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PayOps Analyst - job 14 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

As a PayOps Analyst at Visa Payments Ltd in sunny Miami, you’ll be at the heart of our payment processing operations. This role is crucial, ensuring that every payment runs smoothly and efficiently. Picture this: every day, you’ll dive into tasks like approving various types of payments, from Faster Payments to international SWIFT transactions and domestic ACH payables, all while adhering to strict cut-offs. You’re not just crunching numbers; you’ll be actively liaising with our network of Partners to resolve issues quickly and effectively. You'll also play a key role in addressing payment exceptions, whether they're rejections, returns, or failures. Pairing your analytical skills with an in-depth understanding of our payments platform will help you tackle challenges head-on, while constant collaboration with internal teams—like compliance and customer support—will ensure a seamless workflow. The PayOps Analyst role is designed for someone who thrives in a fast-paced, hybrid environment. Get ready to bring your process improvement ideas to the table, manage your time efficiently, and support the payment specialists in achieving critical deadlines. If you're passionate about payment processing and want to be part of a dynamic team at Visa, this role is for you. We can’t wait to see what you’ll bring to the table!

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the main responsibilities of a PayOps Analyst at Visa Payments Ltd?

The primary responsibilities of a PayOps Analyst at Visa Payments Ltd include approving payments such as Fast Payments and international SWIFT transactions, managing incoming liquidity within agreed timescales, and handling payment exceptions. You will also correspond with Network Partners to resolve issues, investigate bank partner statements for discrepancies, and collaborate with other internal teams to ensure seamless operations.

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What qualifications are needed to become a PayOps Analyst at Visa Payments Ltd?

To qualify as a PayOps Analyst at Visa Payments Ltd, candidates typically need a background in finance or a related field, strong analytical skills, and experience in payment processing systems. Familiarity with SWIFT networks and various payment methods is a plus, as is the ability to work collaboratively in a hybrid environment.

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How does the PayOps Analyst role contribute to Visa Payments Ltd's success?

The PayOps Analyst role significantly contributes to the success of Visa Payments Ltd by ensuring timely and accurate payment processing. By managing exceptions and collaborating with various teams, you help maintain the efficiency of payment operations, which is crucial for client satisfaction and the overall reputation of Visa’s services.

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What skills are important for a successful PayOps Analyst at Visa Payments Ltd?

A successful PayOps Analyst at Visa Payments Ltd should possess strong analytical and problem-solving skills, attention to detail, and effective communication abilities. Additionally, time management is critical to ensure that all critical tasks are completed on time, while collaboration skills will help in working with diverse internal teams and external partners.

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What can I expect from the work environment as a PayOps Analyst at Visa Payments Ltd in Miami?

As a PayOps Analyst at Visa Payments Ltd in Miami, you can expect a hybrid work environment. This means you'll have the flexibility of both in-office work and remote options, depending on the arrangements set by your hiring manager. The culture emphasizes collaboration, innovation, and continuous improvement within a supportive team.

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Common Interview Questions for PayOps Analyst
Can you explain your experience with payment processing systems as a PayOps Analyst?

In answering this question, highlight specific systems you’ve worked with, your role in processing payments, and how you’ve managed any exceptions. Emphasize your understanding of the payment lifecycle and your analytical skills in resolving issues swiftly.

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How do you prioritize multiple tasks in a fast-paced PayOps environment?

Discuss your strategies for effective time management and task prioritization. You might mention techniques like using to-do lists, setting deadlines, or leveraging tools to stay organized. Provide an example of a time when you successfully managed competing priorities.

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Describe a challenging payment exception you handled and how you resolved it.

When responding, recount a specific incident that demonstrates your problem-solving skills. Detail the steps you took to investigate the issue, collaborate with partners, and resolve the exception to ensure minimal disruption to services.

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What improvements have you implemented in a past role related to payment operations?

Share a specific improvement you spearheaded, outlining the challenge faced, the solution you proposed, and the impact it had on the operations. This demonstrates your proactive approach to enhancing processes.

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How do you ensure compliance with payment processing regulations?

Discuss the importance of staying up-to-date with relevant regulations and industry standards. You might mention training, resources you’ve utilized, and how you've worked with compliance teams to address any issues in processing.

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How comfortable are you with liaising with partners over email and through SWIFT networks?

Express your proficiency and comfort level in communicating via email and using SWIFT. Share experiences where you’ve effectively resolved issues through these channels, showcasing your communication skills and attention to detail.

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What do you find most challenging about being a PayOps Analyst?

It's beneficial to acknowledge the challenges while focusing on your solutions. You could mention handling exceptions or tight deadlines and how you approach these challenges with a positive mindset and effective strategies.

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Can you provide an example of a time when you had to collaborate with a cross-functional team?

Share an example that highlights your teamwork abilities, detailing how you communicated with different teams, the goal of the collaboration, and the successful outcome that resulted from your joint efforts.

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What metrics do you track to evaluate the success of payment operations?

Discuss specific metrics like transaction volume, exception rates, and processing times. Emphasize how monitoring these metrics can identify areas for improvement and enhance overall efficiency in payment operations.

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Why do you want to work as a PayOps Analyst at Visa Payments Ltd?

Be genuine in expressing your interest in the role, highlighting Visa’s reputation in the payments industry, your passion for payment processing, and your desire to contribute to a leading company like Visa Payments Ltd. Mention specific aspects of the company culture or operational excellence that align with your career goals.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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