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Personal Banker - job 2 of 3

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) [position title] within PNC's [name of division] organization, you will be based in [city/state location of position].

Job Description

  • Acquires and deepens the branch customer base through a variety of proactive sales and service activities. Manages the customer experience by identifying opportunities to improve the customer's financial wellbeing. Collaborates with ecosystem partners to grow customer's share of wallet. Positions PNC solutions to drive new revenue and customer loyalty.
  • Drives proactive sales conversations through internal and outbound interactions with a defined sales process including outbound calling, service to sales, teller interactions, appointment setting and effective lobby engagement, ultimately elevating client loyalty. Delivers a full PNC conversation with every client interaction to identify appropriate PNC solutions. Leverages ecosystem partnerships as well as community Centers of Influence to acquire, expand and retain relationships.
  • Creates customer loyalty and grows customer share of wallet through a differentiated customer experience. Performs lobby engagement activities to connect with customers and position PNC products to meet their needs. Educates customers on options for managing financial transactions by leveraging technology, tools and resources.
  • Applies product and procedural knowledge to identify, mitigate and solve customer problems effectively to drive customer loyalty.
  • Manages risk through adherence to all policies and procedures, demonstrating sound judgment within established limits. Demonstrates a heightened scrutiny to identify and avoid loss. Participates in branch daily operations, ensuring they are completed in an efficient and accurate manner.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

To learn more about this opportunity, please watch this video.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Accountability, Banking, Client Loyalty, Customer Experience (CX), Customer Service, Identifying Opportunities, Leveraging Technology, Proactive Sales

Competencies

Banking Products, Digital Awareness, Effective Communications, Managing Multiple Priorities, Matrix Management, Problem Solving, Prospecting., Retail Lending, Selling., Understanding Customer Needs

Work Experience

Roles at this level typically require an Associates or equivalent degree as well as related experience or product knowledge to accomplish primary duties. Typically requires 3+ years experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

No Degree

Certifications

No Required Certification(s)

Licenses

Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)


PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Average salary estimate

$60000 / YEARLY (est.)
min
max
$50000K
$70000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Personal Banker, PNC

Join PNC as a Personal Banker in Celina, TX, where your passion for customer service is set to shine! At PNC, we truly believe that our people are our biggest asset, and we strive every day to create an engaging and inclusive workplace. As a Personal Banker, you'll play a crucial role in enhancing the branch’s customer experience through proactive sales and exceptional service. You will be responsible for acquiring and deepening our customer base while managing financial wellbeing. By collaborating with partners and using your sales skills, you'll help expand clients' relationships with our bank. Each interaction is an opportunity to combine excellent customer service with smart financial solutions. Breathe new life into our customers' experiences by driving proactive conversations through direct calling, effective lobby engagement, and personalized appointments. You won’t just sell; you’ll educate customers on launching their financial futures. Are you ready to leverage your problem-solving skills to address customer concerns while ensuring compliance with bank policies? If you have a knack for identifying opportunities within complex situations and want to join a team that values inclusion, PNC is the perfect place for you to thrive and make a difference! Explore our generous benefits, support for ongoing education, and an environment where you can grow at PNC, all while having fun transforming customer banking experiences. Let’s make banking better together!

Frequently Asked Questions (FAQs) for Personal Banker Role at PNC
What are the primary responsibilities of a Personal Banker at PNC?

As a Personal Banker at PNC, your primary responsibilities will include acquiring and deepening our customer base through proactive sales strategies, managing customer experiences by improving their financial wellbeing, and driving customer loyalty through effective engagement. You will collaborate with partners and educate customers about PNC products and services to help them meet their financial needs.

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What qualifications does PNC require for the Personal Banker position?

PNC generally looks for candidates with at least an Associate's degree or equivalent experience in banking. A minimum of 3 years in a similar role is preferred, but a combination of education and relevant experience can also be considered. Candidates need strong communication skills and a customer-focused mindset to excel as a Personal Banker.

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How does PNC support its Personal Bankers in achieving goals?

At PNC, support for Personal Bankers comes through extensive training programs and resources focused on improving sales techniques and customer engagement. Understanding products and leveraging technology is crucial, and PNC equips employees with the necessary tools to effectively connect with clients and foster lasting relationships.

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What character traits make someone successful as a Personal Banker at PNC?

Successful Personal Bankers at PNC are typically customer-focused, proactive, and possess strong problem-solving abilities. They demonstrate excellent communication skills to foster loyalty and understanding and remain adaptable to the retail banking landscape, balancing relationship management with risk assessment.

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What benefits does PNC offer to its Personal Bankers?

PNC offers a comprehensive benefits package for Personal Bankers, including health insurance, retirement plans with company match, employee life insurance, paid time off, and educational assistance. These benefits are designed to support the diverse needs of employees throughout their careers.

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Common Interview Questions for Personal Banker
How would you approach acquiring new customers as a Personal Banker at PNC?

In an interview, you should explain that you would leverage proactive sales activities, such as outbound calling and lobby engagement. Discuss your strategy for building rapport and utilizing community connections to attract and retain customers effectively.

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Can you describe a time you resolved a customer issue?

Detail a specific instance where you listened to a customer's concerns, identified the problem, and provided a solution. Highlight your communication skills and ability to empathize with customers, showcasing PNC's commitment to exceptional customer service.

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What techniques do you use to ensure customer loyalty?

Emphasize the importance of building relationships based on trust and personalized experiences. Discuss how you engage customers through regular follow-ups and communications and educate them on the bank's offerings that suit their needs.

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How do you manage risks while achieving sales targets?

Talk about your monitoring systems and processes that you use to adhere to bank policies while pursuing sales goals. Mention your commitment to ensuring compliance and understanding risks associated with banking products.

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What motivates you to work in banking?

Share your passion for finance and helping people achieve their financial goals. Explain how the satisfaction from solving problems and making a positive impact in customers' financial decisions drives your enthusiasm in banking.

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How do you prioritize tasks in a busy banking environment?

Discuss your method for prioritizing customer needs and tasks based on urgency and impact. Illustrate how you stay organized and maintain a balance between high-priority service and customer acquisition activities.

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How comfortable are you with using technology in banking?

Given that technology is integral in banking today, express your proficiency and eagerness to learn new tools and services. Share specific examples of technology you've used to enhance customer experiences and streamline services.

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What do you know about PNC's products and services?

Research and summarize key PNC offerings like personal banking services, investment options, or wealth management. Show that you understand how these can cater to various customer needs and how you’d communicate these solutions effectively.

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Describe your experience in sales and how it relates to this role.

Talk about your previous sales roles, focusing on how you engaged customers and met targets. Relate this back to the sales process and customer relationship aspects of being a Personal Banker at PNC.

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How do you ensure effective communication with clients?

Highlight the importance of active listening and asking clarifying questions. Share your approach to maintaining open communication channels, including following up with clients post-interaction to strengthen relationships.

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MATCH
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EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
April 13, 2025

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