VP, State Leader

So, what's the role?

We are seeking a highly motivated and experienced individual for Kin's VP, State Leader role. In this role, you will be accountable for the overall performance of our most mature states, starting with Florida and Louisiana. You will work side by side with the actuarial, underwriting, claims, finance, and operations team in driving strategic initiatives to help us grow profitability in these states. In order to execute on these changes, it will require a strong relationship with our engineering and tech product teams, and you will need to effectively help translate business requirements into technical solutions.

We are looking for individuals who have a passion for innovation and are eager to drive our business performance to new heights. Some examples of projects you may work on in this role are initiatives that aim to gain deeper insights into our competitive position, working with the data science team to identify and attract profitable customers, and implementing policy changes to mitigate losses and comply with legislative changes.

This role will also be accountable for the insurance operations of your respective states. This includes working with the insurance legal team to ensure compliance, meeting with state regulators on filings, and managing cross-functional initiatives between various departments (i.e. underwriting initiatives, pricing changes, marketing experiments, etc…).

In this role, you are both a "leader" and a "doer", influencing teams across the organization based on analysis that you perform. You are highly analytical and self-motivated with experience solving complex problems. You'll be able to analyze business issues and drive actions based on what you learn from the data.

A day in the life could include:

• Developing and driving state and product strategy and performance, and working cross-functionally with leaders in nearly every department to execute on that strategy, including Underwriting, Data Science, Marketing, Actuarial, Sales, Technology, Claims, and Finance
• Serving as a leader in coordinating profitability, growth, product fit, pricing adequacy, and compliance for your states
• Serving as an expert in the competitive landscape of your respective states, and driving initiatives leveraging this information; Leading analysis of the competitive environment, including market conditions, where competitors are writing, shifts in competitor underwriting appetite or coverages, how our pricing compares, and how we can use this information in driving our strategy
• Leveraging data & analysis and applying Kin's commitment to analytical rigor and data-driven decision making to support proposed initiatives within your states
• Partnering with the finance team to set and monitor operational targets, and explain any variance against targets
• Coordinating compliance initiatives across various insurance teams
• Leading the product strategy and execution for your respective states, including researching and providing strategy recommendations for product changes in a state
• Building business cases to justify investments in innovation and other initiatives, including but not limited to, programs to help insured's mitigate losses, initiatives to improve retention, etc…
• Reporting on the performance of your respective states and products to the executive leadership team, and others in the organization
• Serving as an insurance product subject matter expert to non-insurance teams within Kin

I've got the skills… but do I have the necessary ones?

• 8+ years in strategic and/or analytical insurance roles, including, but not limited to, actuarial, product / line management, or underwriting
• Experience working with seasoned insurance experts, including including state regulators
• 3+ years managing a P&L for another insurance company
• 5+ years managing a team of direct reports
• Demonstrated strength working cross-functionally to deliver results
• Expertise motivating and managing teams without direct reporting relationships
• Data-obsessed mindset, including the ability drive actions based on analyses
• Demonstrated experience in developing & executing ideas across a wide range of domains

Oh, and don't worry, we've got you covered!

• Medical, Dental, Vision, Disability and Life Insurance
• Flexible PTO policy
• Remote work
• Generous equity package
• 401K with company match
• Parental leave
• Continuing education and professional development
• The excitement of joining a high-growth Insurtech company and seeing your work make an impact