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Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. We’re just getting started, and we’re looking for a strong product leader... to take on this big challenge!
As a Group Product Manager on the Card Issuing Platform team, you will play a pivotal role in shaping the future of consumer financial services, commerce, and payments, specifically in how our users can use Affirm’s products anywhere card instruments are accepted. The Card Issuing Platform team is responsible for building the issuing programs that enable our merchants, wallet partners, and Affirm Card users to leverage Affirm’s financial products through the card networks. We do this by scaling our issuing programs and solving challenging closed end lending use cases in a revolving environment. You will work closely with cross-functional teams including Engineering, Product Analytics, Finance, Partnerships, other Product teams, external issuing partners, and more to define and build solutions that improve and scale Affirm’s virtual and physical card capabilities, driving a direct impact on key business goals. You should be outcomes driven with a very high bias for action and are undaunted by multiple dependencies both internal and external.
What you’ll do
• Enhance issuing platform capabilities across merchant integrations, wallets, and the Affirm Card. Own key initiatives across our platform to improve how we issue cards and manage lending services over the card networks.
• Be a Card Product Expert. Be a trusted source on our Issuing platforms and products, with a deep understanding of how the interplay between issuing processors, issuing banks, and card networks functions, knowledge of various card classifications and economic structures, and most importantly, how Affirm’s products fit within that ecosystem.
• Focus on Business Outcomes. Cut through the complexity of card programs to identify opportunities for enhanced economic efficiencies across the issuing P&L.
• Build for Scale. Lead and guide product direction for a cross-functional team of engineering, analytics, and platform partners. All with a platform mindset.
• Product Discovery and Opportunity Identification. Identify new product opportunities and set a comprehensive roadmap that’s informed by data analysis, qualitative research, and your own discovery.
• Drive the Product Lifecycle. Define product objectives, work with the engineering team and partners to drive requirements, ultimately lead execution to launch key products and features.
• Senior Leader Interaction. Interact effectively with senior leaders presenting insights and strategies that drive our company’s objectives.
What we look for
• 10+ years of product management experience in fintech or a payments related industry
• Equivalent practical experience or a Bachelor’s degree in a related field
• Knowledge of the card issuing ecosystem, including key players, products, funds flows, and economics
• Experience at an issuing processor or card network a plus
• Track record of experimenting and successfully launching at scale
• Outstanding written and verbal communication with a diverse stakeholder audience
• Very good at influencing leadership, cross-functional teams, and external partners
• Solid technical chops that allow you to have in depth technical discussions and opinions
• Excellent at identifying and prioritizing high impact initiatives
• Experience managing technical software products from kick-off to post-launch
• The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans
• Excellent at establishing cross-functional relationships, tapping into those relationships and driving consensus to make progress
Base Pay Grade - R
Equity Grade - USA 15
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000
USA base pay range (all other U.S. states) per year: $232,000 - $282,000
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