Credit Analyst

Company DescriptionSmart IMS provides consulting services across a broad spectrum of technology and planning needs, including but not limited to: design, engineering, architecture, program/project management, business analysis & requirements definition, quality assurance, database administration, disaster recovery & continuity planning, cybersecurity, cloud solutions and on-call support services.Job DescriptionTitle : Credit AnalystAudubon, PA 19403 - Remote or HybridContract• Looking for only who can work on W2***Note: ***Working with Energy Domain / Energy Client experience is required***Description:The (Sr./Lead) Credit Analyst will provide support to the Credit Manager including preparing analyses on various credit issues, preparing tariff language and supporting regulatory filings, and representing client and making presentations at stakeholder meetings. The (Sr./Lead) Credit Analyst will also guide and provide backup for daily activities such as member position tracking, collateral calls, and addressing member issues.The (Sr./Lead) Credit Analyst will provide support and direction to other analysts in the Treasury Department as required. The (Sr./Lead) Credit Analyst will ensure adherence to Tariff requirements both by client and by Members, and will regularly engage in member-focused department activities such as answering member questions, tracking member credit exposure, issuing collateral calls, and processing collateral returns.Essential Functions:• Work closely with Cash Management, Member Relations, and Transmission Planning• Provide answers to member and applicant inquiries• Provide credit support to other departments within organization• Prepare monthly exposure report and letter-of-credit reports for members• Process credit applications• Monitor member activity against available credit limits• Issue collateral calls as needed• Process collateral returns• Prepare analyses and reports on various member and non-member credit issues as needed, such as member activity, collateral, trends, problem participant data, credit worthiness reviews, credit policy change impacts, etc.• Represent credit function and credit concerns• Represent credit function at various stakeholder meetings• Prepare and edit FERC filings as necessary• Draft and maintain credit policy, credit manual, and internal process documents• Provide and author recommendations/modifications to credit policies and systems• Review, modify and calibrate credit scoring system• Provide oversight and guidance to Credit and Senior Credit analysts• Work with the Assistant Treasurer regarding cash issues related to credit.QualificationsCharacteristics and Qualifications:• Bachelor in Business Administration, Finance or equivalent work experience.• 5-10 years working experience with credit risk• Ability to produce high-quality work products with attention to detail• Ability to communicate effectively in a team environment• Experience in quantitative and qualitative analysis• Experience using verbal and written communications skills• Ability to use Microsoft Office Suite (MS-Word, MS-Excel and MS-PowerPoint)Additional InformationAll your information will be kept confidential according to EEO guidelines.