Dealer Finance Associate

Description:Are you passionate about finance and eager to play a key role in supporting local dealerships? First National Bank is seeking a dedicated and detail-oriented Dealer Finance Associate to join our team in Lynchburg, VA.The Dealer Finance Associate is an essential member of the Dealer Finance team. This is a sales and service-oriented role that will build strong relationships and provide ongoing customer service to our dealer network. The Dealer Finance Associate will facilitate financing solutions and ensure smooth and efficient financial transactions.What will you be doing in this role?• Reviewing, evaluating, and making decisions or recommending approvals/denials of Dealer loan applications.• Working closely with the Dealer team to fund automobile applications following loan approval and providing customer service regularly to dealerships, customers and other internal departments.• Ensuring customer interactions and transactions are conducted in accordance with legal and regulatory requirements and adhering to all applicable banking regulations, compliance standards, and internal bank policies and procedures.• Staying abreast of new rules, regulations, and procedures to assist in implementation and revision of current policies and procedures. Staying informed about market trends, competitor offerings, and industry developments to effectively position Bank’s products and services.What’s in it for you?• Competitive salary and Incentive Plan opportunity• Comprehensive medical, dental, vision and life insurance benefits• Generous Paid Time Off (PTO) and 11 paid holidays• Paid Parental Leave and other paid extended leave for eligible employees• 401(k) Match Program and Pension Plan• Tuition Reimbursement• Great health and well-being benefits including: telehealth, EAP, specialized treatment of musculoskeletal injuries and conditions, LTD, and various supplemental plans• We focus on the growth and development of our employees. The Dealer Finance Associate has the ability to continually grow professionally at FNBRequirements:What will you need?• Associate’s degree or equivalent customer service and sales experience in the Financial Services industry. Undergraduate degree is a plus.• Minimum of two years’ related dealership sales and/or financial services or equivalent combination of education and experience preferred. Knowledge of basic loan procedures, loan documentation, and credit reports.• Excellent communication, interpersonal, and relationship-building skills. Ability to communicate effectively and professionally orally and/or in writing.• Ability to define problems, collect data, establish facts, and draw valid conclusions.• Strong organizational skills with ability to function in a flexible work environment. Some flexibility to work outside of normal business hours required including evenings and weekends.Physical/Environmental Demands• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable qualified individuals with disabilities to perform the essential functions.• This position works in a normal office environment.• While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to stand, walk and sit. The employee is occasionally required to reach with hands and arms. The employee may occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision.We are proud to be an EEO/AA/M/F/Disabled/Veteran employer