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Payment Services Associate

The Payment Services Associate processes a high volume of daily banking transactions in a timely and complete manner through a variety of complex technology systems.  This position also consistently evaluates transactions for critical risk including approval/limit requirements and fraud, reporting internally or contacting the member as appropriate.
Here's what you can expect from the job and what you need to be successful:
Job Duties 
  • Process a high volume of daily transactions including wire transfers (Domestic Incoming Exceptions), Automatic Clearing House (ACH) originations, mobile deposits, mailed in payments,  and lockbox payments. 
  • Navigate a variety of complex technology systems with various processing functions and deadlines, meeting department Service Level Agreements (SLAs).  These systems include core processor for deposit accounts (Fiserv DNA), GFX for wire transfers (Finastra), Ensenta (Jack Henry) for mobile banking and ATM transactons, Alkami for online banking, Fed Advantage for ACH processing and Single Point (US Bank) for lockbox research.
  • Proactively review and research transactions for potential fraud; prepare full report on suspicious transactions and send to Fraud Liaison for further review.
  • Complete online banking research as required in processing transactions accurately.
  • Communicate with members and internal partners as appropriate to achieve positive and responsive customer service.
  • Respond to inquiries from internal associates assisting members regarding payment/deposits.
  • Assess member financial resources using the core system to complete transactions.
  • Adhere to appropriate levels of approval and limit requirement in evaluating transactions.
  • Research and resolve member, vendor and internal issues by adjusting processes as appropriate
Essential skills 
  • Minimum Education: High School Diploma with some post-secondary education preferred
  • Up to one year experience in the financial industry, ideally in payment operations or back office operation
  • Experience handling sensitive information in a confidential manner
  • Experience in reviewing and identifying suspicious/fraudulent activity is preferred 
  • Ability to learn new software systems quickly and proficiently
  • Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction
  • Ability to effectively prioritize tasks, handling a variety of responsibilities simultaneously
  • Proficiency with current version Microsoft Office Suite products (Word, Excel, PowerPoint and Outlook)
Location: Hillsboro, OR 97124 (HYBRID)
Target Compensation in Hillsboro, OR: $20.67 to $22.60 per hour + annual bonus
Benefits options include: 
  • Traditional medical, dental, and vision coverage
  • 401K matching up to 5% per pay period
  • Accrue up to 17 days of Paid Time Off your first year of employment
  • 11 paid federal holidays
  • Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
First Tech is not currently offering Visa sponsorship or transfer for this position    
 
What makes First Tech different? Click here to learn more!    
 
#FT123  #FT-MG1

Established in 1952 and headquartered in San Jose, California, First Tech Federal Credit Union is a not-for-profit banking and financial institution. The bank offers a range of financial services including personal and business checking, savings, ...

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Full-time, hybrid
DATE POSTED
November 15, 2024

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