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Product Engineer (Underwriting)

Why be with company?

We all know what a great neighborhood feels like. The sad reality is that every day, our neighborhoods are losing their character, authenticity, and sense of community. From Main Streets to Manhattan, our beloved local businesses are being pushed out at unprecedented rates, replaced with corporate brands or empty storefronts. America is losing its small business backbone — its diversity, energy, and competitive edge.

All while there is a generational opportunity in commercial real estate directly ahead of us. We’ve been quietly and deliberately building withco to empower millions of small businesses to seize their opportunity to become their own landlords. And if we’re successful, we’ll have created not only the most financially impactful company of its time, but also neighborhoods that we’re proud to live in. Join our mission to make it exciting to be a small business owner in America.

We've raised $30M+ from the world's best investors, including Founders Fund, Canaan, NFX, BoxGroup, and angels like Ken Chenault, Danny Meyer, Venus Williams, Kevin Durant, and more.

Why we need you:

As a Product Engineer, you’ll work directly with our CTO and CEO.

Your mission? Own every aspect of building features that revolutionize how America’s grittiest entrepreneurs secure their futures. You’ll dive deep with customers to uncover their biggest pain points and deliver solutions that empower them to buy buildings, connect with their communities, and define their legacies.

This isn’t about shipping just another app. It’s about creating tools that help real people build generational wealth, rewrite the rules, and win in a game that’s been stacked against them.

What you'll do:

  • Build our underwriting capabilities. Lead the charge in building analytics capabilities that take 1P and 3P data and help us confidently and instantly underwrite small businesses.

  • Product manage. Partner directly with customers and domain experts to to product manage the entire lifecycle of products.

  • Build our backbone. Create product infrastructure that can be shared across multiple applications.

What makes you a great fit:

  • Founder DNA. You’ve been a Founder or key early team member at a high-growth startup. You know how to thrive in chaos and build from scratch.

  • Technically brilliant. Peers see you as as one of the most technically talented engineers they’ve worked with, especially on the front-end.

  • Builder, not just a coder. You’re hands-on, customer-obsessed, and laser-focused on delivering solutions that transform lives. You focus on impact not coding languages.

Our Culture

While small business is for everyone, withco’s culture is not for everyone. In fact, it’s for a very, very, very small group. What makes our culture so special is how much we value accountability and clarity in how we work and curiosity and obsession in how we build. We have a disproportionate number of craftspeople, athletes, ex-founders, PhDs and scientists.

Our Benefits

We’re building withco to create generational wealth not only for small business builders, but also our team of builders. We endeavor to make this the most meaningful career experience of your life. In addition, we offer:

  • Top decile all-in compensation for our stage

  • Eligibility for carried interest in our real estate vehicles

  • 100% company-paid medical, dental, and vision insurance

  • A beautiful office in SoHo

  • Unlimited PTO and WFH

  • Paid parental leave

  • 401(k), FSA/HSA, and commuter benefits

  • Weekly team lunch and regular team events, always at a small business

We’re proud to be an equal opportunity employer. We care about building a uniquely diverse, energetic, inclusive, and service-oriented team — one that understands, cares about, and represents the different small business communities we aim to serve.

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Average salary estimate

$135000 / YEARLY (est.)
min
max
$120000K
$150000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Product Engineer (Underwriting), Withco

Are you ready to make a difference as a Product Engineer (Underwriting) at withco? We’re on a mission to revolutionize how small businesses thrive in their communities, and we need innovative minds like yours. Picture yourself working directly with our CTO and CEO, diving deep into customer experiences to understand pain points and crafting transformative tools that empower entrepreneurs. Your role will not just be about coding; it will be about creating impactful features that enhance how budding business owners secure their futures and build generational wealth. With your technical brilliance, you’ll lead the development of our underwriting capabilities, ensuring we can instantly and confidently assess small businesses using various data sources. You’ll be at the forefront of managing product life cycles, collaborating with customers and experts alike. If you thrive in dynamic environments and are passionate about not just solving problems but genuinely changing lives, then this Product Engineer position at withco is calling your name. Not to mention, we offer a culture that values craftsmanship, curiosity, and the pursuit of accountability. Being part of withco means you’re not just joining a company; you’re becoming a part of a movement to restore the vibrancy of our neighborhoods. If you're excited about being a builder in the tech space rather than just a coder, we invite you to consider this unique opportunity and join us in crafting solutions that matter.

Frequently Asked Questions (FAQs) for Product Engineer (Underwriting) Role at Withco
What responsibilities does a Product Engineer (Underwriting) at withco hold?

As a Product Engineer (Underwriting) at withco, your key responsibilities will include leading the development of underwriting features that incorporate both 1P and 3P data, enabling us to confidently assess small businesses quickly. Additionally, you'll be engaged in product management throughout the entire life cycle, collaborating closely with customers and domain experts to refine our offerings.

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What qualifications are necessary for the Product Engineer (Underwriting) role at withco?

To excel as a Product Engineer (Underwriting) at withco, you should ideally have a background as a Founder or a crucial early team member in a high-growth startup. You need technical expertise that stands out, particularly in front-end development, combined with a customer-obsessed mindset that focuses on delivering impactful solutions, not just completing coding tasks.

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How can the Product Engineer (Underwriting) role at withco impact small businesses?

The Product Engineer (Underwriting) role at withco is essential as it directly contributes to the empowerment of local entrepreneurs by developing tools that help them secure their futures. By creating efficient and innovative underwriting processes, you’ll be enabling small businesses to access resources, funding, and support previously out of reach, thereby fostering community growth.

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What is the team culture like for the Product Engineer (Underwriting) position at withco?

Withco’s culture is unique and driven by values such as accountability, clarity, curiosity, and obsession with building. The environment is vibrant and intersectional, consisting of a diverse mix of craftspeople, athletes, ex-founders, and PhDs, all collaboratively striving to make a significant impact in the small business sector.

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What benefits can a Product Engineer (Underwriting) expect at withco?

As a Product Engineer (Underwriting) at withco, you can expect a competitive compensation package, including eligibility for carried interest in our real estate vehicles, comprehensive medical benefits, and unlimited PTO. We also provide a supportive work environment featuring team lunches and regular events to foster community and collaboration.

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Common Interview Questions for Product Engineer (Underwriting)
Can you describe a time when you built a product feature that made a significant impact?

When answering this question, focus on a specific project where your contributions directly influenced the success of a product. Highlight the methods used for collaboration, the challenges faced, and the measurable outcomes of your feature implementation.

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How do you prioritize features in a high-growth startup environment?

It's vital to align your response with customer needs and business goals. Illustrate how you gather user feedback, use data analytics, and work with stakeholders to prioritize features that deliver the greatest impact and value.

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What strategies do you use to ensure a successful product launch?

Discuss your collaborative approach and the role of user testing and feedback in your launch strategy. Emphasize the importance of communication across teams and how you measure success post-launch to iterate on features quickly.

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How do you keep current with technological advancements relevant to your role?

Address your commitment to learning, mentioning specific resources such as online courses, tech blogs, or community engagement. Emphasize how continuous learning informs your approach to product engineering and benefits the team and customers.

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Describe how you utilize customer feedback in the product development process.

Explain your methods for collecting customer feedback, whether through surveys, direct communication, or user testing. Illustrate how you integrate this feedback into the development process to refine features and enhance user experience.

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What tools and technologies are you most comfortable with for building products?

Be specific about the tools, languages, or frameworks that you have experience with. Discuss how these tools have been beneficial in your previous projects and any relevant examples of their application.

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What do you consider when building product infrastructure?

Highlight the importance of scalability, maintainability, and reusability when developing product infrastructures. Discuss how you collaborate with other teams to ensure seamless integration across applications.

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How do you handle conflict within a team during a project?

Focus on your communication skills and your ability to listen actively. Describe your approach to resolving conflicts through open discussions and seeking win-win solutions that maintain project momentum and team cohesion.

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How do you ensure the applications you build remain user-friendly?

Talk about your methods for conducting user testing and gathering feedback to ensure usability. Emphasize creating intuitive designs and maintaining communication with end-users for ongoing improvements.

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What excites you the most about being a Product Engineer at withco?

Share your enthusiasm for working in a mission-driven environment and how the opportunity to impact small businesses resonates with you. Mention how you see your skills playing a key role in realizing the company's goals.

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Full-time, remote
DATE POSTED
March 27, 2025

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