy the challenge of learning new skills while controlling the progression of their career.

The UMB Electronic Funds Transfers department is about creating strong connections amongst its associates to develop and maintain a positive working experience. You are valued for who you are in a fun, professional setting. Associates are supported and encouraged to work with Managers and Senior Leaders associates to develop roadmaps for opportunity within the operations realm or other departments and avenues throughout UMB.

Work schedule is Monday through Friday from 10:30 to 7:00 PM with a 30 minute lunch or 10:00 to 7:00 PM with an hour lunch

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Compensation Range: