United States (Remote)

About ONE

ONE is on a mission to help people live healthier financial lives. We’re doing this by creating simple solutions to help our customers save, spend, and grow their money – all in one place. 

The U.S. consumer today deserves better. Millions of Americans today can’t access credit, build savings or wealth, and are left to manage their financial lives through multiple disconnected apps. Almost a quarter of U.S. adults are unbanked or underbanked and roughly 80% of fintech users rely on multiple accounts to manage their finances. 

What makes us unique? We are backed by a preeminent fintech investor (Ribbit) and the world’s largest retailer (Walmart), maintain the speed and independence of a startup, and employ a strong (and growing) collection of world-class talent. 

There’s never been a better moment to build a business that helps people live healthier financial lives. Come build with us!

The role

You'll develop robust financial analysis and build efficient financial processes to support our business objectives, with a focus on partnering with the marketing team. You’ll develop business cases for marketing investment and build a process for tracking return on investment. In addition, you’ll develop forecasts and budgets, track business performance, and conduct ad hoc analysis. Success in this role means that finance is able to deliver timely insights to our business partners thanks to your data-driven insights, modeling skills, attention to detail, and focus on continuous improvement. 

This role is responsible for:

• Managing and optimizing marketing investment:
• Building business cases and evaluating the return on marketing investments 
• Analyzing customer lifetime value and customer acquisition cost trends  
• Partnering with the Marketing team to ensure investment levels are as expected and approved and yielding the desired business outcomes
• Developing, building, and automating actionable management reports and dashboards focused on marketing performance and investment
• Coordinating variance analysis and developing materials to provide insights and recommendations
• Partnering with analytics and other finance teams for key performance tracking and analysis
• Forecasting and budgeting:  
• Building, improving, and maintaining complex Google Sheets and Excel models 
• Gathering business inputs and partnering with Finance and Analytics colleagues to develop forecasts and budgets 
• Analyzing assumptions and outputs, providing insights about expected business trends and performance to partners in Marketing
• Developing crisp and clear materials for business partner and executive audiences
• Ad hoc projects and analysis:
• Conducting analysis and supporting business priorities 
• Identifying opportunities to to simplify and automate processes within finance and accounting as we scale
• Collaborating to guide important initiatives such as process improvement and standardization, system enhancements, and data governance.

You bring

• 7-10+ years of relevant work experience in strategic finance, corporate finance, FP&A, investment banking, or related fields
• 2+ years experience partnering with consumer, growth, and brand marketing teams in finance or analytics role. Financial services industry experience a plus
• Bachelor's degree in Finance, Business, Economics, Accounting, or other relevant field. MBA preferred.
• Advanced proficiency in Google Sheets and Excel 
• A strong analytical mindset and grasp of data analysis (SQL is a plus) 
• Skill in written, verbal, and visual communication of data 
• Problem solving skills and business judgment to ask astute questions, design meaningful analyses and dashboards, and translate output into actionable insights
• An act-like-an-owner mentality. We have a bias toward taking action.

Pay Transparency

The estimated annual base salary for this position ranges from $140,000 to $160,000. Pay is generally based upon the level, complexity, responsibility, and job duties / requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience. If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.

What it’s like working @ ONE

Our teams collaborate remotely and in our work spaces in New York and Sacramento. 

• Competitive cash
• Benefits effective on day one 
• Early access to a high potential, high growth fintech
• Generous stock option packages in an early-stage startup
• Remote friendly (anywhere in the US) and office friendly - you pick the schedule
• Flexible time off programs - vacation, sick, paid parental leave, and paid caregiver leave
• 401(k) plan with match

Leveling Philosophy

In order to thoughtfully scale the company and avoid downstream inequities, we’ve adopted a flat titling structure at ONE. Though we may occasionally post a role externally with a prefix such as “Senior” to reflect the external level of the position, we do not use prefixes in titles like that internally unless in a position which manages a team. Internal titles typically include your specific functional responsibility, such as engineering, product management or sales, and often include additional descriptors to ensure clarity of role and placement within our organization (i.e. “Engineer, Platform”, “Sales, Business Development” or “Manager, Talent”). Employees are paid commensurate with their experience and the internal level within ONE.

Inclusion & Belonging

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@one.app.

For additional questions around our interview process, please check out our Candidate FAQs.