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Sales Representative

Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.


We are seeking highly motivated and experienced Sales Agents to join our dynamic team on-site in downtown Chicago, IL. As a seasoned professional in sales, the successful candidate will play a crucial role in driving revenue growth, building strong client relationships, and contributing to the overall success of Above Lending.


You will
  • Assess clients’ financial needs, educate them on available loan products and facilitate the loan application.
  • Engage with clients to ensure they understand the value of our product
  • Collaborate with verification teams to ensure a seamless customer experience
  • Meet or exceed monthly sales targets set by management  
  • Effectively organize and manage workload without constant supervision; maintain focus and productivity independently
  • Effective pipeline management which requires monitoring and tracking leads through each stage of the process
  • Manage both inbound and outbound calls


You have
  • Minimum 2 years of experience in personal lending or loan advisory roles
  • Strong history of converting leads to sales with documented success in meeting or exceeding sales targets
  • Technological literacy for computer applications along with the ability to assist clients with the process of uploading documents, navigating websites, and troubleshooting basic device issues
  • Good understanding of personal finance and lending regulations specifically in regards to debt resolution and personal loans
  • Ability to read through detailed scripts and follow compliance standards on every call
  • Strong ability to overcome objections 
  • Strong desire to exceed monthly sales targets
  • Superior listening skills and ability to engage prospects by phone


What We Offer
  • Considerable employer contributions for health, dental, and vision programs
  • Generous PTO, paid holidays, and paid parental leave
  • 401(k) matching program


$20 - $24 an hour
In addition to base compensation, this position qualifies for commission. Sales Agents earn a monthly commission based on the agents’ conversion and efficiency, subject to the terms outlined in the company's commission plan. 
The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities.

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.


Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.


*Above Lending is an equal opportunity Employer*

Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions.  No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams.  No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.

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Average salary estimate

$45760 / YEARLY (est.)
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$41600K
$49920K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Sales Representative, Above Lending

At Above Lending, we're on a mission to redefine the financial services landscape with our transparency and commitment to our clients' financial well-being. We’re currently looking for enthusiastic Sales Representatives to join our energetic team right here in downtown Chicago, IL. This role is not just about sales; it's about making a real difference in people's lives by helping them understand their personal finance options. As a Sales Representative, you will engage with clients, assess their needs, and educate them on the different loan products we provide, ensuring they feel confident and informed throughout the entire process. Your ability to build strong relationships will be key to driving our revenue growth and exceeding our monthly sales targets. With at least two years of experience in personal lending or loan advisory roles, you're already equipped with the skills to convert leads into successful sales. You’ll collaborate effectively with other teams to ensure a smooth experience for clients, all while managing inbound and outbound connections. Plus, you can expect a competitive salary ranging from $20 - $24 an hour, with opportunities for commission based on your performance. At Above Lending, we value every team member, offering generous PTO, health benefits, and a collaborative culture where innovation thrives. Come join us and help shape the future of lending, making credit more affordable and accessible to all!

Frequently Asked Questions (FAQs) for Sales Representative Role at Above Lending
What responsibilities does a Sales Representative at Above Lending have?

As a Sales Representative at Above Lending, you'll be responsible for assessing clients’ financial needs, educating them on available loan products, and facilitating their loan applications. Your role will also involve engaging with clients to ensure they understand the value of our offerings and collaborating with verification teams to provide a seamless customer experience.

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What qualifications are required for a Sales Representative role at Above Lending?

To excel as a Sales Representative at Above Lending, you need a minimum of 2 years of experience in personal lending or loan advisory roles. A strong history of converting leads to sales and meeting sales targets is essential along with being technologically literate to assist clients effectively.

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What is the compensation structure for Sales Representatives at Above Lending?

Sales Representatives at Above Lending earn a base hourly wage ranging from $20 to $24, plus monthly commissions based on conversion rates and efficiency. Compensation decisions are made based on individual experience, skills, and abilities, offering a lucrative opportunity for motivated sales professionals.

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How does Above Lending support the growth of its Sales Representatives?

Above Lending is committed to the professional growth of its Sales Representatives. The company offers extensive training, mentors, and resources to ensure you not only meet your sales targets but also grow in your career with us. Additionally, there are generous PTO, health benefits, and a supportive work environment.

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What makes the Sales Representative position at Above Lending unique?

The Sales Representative role at Above Lending stands out due to its focus on customer service and education in the personal finance sector. Unlike typical sales positions, you’ll be making a meaningful impact by guiding clients towards their financial goals while working in a collaborative and progressive environment.

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Common Interview Questions for Sales Representative
What strategies do you use to convert leads into sales as a Sales Representative?

When answering this question, highlight specific techniques you've successfully implemented, such as personalized follow-ups and relationship-building approaches. Mention how understanding the client's needs helps you tailor pitches that resonate with them.

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How do you handle objections from potential clients?

Share examples of objections you've faced in past roles and how you turned them into opportunities. Explain your process for understanding the root of objections and addressing concerns empathetically and effectively.

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Can you describe your experience with personal lending products?

Outline your familiarity with personal loans, debt resolution, or other relevant products. Discuss your ability to explain complex financial concepts in a simple manner to help clients make informed decisions.

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How do you prioritize your workload as a Sales Representative?

Discuss your organizational skills and tools you use to manage your tasks and leads effectively. Emphasize your ability to stay focused and productive, allowing for both timely follow-ups and proactive lead generation.

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What motivates you to achieve sales targets?

Express your inner drive and specific motivations, such as the satisfaction of helping clients meet their financial goals or the thrill of achieving personal challenges. Share how this motivation translates into actionable goals in the workplace.

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Describe a time when you successfully collaborated with team members.

In your response, focus on a specific project where teamwork was key. Highlight your role, the skills you brought to the project, and the positive outcome achieved through collaboration.

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How do you stay up-to-date on lending regulations?

Talk about the resources you utilize, such as industry publications, online courses, or professional organizations, to remain knowledgeable about lending regulations. Highlight the importance of compliance in your work.

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What techniques do you find most effective for engaging prospects over the phone?

Share specific engagement techniques such as active listening, asking open-ended questions, and building rapport quickly. Emphasize the balance between professionalism and approachability in communication.

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What is your approach to building client relationships?

Discuss the importance of trust and transparency in building client relationships. Provide examples of how you ensure continuous engagement and support throughout the loan process.

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Why do you want to work at Above Lending as a Sales Representative?

Discuss what draws you to Above Lending specifically, such as the company’s mission, culture, or innovative approach to lending. Make sure to connect your own values and goals with those of the company for a compelling answer.

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Above Lending, Inc. (“Above”) (NMLS #186953) markets, brokers, and/or originates unsecured consumer installment loans on behalf of itself and its Lending Partners. Above also markets other financial products and services. Any offers presented thro...

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Full-time, on-site
DATE POSTED
April 5, 2025

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