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Directors, Data Science - job 4 of 16

American Express Travel Related Services Company. Inc. seeks Directors, Data Science to drive the strategic analysis of credit metrics and credit provision. Lead the provision of credit-related analytical support, and develop and present key analyses and recommendations to management. Serve as the decisionmaker for developing analytics that identify trends and opportunities in the portfolio in order to optimize business and risk decisions. Own specific data assets and applications, ensuring the team’s use of data science tools, when troubleshooting issues, reconciling results, identifying improvements and automation opportunities, and training other users to drive adoption.

Position requires a Master’s degree in Finance, Statistics, Quantitative Economics, Operations Research, Business Administration, Computer Science, Engineering (any), or a related field, and 2 years of experience with risk management and risk analysis experience. Experience must include 2 years of experience with each of the following: credit risk data from credit bureaus and internal credit source, source systems, and data management processes; providing strategic guidance on risk information system implementation and enhancements, new data evaluation, and regulatory audit strategies; working with professional teams in multiple geographies; data analysis and transforming credit and risk capabilities using Big Data technologies, including Pig, Hive, and R;  2 years of experience with linear regression models, logistic regression models, and advanced machine learning models, including kNN, and GBM techniques; and 2 years of experience with Base SAS, SAS Enterprise Guide, SPSS, SQL, and Teradata. Telecommuting available up to 2 days per week.

Job Location: New York, NY   

Salary Range: $150,000.00 - $225,000.00 annually

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

  • Competitive base salaries 
  • Bonus incentives 
  • 6% Company Match on retirement savings plan 
  • Free financial coaching and financial well-being support 
  • Comprehensive medical, dental, vision, life insurance, and disability benefits 
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
  • Free and confidential counseling support through our Healthy Minds program 
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider a number of job-related factors, including experience and location.

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Average salary estimate

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$150000K
$225000K

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What You Should Know About Directors, Data Science, American Express

American Express Travel Related Services Company, Inc. is on the lookout for talented Directors, Data Science to join our dynamic team in the vibrant city of New York, NY. As a pivotal player in our organization, you'll lead the charge in driving strategic analysis of credit metrics and enhancing our credit provision processes. Your insights will shape key analyses and recommendations presented to management, allowing us to optimize both business and risk decisions. In this role, you will take ownership of specific data assets and applications, working closely with your team to leverage data science tools and tackle challenges such as troubleshooting issues and identifying automation opportunities. A Master's degree in Finance, Statistics, or a related field is required, along with at least two years of experience in risk management. You should bring expertise in credit risk data from credit bureaus, data management processes, and advanced analytics using Big Data technologies. With a competitive salary range of $150,000 - $225,000 and the flexibility of telecommuting up to two days per week, this role supports a work-life balance that empowers you to thrive. Join us and enjoy comprehensive benefits aiming to support your holistic well-being, including retirement savings, healthcare options, parental leave, and professional development opportunities. At American Express, we value diversity and are committed to creating an inclusive environment for all candidates. Come help us redefine the future of credit analysis!

Frequently Asked Questions (FAQs) for Directors, Data Science Role at American Express
What are the primary responsibilities for Directors, Data Science at American Express?

As a Director, Data Science at American Express, you will be responsible for driving strategic analysis of credit metrics, leading the analytical support for credit provision, and presenting key findings to management. You'll be integral in developing analytics that identify trends and optimize business and risk decisions, making this role crucial in shaping our credit strategies.

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What qualifications are needed for the Directors, Data Science position at American Express?

To qualify for the Directors, Data Science position at American Express, candidates must possess a Master’s degree in Finance, Statistics, or a related field. Additionally, at least two years of experience in risk management is a must, along with proficiency in credit risk data analysis, machine learning models, and relevant software such as Base SAS and SQL.

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Is telecommuting an option for Directors, Data Science at American Express?

Yes, American Express offers the flexibility of telecommuting for up to two days per week for the Directors, Data Science position. This flexibility helps maintain a healthy work-life balance while allowing you to contribute effectively to your team and the organization.

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What type of projects will Directors, Data Science work on at American Express?

Directors, Data Science at American Express will engage in various projects focused on analyzing credit metrics, optimizing risk decisions, and implementing data-driven strategies. You will work with advanced machine learning techniques to enhance our credit risk capabilities and improve overall business outcomes.

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What benefits does American Express provide to its Directors, Data Science?

American Express is committed to supporting the well-being of its employees and offers a comprehensive benefits package for Directors, Data Science. This includes competitive salaries, performance bonuses, retirement savings plans, healthcare options, paid parental leave, and ongoing career development opportunities.

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Common Interview Questions for Directors, Data Science
Can you describe your experience with credit risk data analysis?

Highlight your previous roles where you've analyzed credit risk data, focusing on tools and techniques used, your approach to identifying trends, and any successful projects that resulted in optimized financial strategies.

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What data science tools are you proficient in?

Discuss the data science tools you have used, such as Base SAS, SQL, and any libraries in R for machine learning. Emphasize how you've applied these tools in real-world situations to derive insights or solve problems.

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How do you approach troubleshooting data-related issues?

Explain your systematic approach to troubleshooting. Provide an example of a challenging data issue you faced and the steps you took to resolve it, highlighting your critical thinking and problem-solving skills.

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What strategies do you use to communicate complex data findings to non-technical stakeholders?

Share your approach to simplifying complex data insights into actionable recommendations for stakeholders, focusing on how you tailor your communication style based on the audience’s technical background.

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How do you stay current with trends in machine learning and data science?

Mention specific resources you rely on, such as industry blogs, workshops, and online courses. Also, discuss your participation in data science communities and any recent learnings that have influenced your work.

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Describe a time when you led a team project successfully.

Provide an example of a collaborative project, your role in leading the team, the challenges faced, and the outcomes. Highlight your leadership skills and your ability to align team efforts with organizational goals.

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What is your experience with regulatory compliance in the context of data science?

Discuss your understanding of relevant regulations, experiences in ensuring compliance during data handling and analysis, and your strategies for integrating compliance into everyday data science practices.

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How have you used big data technologies in your previous roles?

Describe specific big data technologies you've worked with, such as Pig or Hive, and how you've leveraged them to transform data analysis or enhance risk management capabilities.

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What are your expectations for mentorship and career development in this role?

Share your commitment to professional growth and what you hope to gain from mentorship opportunities, emphasizing your desire to continue developing your skills in data science and leadership.

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How do you ensure data quality in your analyses?

Discuss your methodology for validating data sources, checking for accuracy, and implementing quality control measures throughout your data analysis process to ensure reliable results.

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American Express is a multinational financial services corporation and global leader in providing personal, small business, and corporate credit cards.

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BADGES
Badge Family FriendlyBadge Office VibesBadge Work&Life BalanceBadge Rapid Growth
CULTURE VALUES
Inclusive & Diverse
Empathetic
Collaboration over Competition
Growth & Learning
Transparent & Candid
BENEFITS & PERKS
Medical Insurance
Dental Insurance
Mental Health Resources
Life insurance
Disability Insurance
Child Care stipend
Employee Resource Groups
Learning & Development
FUNDING
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TEAM SIZE
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
April 22, 2025

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