P&C Underwriter

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.Great American’s Ocean Marine Division is seeking a P&C Underwriter to support select Ocean Marine books of business. This role is based in our Cincinnati, OH office and offers a hybrid schedule. The ideal candidate will have generally 6 months – 3 years of experience underwriting commercial P&C lines, with a strong focus on property and auto.Essential Job Functions And Responsibilities• Has responsibility for risk selection/rejection, pricing, retention, and profitability per divisional objectives.• Uses independent judgment and initiative to support business goals.• Maintains a high level of customer service.• Analyzes coverage and limit requests and decides what terms to offer.• Prices business in accordance with company guidelines.• Assesses risk quality and compliance within company guidelines.• Orders and screens miscellaneous reports needed in the rating and underwriting processes, such as Motor Vehicle reports, loss history reports, loss control, etc.• Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.• Interprets and explains products and services.• Develops relationships with internal marine underwriters, and agents & brokers through telephone and email interactions.• Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.• Performs other duties as assigned.Job RequirementsEducation: Bachelor’s Degree or equivalent experience.Field of Study: Liberal Arts, Business or a related discipline.Experience: Generally, 6 months to 3 years of related experience.Beginning coursework toward certification in area of expertise preferred; appropriate certifications could include Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or Associate of Risk Management (ARM).Business UnitOcean MarineBenefitsCompensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs.We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees.Your recruiter can provide more details about our total rewards and specific compensation ranges during the hiring process.