Credit Risk Business and Fraud Specialist

About GoodLeap:

GoodLeap is a technology company delivering best-in-class financing and software products for sustainable solutions, from solar panels and batteries to energy-efficient HVAC, heat pumps, roofing, windows, and more. Over 1 million homeowners have benefited from our simple, fast, and frictionless technology that makes the adoption of these products more affordable, accessible, and easier to understand. Thousands of professionals deploying home efficiency and solar solutions rely on GoodLeap’s proprietary, AI-powered applications and developer tools to drive more transparent customer communication, deeper business intelligence, and streamlined payment and operations. Our platform has led to more than $27 billion in financing for sustainable solutions since 2018.

GoodLeap is also proud to support our award-winning nonprofit, GivePower, which is building and deploying life-saving water and clean electricity systems, changing the lives of more than 1.6 million people across Africa, Asia, and South America.

We are seeking a skilled and detail-oriented individual to join our team as an Underwriter specializing in Credit Risk, Onboarding, and Fraud Investigations. This role is responsible for assessing the risk associated with potential clients and ensuring a thorough and efficient onboarding process while also conducting investigations to identify and prevent fraudulent activities. Your expertise will be crucial in protecting our organization from financial losses and maintaining the integrity of our client network.

• Client Onboarding:
• Conduct comprehensive risk assessments of potential clients to evaluate their creditworthiness, financial stability, and adherence to regulatory requirements.
• Review client applications, financial statements, and other relevant documentation to determine their eligibility for partnership.
• Analyze industry trends, market conditions, and credit reports to assess the potential risks associated with each client.
• Collaborate with cross-functional teams, including sales, legal, and compliance, to ensure a smooth and efficient onboarding process.
• Assist in the development and implementation of standardized underwriting guidelines and procedures to ensure consistency in client evaluation and onboarding.

• Fraud Investigations:
• Conduct proactive investigations to identify and prevent fraudulent activities within the client network.
• Utilize advanced tools and techniques to detect and analyze suspicious patterns, transactions, and behaviors.
• Collaborate with internal teams, such as fraud prevention, credit risk management, and legal, to gather information and evidence during investigations.
• Assist in the coordination with law enforcement agencies, as necessary, to report fraudulent activities and support legal proceedings.
• Document investigative findings, prepare detailed reports, and present findings to senior management.

• Credit Risk:
• Assist in the development and help to implement strategies to mitigate the risk of fraud within the client network.
• Monitor client activities to identify potential red flags and anomalies.
• Stay updated on industry best practices and emerging fraud trends to enhance fraud detection and prevention measures.
• Provide recommendations for process improvements and policy enhancements to minimize the occurrence and impact of fraudulent activities.

• Proven experience in underwriting client relationships, conducting risk assessments, and investigating fraudulent activities.
• Strong knowledge of underwriting principles, credit analysis, and fraud detection techniques.
• Experience with data analysis tools and techniques for risk assessment and fraud investigations.
• Familiarity with industry regulations and compliance requirements related to partner onboarding and fraud prevention.
• Excellent analytical skills with the ability to identify patterns, trends, and potential risk factors.
• Strong attention to detail and ability to work with complex data sets.
• Effective communication and interpersonal skills to collaborate with cross-functional teams and present findings to stakeholders.
• Ability to work independently, manage multiple priorities, and meet deadlines in a fast-paced environment.
• High ethical standards and commitment to maintaining confidentiality and professionalism.

Compensation:  $65,000-75,000/ DOE

Additional Information Regarding Job Duties and Job Descriptions:

Job duties include additional responsibilities as assigned by one's supervisor or other managers related to the position/department. This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. The Company reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. The Company shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.

If you are an extraordinary professional who thrives in a collaborative work culture and values a rewarding career, then we want to work with you!  Apply today!