Let’s get started
By clicking ‘Next’, I agree to the Terms of Service
and Privacy Policy
Jobs / Job page
Data Scientist (Visa Predictive Models) image - Rise Careers
Job details

Data Scientist (Visa Predictive Models) - job 32 of 33

Visa has the world’s largest consumer payment transaction dataset.  We see data on over 250 billion transactions every year from all over the world. We use that data to help our clients in the payment ecosystem grow their businesses and to help consumers access a fast, safe, and rewarding payment experience. Visa Predictive Modeling (VPM) team develops and maintains predictive machine learning models to primarily support Visa Risk and Identity Solutions. Using VisaNet data and leveraging Machine Learning (ML) and Artificial Intelligence (AI), our model scores help Visa clients all over the world for fraud defense, identity verification, smart marketing, etc. Through our models and services, VPM fuels the growth of Visa clients, generates, and diversifies revenues for VISA, while improving Visa Card customer experience and their financial lives.

Within VPM, the Acceptance Risk Model Team is responsible for developing real-time fraud detection models serving merchants. We leverage a set of rich data available at merchant check-out including transactional, digital and identity information to detect and stop fraud.

This is a Technical (Individual Contributor) role.  Your responsibilities include:

  • Building and validating predictive models with advanced machine learning techniques and tools to drive business value, interpreting, and presenting modeling and analytical results to non-technical audience.
  • Conducting research using latest and emerging modeling technologies and tools (e.g., Deep Neural Networks, RNN, LSTM, etc.) to solve new fraud detection business problems.
  • Improving the modeling process through MLOps and automation to drive efficiency and effectiveness.
  • Partnering with a cross functional team of Product Managers, Data Engineers, Software Engineers, and Platform Engineers to deploy models and/or model innovations into production.
  • Managing model risks in line with Visa Model Risk Management requirements.
  • Conducting modeling analysis to address internal and external clients’ questions and requests.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Average salary estimate

$110000 / YEARLY (est.)
min
max
$90000K
$130000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Data Scientist (Visa Predictive Models), Visa

At Visa, we’re all about leveraging data to revolutionize the payment experience, and that’s where the Data Scientist (Visa Predictive Models) role comes in! Located in Washington, you’ll join the Visa Predictive Modeling (VPM) team, which utilizes our world’s largest consumer payment transaction dataset to help clients expand their businesses while ensuring a fast and safe consumer payment experience. You’ll be diving deep into advanced machine learning techniques to create and maintain predictive models that support our Risk and Identity Solutions. You’ll work with a rich set of data, from transactional to digital and identity information, to build real-time fraud detection models that serve our merchants effectively. In this hybrid role, you will collaborate with cross-functional teams—including Product Managers and Data Engineers—to seamlessly deploy model innovations into production. Your work will not only enhance the efficiency of our modeling processes through MLOps and automation, but it will also contribute significantly to the growth of Visa clients and improve their financial experiences. If you're passionate about data and want to make a tangible impact in the world of financial technology, the Data Scientist role at Visa is your next career move.

Frequently Asked Questions (FAQs) for Data Scientist (Visa Predictive Models) Role at Visa
What are the responsibilities of a Data Scientist at Visa?

As a Data Scientist (Visa Predictive Models), your primary responsibilities include building and validating predictive models utilizing advanced machine learning techniques, interpreting the results for a non-technical audience, and conducting research with emerging technologies like Deep Neural Networks. You will also enhance the modeling process through MLOps, collaborate with cross-functional teams for smooth deployment, and manage model risks in accordance with Visa’s Model Risk Management guidelines.

Join Rise to see the full answer
What qualifications are needed for the Data Scientist position at Visa?

The ideal candidate for the Data Scientist (Visa Predictive Models) role should have a strong foundation in machine learning and data analytics, with experience in tools like Python, R, or similar. A degree in Computer Science, Statistics, or a related field is typically required, along with a track record of developing predictive models and familiarity with MLOps. Strong communication skills are essential for presenting findings to non-technical stakeholders.

Join Rise to see the full answer
How does Visa use predictive modeling in its operations?

Predictive modeling at Visa is crucial for enhancing our Risk and Identity Solutions. By leveraging vast datasets, our predictive models help identify fraudulent activities, assist in identity verification, and support smart marketing initiatives. The insights generated facilitate better decision-making for our clients, thus driving their business growth while ensuring customer safety.

Join Rise to see the full answer
Is the Data Scientist (Visa Predictive Models) role remote or in-office?

The Data Scientist role at Visa is hybrid, meaning you can alternate between remote and in-office work. Employees are generally expected to be in the office 2-3 days a week, depending on business needs and leadership guidelines, allowing for flexibility while collaborating with your team effectively.

Join Rise to see the full answer
What is the impact of the Data Scientist position on Visa clients?

The Data Scientist (Visa Predictive Models) significantly impacts Visa clients by developing models that enhance fraud detection and improve overall fraud defense mechanisms. By providing actionable insights and innovations into payment security, you help clients grow their businesses and provide improved financial experiences to their customers.

Join Rise to see the full answer
Common Interview Questions for Data Scientist (Visa Predictive Models)
Can you describe your experience with predictive modeling?

When answering this question, highlight specific projects where you built or improved predictive models. Discuss the techniques you used, the results you achieved, and how your work benefitted the organization, showing your understanding of advanced machine learning techniques relevant to the Data Scientist role at Visa.

Join Rise to see the full answer
What machine learning tools are you most comfortable using?

This is a chance to showcase your technical skills! Be specific, mentioning tools like Python, R, TensorFlow, or Keras. Describe how you've used these tools in past projects, emphasizing your ability to leverage them effectively in developing solutions as part of the Data Scientist role.

Join Rise to see the full answer
How do you manage and mitigate model risks?

Discuss your understanding of model risk management frameworks, particularly at Visa. Talk about methodologies you're familiar with and real-life examples of how you’ve assessed model risks in prior roles, ensuring you communicate the importance of robust risk assessment and management in the Data Scientist role.

Join Rise to see the full answer
Explain a time when you had to present complex data findings to a non-technical audience.

When responding, choose an experience where clear communication was key. Describe the situation, your approach to simplifying data, and how you ensured the audience understood the implications. This demonstrates not only your technical expertise but also your critical soft skills important for the Data Scientist position.

Join Rise to see the full answer
What latest trends do you see shaping the future of machine learning?

Show your knowledge and passion for emerging trends such as Deep Learning or Explainable AI. Discuss how these trends can influence financial technologies and how they might be implemented in the Data Scientist role at Visa to enhance predictive modeling endeavors.

Join Rise to see the full answer
How do you approach collaboration with cross-functional teams?

Illustrate your collaboration skills by sharing experiences where you successfully worked with diverse teams, such as Product Managers or Data Engineers. Highlight the importance of communication, understanding different perspectives, and aligning goals, key attributes for a Data Scientist at Visa.

Join Rise to see the full answer
What steps do you take to improve the efficiency of machine learning models?

Share strategies you've implemented in past roles, such as employing MLOps practices, automating processes, or optimizing model parameters. Discuss specific examples that highlight your proactive approach to improving model efficiency, directly relating to your future contributions at Visa.

Join Rise to see the full answer
Describe an innovative project involving machine learning you have worked on.

Choose a project that showcases your creativity and problem-solving skills. Explain the project's objective, the methodology you applied, and the results achieved. This response will help illustrate your ability to innovate as a Data Scientist at Visa.

Join Rise to see the full answer
How do you stay current with developments in data science and machine learning?

Demonstrate your commitment to continuous learning by mentioning specific resources you use, such as industry blogs, conferences, online courses, or webinars. Highlight how staying informed benefits your work and aligns with the evolving role of Data Scientist at Visa.

Join Rise to see the full answer
What do you think is the biggest challenge in fraud detection today?

Express your insights on current challenges within fraud detection, such as evolving tactics from fraudsters. Discuss potential solutions or innovations that can address these challenges, demonstrating your problem-solving mindset applicable to the Data Scientist role at Visa.

Join Rise to see the full answer
Similar Jobs
Photo of the Rise User
Visa Remote Guatemala City, Guatemala
Posted 12 days ago

Shape the future of payments in Central America and the Caribbean as a Principal Product Sr Manager with Visa.

Photo of the Rise User
Posted 12 days ago

As a Staff Database Engineer at Visa, you'll play a key role in managing and supporting MySQL databases within a hybrid work environment.

Photo of the Rise User

CloudLinux Inc. seeks a proactive Malware Intelligence Analyst to strengthen their innovative security solutions, all while enjoying the flexibility of remote work.

Photo of the Rise User
American Express Remote New York, New York, United States
Posted 11 days ago
Inclusive & Diverse
Empathetic
Collaboration over Competition
Growth & Learning
Transparent & Candid
Medical Insurance
Dental Insurance
Mental Health Resources
Life insurance
Disability Insurance
Child Care stipend
Employee Resource Groups
Learning & Development

Join American Express as a Manager in Data Science and unlock powerful insights from data to enhance business strategies.

Photo of the Rise User

Join Globus Labs as a temporary intern focusing on developing software solutions for the scientific research community.

Posted 6 days ago

Join Profasee, an innovative e-commerce company, as a Machine Learning Engineer, where you'll leverage AI to maximize pricing efficiency and drive real-world results.

Photo of the Rise User
Posted 5 days ago

Stryker Corporation is seeking a Senior Staff Biostatistician to lead innovative clinical trials for neurointerventional medical devices in a fully remote setting.

Photo of the Rise User
Valence Remote New York, New York
Posted 3 days ago

Join Valence, an innovative Series A B2B SaaS company, as a Data Scientist to shape the future of AI-driven leadership training.

Photo of the Rise User
Auria Hybrid No location specified
Posted 5 days ago

Join Auria as an AI Data Scientist to enhance C5ISR systems and deliver innovative AI solutions for the Marine Corps.

Photo of the Rise User
American Express Remote New York, New York, United States
Posted 2 days ago
Inclusive & Diverse
Empathetic
Collaboration over Competition
Growth & Learning
Transparent & Candid
Medical Insurance
Dental Insurance
Mental Health Resources
Life insurance
Disability Insurance
Child Care stipend
Employee Resource Groups
Learning & Development

As a Senior Analyst at American Express, you'll leverage data science to drive strategic initiatives and support business performance.

Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

11963 jobs
MATCH
Calculating your matching score...
FUNDING
DEPARTMENTS
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
April 15, 2025

Subscribe to Rise newsletter

Risa star 🔮 Hi, I'm Risa! Your AI
Career Copilot
Want to see a list of jobs tailored to
you, just ask me below!
LATEST ACTIVITY