(FR) Global Head of Credit and Payment Risk - Paris

What about us?

Welcome to Infinit, where business banking meets innovation. As a vertical banking solution for SMEs, we leverage AI-powered business services. We're on a mission to simplify the funding process for small and medium-sized enterprises (SMEs) across Europe, empowering them to thrive and grow.

Created in 2023, Infinit operates today in six countries, with a diverse team of around eighty employees representing various nationalities. The platform’s first version is dedicated to car dealers and supports their growth through its sourcing, pricing, financing and payment offers.

Join us at Infinit as we revolutionize business financing, positively impact the European economy, and embark on a journey of growth and innovation Your adventure begins here!

What do we want to achieve together?

As Global Head of Credit Risk, you'll lead credit risk management, strategic initiatives, and collaborative partnerships. Shape the financial success of our organization with a dynamic focus on optimizing credit portfolios and driving operational excellence.

• Comprehensive Risk Oversight: Create the risk governance framework and manage the company credit, payment and fraud risks though credit portfolios management and risk operations, including the detection and remediation of any risks.
• Effective Risk Team Management: Stay abreast of industry best practices and regulatory requirements while ****managing the risk team and overseeing the company operations.
• Partnership Coordination and Management: Collaborate with banking partners, ensuring a minimum cost of risk, and a successful integration into our risk management ecosystem into our partnerships.
• Set-up and manage our Credit underwriting strategy and our Risk operations, closely monitoring our risk appetite and the rigorous execution of our Risk framework within the company operations.
• Set-up and manage the relevant internal tooling to manage risk governance and risk operations at the scale of 6 existing countries + new geographies about to be opened.
• Proactively and efficiently report the company risks to the Management of the Company and to the Board of Shareholders. Define and coordinate the execution strategy to mitigate these risks.
• Leverage the company data resources to build-up an enhanced risk scoring engine and risk management system, as well as detailed analyses to identify subsequent risks and mitigation actions.

• Experience: 5 to 10 years of experience in credit risk management with a comprehensive experience of risk assessment and mitigation strategies.
• Problem-Solving Skills and Proactiveness: Hands-on approach to addressing challenges, demonstrating a keen ability to identify issues, being proactive, results-oriented, and capable of taking on significant responsibilities and implementing effective solutions.
• Management and Organizational Skills: Demonstrated leadership experience in managing a team, fostering collaboration, and achieving collective goals. Exceptional organizational abilities to develop and implement scalable processes for handling high volumes of daily transactions.
• Educational Background: Engineering or finance background, will be a plus.
• Language Skills: English is mandatory. Fluency in one or more languages French, Spanish, Italian, or English is highly desirable.

• Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at Infinit will have a lasting effect on businesses and communities.
• Diverse and Inclusive Team: Join a dynamic and international team of over 7 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
• Flexibility and Ownership: we trust our team and we are goal-oriented
• Competitive salary and stock options. We offer highly competitive salaries and equity, because we're building this together.
• Day off on your birthday we celebrate it with you.
• Flexible Benefits: Access Flexible Retribution benefits through a convenient mobile app, Cobee.
• Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time.
• Health and Well-being: Your health matters to us. You will have access to top-quality Medical & Mental Health Insurance.
• Personal Time Off: Enjoy flexibility with your personal time off.

Diversity & Inclusion

Infinit promotes an inclusive culture that seeks equity and values different perspectives. We are proud to be an equal opportunity employer and consider all qualified applicants for employment without regard to race, color, religion, age, sex, sexual orientation, gender, gender identity, national origin, disability, veteran status or any other legally protected characteristic.