Commercial & Credit Intern

As a Commercial & Credit Intern at Busey, you will take on responsibilities that include performing research and data clean-up within the Commercial Loan Portfolio, gathering borrower and industry information, and assisting in the analysis of financial details. You will also participate in e-learning sessions and attend key meetings to gain insights into portfolio management and risk assessment.

To qualify for the Commercial & Credit Intern position at Busey, candidates should be currently enrolled in undergraduate studies with a concentration in Business, Finance, or a related field. Strong organizational and communication skills are essential, alongside knowledge of Microsoft Office applications.

In the role of Commercial & Credit Intern at Busey, you'll develop essential skills such as data analysis, risk assessment, communication, and project management. This position will also cultivate your ability to work in a fast-paced environment while collaborating with multiple departments.

As a Commercial & Credit Intern at Busey, you will be engaged in a structured training program that includes both e-learning and classroom training designed to expand your knowledge of commercial products and banking processes, enhancing your internship experience.

The Commercial & Credit Intern experience at Busey focuses on personal growth by providing hands-on opportunities for learning, problem-solving, and professional development, all while working alongside experienced banking professionals eager to mentor you throughout your journey.

When answering this question, highlight your passion for banking and finance. Discuss specific aspects of the role that excite you, such as assessing risk or engaging with loan portfolios, and reflect on how the internship aligns with your career goals.

Provide a specific example where you successfully analyzed financial data, detailing your approach and the tools you used. Emphasize your attention to detail and how your analysis contributed to a positive outcome.

Explain your method for prioritizing tasks, such as creating a to-do list or using project management tools. Share an example of a situation where you successfully managed deadlines and the strategies that helped you maintain focus.

Be ready to discuss your familiarity with Microsoft Office applications. Detail specific tasks you have accomplished with Excel, PowerPoint, or Word, especially those relevant to data analysis and presentation.

Express your openness to feedback and eagerness to improve. Share a past experience where constructive criticism led you to enhance your skills or performance, demonstrating your growth mindset.

Discuss your research skills and how you would utilize tools like online databases, industry reports, and networking with professionals to collect relevant industry information. Emphasize your analytical approach to synthesizing this information.

Teamwork is vital in banking for ensuring that multiple perspectives and expertise contribute to making informed decisions. Share examples of how collaborative efforts can enhance customer service and lead to successful loan management.

Outline key risk factors such as borrower creditworthiness, collateral value, industry conditions, and economic trends. Provide reasoning for why each factor is essential in assessing the overall risk of a loan.

Articulate your learning objectives pertaining to commercial banking, credit analysis, and portfolio management. Express your eagerness to develop practical skills and insights that will better prepare you for a career in finance.

Discuss your approach to communication and relationship-building when dealing with challenges. Emphasize the importance of listening, empathy, and finding solutions that can help facilitate a positive borrower experience.