Commercial Auto Underwriter

As a Commercial Auto Underwriter at Fairmatic, your key responsibilities include underwriting individual commercial auto liability accounts for acceptability and profitability, preparing quotes for new and renewal business submissions, and managing our towing program. You’ll also approve coverage forms for policy issuance, implement strategic underwriting objectives, and foster strong relationships with brokers and customers to improve process efficiencies.

To be successful as a Commercial Auto Underwriter at Fairmatic, you need commercial auto underwriting experience, particularly with towing operations. Strong communication, relationship-building, and a problem-solving mindset are essential, along with a hands-on approach and a keen desire to learn. A passion for innovative thinking will also help you thrive in this role, which focuses on adapting traditional underwriting practices.

Fairmatic supports its Commercial Auto Underwriters by promoting a collaborative environment and offering access to continuous education and learning opportunities. Furthermore, factors like unlimited PTO, comprehensive benefits, and opportunities for professional development ensure that you can focus on your role while maintaining a healthy work-life balance.

The company culture at Fairmatic is vibrant and collaborative, where innovation is celebrated and new ideas are welcomed. As a Commercial Auto Underwriter, you’ll be among a global team of curious and adaptable professionals. The company's commitment to making a positive impact through technology and data-driven insights creates a supportive atmosphere, enabling you to be part of something bigger.

As a Commercial Auto Underwriter at Fairmatic, you’ll enjoy a competitive range of benefits, including unlimited PTO, medical, dental, and vision coverage, life and disability insurance, and stipends for learning and wellness activities. The opportunity for fully remote work, combined with fun in-person events and unique Fairmatic swag, helps create an engaging and balanced work experience.

When answering this question, provide specific examples of your experience, particularly any unique challenges you've overcome in commercial auto underwriting. Discuss your understanding of risk assessment, pricing strategy, and how you stay updated with industry trends.

Highlight your interpersonal skills by sharing strategies you use to build trust and rapport. Discuss your communication style and how you ensure that both parties feel heard and valued during interactions.

Share a unique approach or tool you've introduced in your previous role. Emphasize how it improved efficiency, reduced loss ratios, or enhanced customer satisfaction, showcasing your proactive attitude toward innovation.

Explain your prioritization process, including how you assess urgency and importance. Offer a specific example where your organization skills contributed to meeting multiple deadlines without compromising quality.

Discuss key factors such as driving records, vehicle types, operational practices, and claims history. Your answer should demonstrate your analytical thinking and attention to detail regarding risk evaluation.

Provide an example emphasizing your diplomacy and communication strategies. Share how you approached the conversation to maintain professionalism while conveying the necessary feedback.

Mention specific resources, such as industry publications, networking events, or professional organizations that you engage with. Show your enthusiasm for continuous learning and adapting to evolving practices.

Give a concrete example where your recommendation led to measurable improvements in efficiency or profitability. This illustrates your ability to think strategically and add value to the underwriting team.

Discuss your methodology for assessing risk and program fit for new businesses. Talk about the criteria you consider to determine whether to accept new submissions and how you communicate with stakeholders throughout the process.

This is a chance to express your genuine interest in the company’s mission and innovative approach to auto insurance. Share what resonates with you about Fairmatic’s vision and how you see yourself contributing.