Retail Branch Banking-Branch Sales Officer - TalwndiChaudrin

Group Company: HDFC Bank Limited

Designation: Transportation Group-Sales Officer

Position description: To identify transportation, logistic clients, dealers & extend Working Capital, Inventory funding facility & ware house funding.

Primary Responsibilities:

• Sourcing Business:
• Sourcing business from open market / branches.
• The Position is to identify transportation and Logistic clients, dealers & extend Working Capital, Inventory funding facility & ware house funding
• Relationship with customers:
• Managing disbursement & renewal documentation for all new / existing cases.
• Develop relationship with branch banking team & increase the sourcing/ service branch existing portfolio.
• To manage, retain existing working capital book
• Personalized services to all the large size clients.
• To develop coordination in the branch banking team so as to service the client effectively
• Churning & TOD account MIS analysis on regular basis.
• Collecting Debtors statement on monthly basis from customer and sharing with ops team for DP setting.
• Collateral Management based on aging of the vehicles/collateral. End to End services provider to the sourced customer.
• Deferrals and PDD:
• Creation of call memos & reports for every customer by visiting each customer at least once in every quarter and update.
• PDD and deferral tracking and closure.
• Delinquency Management:
• Follow-up for delinquent customers and interest /EMI not serviced customers on regular basis

Additional Responsibilities:

• Any other task assigned by seniors from time to time.

Educational qualifications preferred

• Category: Bachelor's Degree, Master's Degree

Required Training/s:

Banking and Financial Service Industry

Required work experience

• Industry: BFSI/Insurance
• Role: Fresher/Sales
• Years of experience: 0 to 1

Required Skills:

• Good Team spirit
• Inter personal skill
• Time / Team Management
• Good communication skill
• Proactive & focused approach

Other:

• Reporting Designation: RM / ASM
• Reporting Department-Sub BU: Transportation Group

Work Environment Details:

• Should be comfortable with Work from office as well as work from Home
• Handle pressure
• Working with a team
• Should be comfortable with working quickly and with accuracy for Ad Hoc Urgent requirements as well